Gavop shows you how to buy homeowners insurance in Monahans, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $24,000 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $49,500 | $40,000 | $50,000-$75,000 |
| 3 Bedroom | $64,000 | $50,000 | $50,000-$75,000 |
| 4 Bedroom | $103,000 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $140,500 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$187 | $852 |
| Superior Protection Discount | -$94 | $946 |
| Fire & Security Discount | -$114 | $925 |
| Hail Resistant Roof Discount | -$21 | $1,019 |
| Newly Constructed Home Discount | -$260 | $780 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,344 |
| Hail Damage | $4,806 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,218 |
| Home Insurance Company Monahans, TX | Homeowners Insurance Agency Monahans, TX | Address | Popularity Score | Distance from Monahans (miles) |
|---|---|---|---|---|
| State Farm | Kessia Ledesma | 1001 N Pecos St, Fort Stockton, TX, 79735-3856 | 44.4 | |
| State Farm | Heather Buske | 5050 E University Blvd Ste 3, Odessa, TX, 79762-8100 | 44.6 | |
| State Farm | Andrew Hernandez | 4401 N Grandview Ave, Odessa, TX, 79762-5311 | 43.3 | |
| Farmers | Kelin Jones | 1301 S Stockton Ave, Monahans, TX, 79756 | 5.0 | |
| State Farm | Noe Garcia | 2260 Linda Ave Ste 102, Odessa, TX, 79763-2665 | 38.9 | |
| State Farm | Mike Podzemny | 5007 Jbs Pkwy, Odessa, TX, 79762-8123 | 44.3 | |
| State Farm | Patrick Willis | 1631 N County Rd W, Odessa, TX, 79763-2960 | 39.7 | |
| Travelers | Insource Insurance Group Llc | 5108 Wayland Dr, Odessa, TX, 79762 | 44.1 | |
| State Farm | Brandon Inman | 1300 S Stockton Ave, Monahans, TX, 79756-6027 | 4.9 | |
| Allstate | Dan Bertelson | 2123 E 42nd St, Odessa, TX, 79762 | 43.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Ward County, TX | $85,600 | $1,031 | $680 | $1,590 | $910 |
| Monahans, TX | $88,100 | $1,039 | $690 | $1,600 | $910 |
| Ward County, TX | $85,600 | $1,031 | $680 | $1,590 | $910 |
| Grandfalls, TX | $31,500 | $1,102 | $730 | $1,700 | $970 |
| Kermit, TX | $57,800 | $917 | $610 | $1,410 | $800 |
| West Odessa, TX | $86,100 | $1,452 | $960 | $2,240 | $1,280 |
| Crane, TX | $84,100 | $1,442 | $950 | $2,220 | $1,270 |
| Odessa, TX | $130,000 | $1,476 | $970 | $2,270 | $1,300 |
| Reeves County, TX | $52,900 | $894 | $590 | $1,380 | $790 |