Gavop's guide to buying homeowners insurance in Hyrum, UT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $147,500 | $140,000 | $100,000-$125,000 |
| 3 Bedroom | $217,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $321,500 | $260,000 | $350,000-$400,000 |
| 5 Bedroom | $587,000 | $550,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $558 |
| Superior Protection Discount | -$60 | $605 |
| Fire & Security Discount | -$66 | $598 |
| Hail Resistant Roof Discount | -$13 | $651 |
| Newly Constructed Home Discount | -$193 | $472 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,464 |
| Hail Damage | $4,476 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,222 |
| Home Insurance Company Hyrum, UT | Homeowners Insurance Agency Hyrum, UT | Address | Popularity Score | Distance from Hyrum (miles) |
|---|---|---|---|---|
| State Farm | Paul Howell | 146 W Parrish Ln, Centerville, UT, 84014-1821 | 44.2 | |
| State Farm | Jay Carnahan | 1294 W 12th St, Ogden, UT, 84404-5416 | 23.5 | |
| State Farm | Mckay Bybee | 4645 Midland Dr, West Haven, UT, 84401-6824 | 28.7 | |
| State Farm | Zach Hadley | 265 N Main St Ste B, Kaysville, UT, 84037-1424 | 36.4 | |
| State Farm | Mike Mangum | 555 E 5300 S Ste 1, Ogden, UT, 84405-4509 | 27.8 | |
| Travelers | Stratford Insurance Group | 2307 N Hill Field Rd., #103, Layton, UT, 84041 | 33.0 | |
| State Farm | Jennifer Bassarear | 107 N Main St Ste 104, Bountiful, UT, 84010-6152 | 46.3 | |
| Farmers | Neil Maxwell | 298 E 300 N, Morgan, UT, 84050 | 36.7 | |
| Liberty Mutual Independent | Insur-West | 380 S 200 W, Farmington, UT, 84025 | 40.6 | |
| Allstate | Christie Juber | 2523 N Hwy 89, Pleasant View, UT, 84404 | 19.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $430 | $870 | $440 |
| Cache County, UT | $202,400 | $699 | $500 | $1,000 | $500 |
| Hyrum, UT | $181,300 | $665 | $470 | $940 | $470 |
| Mendon, UT | $251,500 | $628 | $430 | $900 | $470 |
| Hyde Park, UT | $250,400 | $627 | $430 | $870 | $440 |
| Pleasant View, UT | $305,300 | $643 | $430 | $910 | $480 |
| Ogden Valley, UT | $367,400 | $685 | $470 | $980 | $510 |
| Harrisville, UT | $180,600 | $665 | $460 | $950 | $490 |
| Clifton, ID | $169,600 | $617 | $420 | $880 | $460 |
| St. Charles, ID | $168,800 | $616 | $420 | $840 | $420 |
| Bloomington, ID | $166,700 | $613 | $440 | $880 | $440 |
| North Salt Lake, UT | $259,800 | $591 | $410 | $810 | $400 |