Gavop's guide to buying homeowners insurance in Sumpter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Sumpter, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Eyvind Dr, Indiana, Elwell Rd, Independence Dr, Vermont, California Blvd, Mulberry, Fenster St, Idaho, Victoria St | $122,500 | $100,000 | $125,000-$150,000 | $65,500 | $60,000 | $50,000-$75,000 |
| Boyd Dr, Clay Rd, Utah, Hawaii, Collyer Ct, Tamarack Trl, Meadow Springs Ln, Birch, Arbor Ln, Alaska | $191,000 | $170,000 | $150,000-$175,000 | $154,500 | $130,000 | $150,000-$175,000 |
| Willis Rd, Magnolia Pl, Dogwood St, Maine, Clark Rd, Arkona Rd, Rymut Dr, Lohr Rd, Georgia, Traskos St | $126,500 | $110,000 | $150,000-$175,000 | $102,500 | $100,000 | $75,000-$100,000 |
| Willis Ct, Dakota Ct, Carriage Ln, Sherwood Rd, Carrige Ln, Tulip Ln, Stonecrest Dr, Clemmons Ct, Arizona, Wayside Dr | $187,500 | $160,000 | $175,000-$200,000 | $147,000 | $130,000 | $125,000-$150,000 |
| Rustic Ln S, Sherwood Ct, Harris Rd, Ohio, Redwood, Wear Rd, Clark Ln, E Arizona, Florida, W Arizona | $152,000 | $140,000 | $150,000-$175,000 | $127,500 | $120,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $622 |
| Home and Two Car | -$108 | $568 |
| Home and Three Car | -$156 | $521 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $1,000 | $679 | $1,679 | $493 | $1,493 | $185 |
| Sumpter, MI | $2,000 | $668 | $2,668 | $486 | $2,486 | $183 |
| Flat Rock, MI | $400 | $638 | $1,038 | $464 | $864 | $174 |
| Bridgewater, MI | $2,500 | $932 | $3,432 | $677 | $3,177 | $255 |
| Bedford, MI | $400 | $676 | $1,076 | $492 | $892 | $185 |
| Berkley, MI | $2,500 | $684 | $3,184 | $497 | $2,997 | $187 |
| Clawson, MI | $100 | $666 | $766 | $484 | $584 | $182 |
| Troy, MI | $1,500 | $922 | $2,422 | $670 | $2,170 | $252 |
| Grass Lake charter, MI | $100 | $716 | $816 | $520 | $620 | $196 |
| Livingston County, MI | $1,500 | $849 | $2,349 | $617 | $2,117 | $232 |
| Henrietta, MI | $100 | $783 | $883 | $569 | $669 | $214 |
| Middleton, OH | $1,500 | $840 | $2,340 | $610 | $2,110 | $230 |
| Home Insurance Company Sumpter, MI | Homeowners Insurance Agency Sumpter, MI | Address | Popularity Score | Distance from Sumpter (miles) |
|---|---|---|---|---|
| State Farm | Jared Chapman | 15401 Farmington Rd, Livonia, MI, 48154-2870 | 18.9 | |
| State Farm | Martin Wilder | 13740 Merriman Rd Ste 1, Livonia, MI, 48150-1841 | 18.1 | |
| State Farm | Scott Orr | 41005 E Huron River Dr, Belleville, MI, 48111-2843 | 5.5 | |
| State Farm | Brad Stephenson | 14916 Telegraph Rd Ste 5, Flat Rock, MI, 48134-9661 | 9.4 | |
| State Farm | Johan Sutton | 37243 Huron River Drive, New Boston, MI, 48164-9181 | 4.1 | |
| Allstate | Sean Terry | 29444 Joy Rd, Livonia, MI, 48150 | 16.8 | |
| Allstate | Terry F Beydoun | 27852 Warren Rd, Westland, MI, 48185 | 16.3 | |
| Allstate | Joseph Pacut | 21134 Ecorse Rd, Taylor, MI, 48180 | 14.4 | |
| State Farm | David Steinhardt | 9400 Middlebelt Rd, Livonia, MI, 48150-7002 | 17.2 | |
| State Farm | Brian Manor | 24409 Eureka Rd, Taylor, MI, 48180-5165 | 11.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,060 | $530 |
| Wayne County, MI | $92,400 | $687 | $490 | $980 | $490 |
| Sumpter, MI | $158,700 | $676 | $480 | $940 | $460 |
| Flat Rock, MI | $131,900 | $646 | $460 | $900 | $440 |
| Bridgewater, MI | $254,800 | $943 | $640 | $1,300 | $660 |
| Bedford, MI | $166,200 | $685 | $470 | $940 | $470 |
| Berkley, MI | $172,800 | $692 | $490 | $960 | $470 |
| Clawson, MI | $155,900 | $674 | $490 | $960 | $470 |
| Troy, MI | $269,800 | $933 | $630 | $1,330 | $700 |
| Grass Lake charter, MI | $202,800 | $725 | $530 | $1,040 | $510 |
| Livingston County, MI | $218,700 | $859 | $580 | $1,210 | $630 |
| Henrietta, MI | $149,100 | $793 | $570 | $1,100 | $530 |
| Middleton, OH | $211,000 | $850 | $610 | $1,200 | $590 |