Gavop's guide to buying homeowners insurance in Mora County, NM covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $132,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $118,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $142,500 | $130,000 | $100,000-$125,000 |
| 5 Bedroom | $163,000 | $140,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $648 |
| Home and Two Car | -$113 | $591 |
| Home and Three Car | -$162 | $542 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mora County | $2,000 | $696 | $2,696 | $505 | $2,505 | $190 |
| Mora County, NM | $700 | $696 | $1,396 | $505 | $1,205 | $190 |
| Wagon Mound, NM | $500 | $692 | $1,192 | $503 | $1,003 | $189 |
| Mora, NM | $2,500 | $756 | $3,256 | $549 | $3,049 | $207 |
| Angel Fire, NM | $200 | $1,334 | $1,534 | $969 | $1,169 | $365 |
| Las Vegas, NM | $2,500 | $666 | $3,166 | $484 | $2,984 | $182 |
| Pe\ufffdasco, NM | $500 | $602 | $1,102 | $437 | $937 | $164 |
| Roy, NM | $700 | $626 | $1,326 | $455 | $1,155 | $171 |
| Cimarron, NM | $300 | $918 | $1,218 | $667 | $967 | $251 |
| Talpa, NM | $1,500 | $1,054 | $2,554 | $766 | $2,266 | $288 |
| Picuris, NM | $200 | $771 | $971 | $560 | $760 | $211 |
| Home Insurance Company Mora County, NM | Homeowners Insurance Agency Mora County, NM | Address | Popularity Score | Distance from Mora County (miles) |
|---|---|---|---|---|
| Travelers | The Trujillo Agency | 807 Grand Avenue, Las Vegas, NM, 87701 | 31.1 | |
| State Farm | Wanda Lucero | 211 Kit Carson Rd, Taos, NM, 87571-6410 | 46.5 | |
| Travelers | The Trujillo Agency | 807 Grand Ave Po Box 340, Las Vegas, NM, 87701 | 31.6 | |
| Farmers | Joella Montoya | 107 Plaza Garcia Ste A, Taos, NM, 87571 | 46.7 | |
| Farmers | Thomas Gutierrez | 1033 Paseo Del Pueblo Sur Ste F, Taos, NM, 87571 | 46.3 | |
| State Farm | Andrea Suazo | 1010b Paseo Del Pueblo Sur, Taos, NM, 87571 | 46.3 | |
| State Farm | Rosemarie Montoya | 624 University Ave Ste 200, Las Vegas, NM, 87701-4252 | 31.4 | |
| Allstate | Brown & Brown-Taos | 627 Paseo Del Pueblo Sur, Taos, NM, 87571 | 46.5 | |
| Allstate | Lisa Gallegos | 1128d Paseo Del Pueblo Sur, Taos, NM, 87571 | 46.3 | |
| Liberty Mutual Independent | Beaudry Insurance Agency Inc. | 603 Paseo Del Pueblo Norte, Taos, NM, 87571 | 46.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $630 | $1,210 | $580 |
| Mora County, NM | $109,100 | $704 | $510 | $1,000 | $490 |
| Mora County, NM | $109,100 | $704 | $510 | $990 | $480 |
| Wagon Mound, NM | $85,500 | $700 | $480 | $970 | $490 |
| Mora, NM | $112,600 | $765 | $530 | $1,090 | $560 |
| Angel Fire, NM | $378,400 | $1,350 | $920 | $1,880 | $960 |
| Las Vegas, NM | $129,600 | $674 | $450 | $920 | $470 |
| Pe\ufffdasco, NM | $53,200 | $609 | $430 | $860 | $430 |
| Roy, NM | $61,300 | $634 | $460 | $900 | $440 |
| Cimarron, NM | $196,600 | $929 | $640 | $1,310 | $670 |
| Talpa, NM | $270,900 | $1,067 | $740 | $1,460 | $720 |
| Picuris, NM | $119,200 | $780 | $530 | $1,120 | $590 |