Gavop tells you how to get the best homeowners insurance in Rancho San Diego, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Rancho San Diego, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hunte Pkwy, Bobbie Ln, Packard Pl, Wild Colt Pl, Wilson Ln, Jarama Ct, Vista Sage Ln, Vista Madera Ln, Cymbal Ct, Singing Trails Dr | $673,000 | $600,000 | $500,000-$600,000 | $860,000 | $800,000 | $700,000-$800,000 |
| Bear Mountain Way, Plantation Way, Vallea St, Ave de la Luna, Vista Madera Way, Golden Star Ct, Fuerte Heights Ln, Jamul Vistas Dr, Ashley Park Dr, Valhalla View Dr | $757,500 | $720,000 | $600,000-$700,000 | $619,500 | $550,000 | $700,000-$800,000 |
| Putter Ct, Alta Loma Ct, Singing Ridge Rd, Louisa Dr, Pebble Ct, Lorraine Ann Dr, Cousino Way, Brabham St, Ave Marcella, Rocky Sage Rd | $400,500 | $360,000 | $350,000-$400,000 | $698,500 | $610,000 | $500,000-$600,000 |
| Via Mercado, Offy Ct, Caroway Ct, Shadow Knolls Dr, Cloverleaf Dr, Topaz Ter, Wild Stallion Pl, Sunray Pl, Pine Glen Ln, Vis Matamo | $485,000 | $450,000 | $400,000-$500,000 | $691,500 | $590,000 | $700,000-$800,000 |
| Butterfly Way, Wind River Rd, Panchoy Dr, Butterfly Rd, Indigo Dr, Corte de Las Piedras, Duncan Ranch Rd, Lone Oak Pl, New Ranch Ct, Sea Pines Rd | $373,500 | $340,000 | $400,000-$500,000 | $449,000 | $400,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $865 |
| Home and Two Car | -$150 | $790 |
| Home and Three Car | -$235 | $705 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Diego County | $700 | $1,368 | $2,068 | $994 | $1,694 | $374 |
| Rancho San Diego, CA | $2,500 | $929 | $3,429 | $675 | $3,175 | $254 |
| Spring Valley, CA | $200 | $787 | $987 | $572 | $772 | $215 |
| Alpine, CA | $1,000 | $977 | $1,977 | $710 | $1,710 | $267 |
| San Diego, CA | $200 | $1,414 | $1,614 | $1,027 | $1,227 | $386 |
| San Diego Country Estates, CA | $700 | $880 | $1,580 | $640 | $1,340 | $241 |
| Fairbanks Ranch, CA | $100 | $815 | $915 | $592 | $692 | $223 |
| Rancho Santa Fe, CA | $2,500 | $815 | $3,315 | $592 | $3,092 | $223 |
| Encinitas, CA | $200 | $1,531 | $1,731 | $1,113 | $1,313 | $418 |
| Hidden Meadows, CA | $1,500 | $1,605 | $3,105 | $1,166 | $2,666 | $438 |
| Fallbrook, CA | $100 | $1,345 | $1,445 | $978 | $1,078 | $368 |
| Home Insurance Company Rancho San Diego, CA | Homeowners Insurance Agency Rancho San Diego, CA | Address | Popularity Score | Distance from Rancho San Diego (miles) |
|---|---|---|---|---|
| State Farm | Cindy Gonzalez | 5482 Complex St Ste 114, San Diego, CA, 92123-1125 | 13.4 | |
| State Farm | Jose Doria | 830 Starboard St, Chula Vista, CA, 91914-4537 | 7.7 | |
| Liberty Mutual Independent | Daylight Insurance Brokerage | 900 Lane Ave Ste 128, Chula Vista, CA, 91914 | 8.0 | |
| State Farm | Jennifer Langley | 365 Broadway, El Cajon, CA, 92021-5461 | 3.9 | |
| State Farm | Cortie Dove | 315 11th St, Ramona, CA, 92065-3911 | 19.4 | |
| State Farm | Lee Meyer | 826 Starboard St, Chula Vista, CA, 91914-4537 | 7.7 | |
| State Farm | James Fread | 12064 Woodside Ave Ste 101, Lakeside, CA, 92040-2951 | 6.5 | |
| State Farm | Eric Andersen | 8040 La Mesa Blvd, La Mesa, CA, 91942-0335 | 6.1 | |
| Farmers | Guadalupe Green | 2568 Waterline Way, Chula Vista, CA, 91914 | 7.7 | |
| Allstate | J. Scott Hazelrigg | 6994 El Camino Real Ste 200, Carlsbad, CA, 92009 | 30.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Rancho San Diego, CA | $560,100 | $940 | $700 | $1,280 | $580 |
| Spring Valley, CA | $407,200 | $797 | $590 | $1,080 | $490 |
| Alpine, CA | $531,500 | $989 | $730 | $1,350 | $620 |
| San Diego, CA | $492,500 | $1,431 | $1,060 | $1,950 | $890 |
| San Diego Country Estates, CA | $435,900 | $891 | $660 | $1,210 | $550 |
| Fairbanks Ranch, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Rancho Santa Fe, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Encinitas, CA | $862,300 | $1,550 | $1,150 | $2,110 | $960 |
| Hidden Meadows, CA | $550,100 | $1,624 | $1,200 | $2,210 | $1,010 |
| Fallbrook, CA | $503,700 | $1,362 | $1,010 | $1,850 | $840 |