Gavop tells you how to get the best homeowners insurance in Hickory Grove, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $175,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $205,000 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $269,500 | $240,000 | $300,000-$350,000 |
| 5 Bedroom | $207,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $732 |
| Superior Protection Discount | -$77 | $774 |
| Fire & Security Discount | -$85 | $766 |
| Hail Resistant Roof Discount | -$26 | $826 |
| Newly Constructed Home Discount | -$247 | $604 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $2,500 | $1,045 | $3,545 | $759 | $3,259 | $286 |
| Hickory Grove, MO | $700 | $841 | $1,541 | $611 | $1,311 | $230 |
| Truxton, MO | $300 | $890 | $1,190 | $647 | $947 | $243 |
| Loutre, MO | $2,000 | $1,028 | $3,028 | $747 | $2,747 | $281 |
| Missouri River, MO | $500 | $1,139 | $1,639 | $828 | $1,328 | $311 |
| Cedar Hill, MO | $700 | $1,036 | $1,736 | $753 | $1,453 | $283 |
| Bel-Ridge, MO | $500 | $771 | $1,271 | $560 | $1,060 | $211 |
| Glen Echo Park, MO | $700 | $932 | $1,632 | $677 | $1,377 | $255 |
| Marlborough, MO | $200 | $1,072 | $1,272 | $779 | $979 | $293 |
| Bowling Green, MO | $1,000 | $730 | $1,730 | $531 | $1,531 | $200 |
| Kane, IL | $200 | $564 | $764 | $410 | $610 | $154 |
| East Fulton, MO | $1,000 | $1,048 | $2,048 | $762 | $1,762 | $286 |
| Home Insurance Company Hickory Grove, MO | Homeowners Insurance Agency Hickory Grove, MO | Address | Popularity Score | Distance from Hickory Grove (miles) |
|---|---|---|---|---|
| State Farm | Lesleh Sprecker | 235 Creekside Office Drive, Wentzville, MO, 63385-5813 | 7.9 | |
| Farmers | Jonathan Clark | 8065 Mexico Rd Ste 200, Saint Peters, MO, 63376 | 18.9 | |
| State Farm | Dan Day | 740 Lakeside Plz, Lake St Louis, MO, 63367-1465 | 14.4 | |
| Travelers | Global Green Insurance Agency | 995 Cool Springs Industrial Dr, Ofallon, MO, 63366 | 18.4 | |
| Travelers | Midwest Agency | 8917 Veterans Memorial Pkwy O Fallon, O'Fallon, MO, 63366 | 16.9 | |
| Travelers | Leach Insurance Agency Llc | 2366 Hwy 94 S Outer Rd, St Charles, MO, 63303 | 26.0 | |
| State Farm | Deanna Carroll | 11780 Manchester Rd, Des Peres, MO, 63131-4328 | 34.2 | |
| State Farm | Brad Busch | 7908 Bonhomme Ave Ste 100, Clayton, MO, 63105-3549 | 37.9 | |
| State Farm | Lane Sander | 105 Chstrfld Bus Pkwy, Chesterfield, MO, 63005-1233 | 23.0 | |
| State Farm | Mike Burch | 130 Gray St, Sullivan, MO, 63080-1440 | 40.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,550 | $810 |
| Warren County, MO | $166,100 | $1,057 | $720 | $1,490 | $770 |
| Hickory Grove, MO | $191,900 | $851 | $590 | $1,180 | $590 |
| Truxton, MO | $87,500 | $901 | $650 | $1,280 | $630 |
| Loutre, MO | $129,600 | $1,040 | $720 | $1,420 | $700 |
| Missouri River, MO | $464,800 | $1,153 | $780 | $1,640 | $860 |
| Cedar Hill, MO | $132,600 | $1,049 | $760 | $1,500 | $740 |
| Bel-Ridge, MO | $58,500 | $780 | $570 | $1,100 | $530 |
| Glen Echo Park, MO | $99,200 | $943 | $640 | $1,340 | $700 |
| Marlborough, MO | $145,800 | $1,085 | $780 | $1,510 | $730 |
| Bowling Green, MO | $82,100 | $739 | $500 | $1,010 | $510 |
| Kane, IL | $78,500 | $571 | $390 | $810 | $420 |
| East Fulton, MO | $136,900 | $1,061 | $710 | $1,510 | $800 |