Gavop's guide to buying homeowners insurance in Jack Jouett, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $121,000 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $172,000 | $140,000 | $175,000-$200,000 |
| 3 Bedroom | $261,500 | $230,000 | $200,000-$250,000 |
| 4 Bedroom | $574,500 | $520,000 | $600,000-$700,000 |
| 5 Bedroom | $653,500 | $580,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $747 |
| Superior Protection Discount | -$79 | $800 |
| Fire & Security Discount | -$62 | $817 |
| Hail Resistant Roof Discount | -$26 | $852 |
| Newly Constructed Home Discount | -$220 | $659 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Albemarle County | $700 | $989 | $1,689 | $719 | $1,419 | $270 |
| Jack Jouett, VA | $2,000 | $868 | $2,868 | $631 | $2,631 | $237 |
| Lake Monticello, VA | $500 | $754 | $1,254 | $548 | $1,048 | $206 |
| Cunningham, VA | $1,500 | $768 | $2,268 | $558 | $2,058 | $210 |
| Columbia, VA | $500 | $882 | $1,382 | $641 | $1,141 | $241 |
| Wintergreen, VA | $2,000 | $1,100 | $3,100 | $799 | $2,799 | $301 |
| South River, VA | $200 | $729 | $929 | $530 | $730 | $199 |
| Stuarts Draft, VA | $700 | $706 | $1,406 | $513 | $1,213 | $193 |
| Dayton, VA | $200 | $884 | $1,084 | $643 | $843 | $242 |
| Arrington, VA | $1,000 | $710 | $1,710 | $516 | $1,516 | $194 |
| South, VA | $100 | $715 | $815 | $520 | $620 | $195 |
| North River, VA | $1,000 | $760 | $1,760 | $552 | $1,552 | $208 |
| Home Insurance Company Jack Jouett, VA | Homeowners Insurance Agency Jack Jouett, VA | Address | Popularity Score | Distance from Jack Jouett (miles) |
|---|---|---|---|---|
| Allstate | Steve Harper | 3042 Berkmar Dr Ste C, Charlottesville, VA, 22901 | 2.8 | |
| State Farm | Cynthia Shifflett | 8767 Seminole Trl Ste 104, Ruckersville, VA, 22968-3493 | 13.3 | |
| Travelers | Truslow - Yost Insurance Agency | 125 Chapman Street, Orange, VA, 22960 | 25.3 | |
| Travelers | Lake Anna Insurance Agency Llc | 111 Ave, Mineral, VA, 23117 | 34.3 | |
| State Farm | Billy Hale | 2721 S Seminole Trl, Madison, VA, 22727-2573 | 22.5 | |
| Liberty Mutual Independent | Towe Insurance Service Inc | 304 E Jefferson St, Charlottesville, VA, 22902 | 4.7 | |
| Travelers | Lake Anna Insurance Agency Llc | 15711 Heth Dr, Mineral, VA, 23117 | 35.5 | |
| Liberty Mutual Independent | Virginia Insurance Partners | 516 1st St Ste B, Shenandoah, VA, 22849 | 27.9 | |
| Travelers | Maloney & Ward Insurance Agency | 202 W Evans Street, Culpeper, VA, 22701 | 39.5 | |
| Erie | A C Davis Insurance Agency | 500 Westfield Road Suite 17, Charlottesville, VA, 22901 | 2.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,360 | $710 |
| Albemarle County, VA | $329,600 | $1,001 | $680 | $1,390 | $710 |
| Jack Jouett, VA | $331,800 | $879 | $630 | $1,200 | $570 |
| Lake Monticello, VA | $222,500 | $763 | $530 | $1,090 | $560 |
| Cunningham, VA | $234,800 | $777 | $550 | $1,070 | $520 |
| Columbia, VA | $213,400 | $893 | $620 | $1,220 | $600 |
| Wintergreen, VA | $368,600 | $1,113 | $750 | $1,520 | $770 |
| South River, VA | $205,100 | $738 | $520 | $1,050 | $530 |
| Stuarts Draft, VA | $190,100 | $715 | $490 | $1,010 | $520 |
| Dayton, VA | $214,200 | $895 | $640 | $1,240 | $600 |
| Arrington, VA | $140,300 | $719 | $510 | $990 | $480 |
| South, VA | $141,800 | $724 | $490 | $1,010 | $520 |
| North River, VA | $228,000 | $769 | $550 | $1,070 | $520 |