Gavop shows you how to buy homeowners insurance in Tompkinsville, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $69,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $156,000 | $130,000 | $175,000-$200,000 |
| 4 Bedroom | $214,500 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $199,500 | $190,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $516 |
| Superior Protection Discount | -$56 | $565 |
| Fire & Security Discount | -$68 | $553 |
| Hail Resistant Roof Discount | -$19 | $603 |
| Newly Constructed Home Discount | -$149 | $472 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $700 | $617 | $1,317 | $449 | $1,149 | $169 |
| Tompkinsville, KY | $1,500 | $614 | $2,114 | $446 | $1,946 | $168 |
| Kettle-Peytonsburg, KY | $500 | $786 | $1,286 | $572 | $1,072 | $215 |
| Edmonton, KY | $700 | $674 | $1,374 | $490 | $1,190 | $184 |
| Holland, KY | $200 | $733 | $933 | $533 | $733 | $200 |
| Gradyville, KY | $2,500 | $739 | $3,239 | $537 | $3,037 | $202 |
| Lafayette, TN | $100 | $886 | $986 | $644 | $744 | $242 |
| Rocky Hill, KY | $1,000 | $743 | $1,743 | $540 | $1,540 | $203 |
| Eli, KY | $500 | $676 | $1,176 | $491 | $991 | $185 |
| Plano, KY | $700 | $937 | $1,637 | $681 | $1,381 | $256 |
| Taylor County, KY | $200 | $675 | $875 | $490 | $690 | $184 |
| Alexandria, TN | $1,000 | $887 | $1,887 | $645 | $1,645 | $242 |
| Home Insurance Company Tompkinsville, KY | Homeowners Insurance Agency Tompkinsville, KY | Address | Popularity Score | Distance from Tompkinsville (miles) |
|---|---|---|---|---|
| Travelers | Tompkinsville Insurance Agency | 910 North Main St, Tompkinsville, KY, 42167 | 4.0 | |
| State Farm | D C Clement | 430 Us 31w Byp Ste 108, Bowling Green, KY, 42101-1705 | 49.2 | |
| State Farm | David Graves | 262 Three Springs Rd, Bowling Green, KY, 42104-7519 | 47.5 | |
| State Farm | Wade Flowers | 235 Keen St, Burkesville, KY, 42717 | 14.8 | |
| State Farm | Chris Short | 305 Happy Valley Rd, Glasgow, KY, 42141-1535 | 26.5 | |
| Travelers | Glass & Thompson | 1006 W Stockton St, Edmonton, KY, 42129 | 19.8 | |
| Allstate | John Sells | 1520 Westpark Dr, Bowling Green, KY, 42104 | 48.9 | |
| Allstate | Alicia Sells | 2508 Scottsville Rd Ste 101, Bowling Green, KY, 42104 | 48.1 | |
| Allstate | Will Sacca | 303 Main St Po Box 98, Munfordville, KY, 42765 | 42.3 | |
| Allstate | Michael Scattergood | 950 Us 31w Byp, Bowling Green, KY, 42101 | 49.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,240 | $590 |
| Monroe County, KY | $74,500 | $625 | $450 | $860 | $410 |
| Tompkinsville, KY | $73,700 | $621 | $420 | $860 | $440 |
| Kettle-Peytonsburg, KY | $102,600 | $796 | $580 | $1,130 | $550 |
| Edmonton, KY | $76,500 | $682 | $480 | $980 | $500 |
| Holland, KY | $89,700 | $742 | $540 | $1,060 | $520 |
| Gradyville, KY | $91,100 | $748 | $520 | $1,070 | $550 |
| Lafayette, TN | $106,700 | $897 | $620 | $1,230 | $610 |
| Rocky Hill, KY | $91,900 | $752 | $520 | $1,050 | $530 |
| Eli, KY | $77,000 | $684 | $490 | $980 | $490 |
| Plano, KY | $146,300 | $948 | $640 | $1,340 | $700 |
| Taylor County, KY | $106,700 | $683 | $460 | $970 | $510 |
| Alexandria, TN | $107,000 | $898 | $610 | $1,250 | $640 |