How Can I Make My Houston, TX Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Houston, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Houston, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $109,500 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $107,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $144,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $114,500 | $100,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Houston, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$290 | $1,237 |
| Superior Protection Discount | -$137 | $1,390 |
| Fire & Security Discount | -$168 | $1,359 |
| Hail Resistant Roof Discount | -$46 | $1,481 |
| Newly Constructed Home Discount | -$351 | $1,176 |
Choose the Right Deductible for your Houston, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harris County | $1,000 | $1,374 | $2,374 | $999 | $1,999 | $376 |
| Houston, TX | $2,500 | $1,509 | $4,009 | $1,097 | $3,597 | $412 |
| Jersey Village, TX | $100 | $1,043 | $1,143 | $758 | $858 | $285 |
| Fresno, TX | $1,500 | $955 | $2,455 | $694 | $2,194 | $261 |
| New Territory, TX | $100 | $1,083 | $1,183 | $787 | $887 | $296 |
| Clear Lake Shores, TX | $700 | $2,109 | $2,809 | $1,533 | $2,233 | $576 |
| Woodloch, TX | $100 | $1,650 | $1,750 | $1,199 | $1,299 | $451 |
| Fulshear-Simonton, TX | $2,500 | $1,506 | $4,006 | $1,094 | $3,594 | $411 |
| Magnolia, TX | $200 | $1,228 | $1,428 | $893 | $1,093 | $336 |
| Weston Lakes, TX | $2,500 | $2,668 | $5,168 | $1,939 | $4,439 | $729 |
| Beasley, TX | $300 | $1,410 | $1,710 | $1,025 | $1,325 | $385 |
| Liberty-Dayton, TX | $1,000 | $1,490 | $2,490 | $1,083 | $2,083 | $407 |
Identify Top Home Insurance Agents near Houston, TX | Back to Top
| Home Insurance Company Houston, TX | Homeowners Insurance Agency Houston, TX | Address | Popularity Score | Distance from Houston (miles) |
|---|---|---|---|---|
| Travelers | Benchmark Insurance Group Of Texas | 1111 North Loop West Ste 730, Houston, TX, 77008 | 2.0 | |
| State Farm | Russell Content | 5353 W Alabama St Ste 218, Houston, TX, 77056-5922 | 6.5 | |
| State Farm | Erwin Mcgowan | 1315 Lockwood Dr, Houston, TX, 77020-6616 | 4.8 | |
| Liberty Mutual Independent | Zuber Insurance Agency Inc | 4635 Sw Frwy Ste 700, Houston, TX, 77027 | 6.3 | |
| State Farm | Courtney Clay | 9235 Katy Fwy Ste 340, Houston, TX, 77024-1534 | 8.0 | |
| Farmers | Lois Spicer | 4189 Bellaire Blvd Ste 252, Houston, TX, 77025 | 7.4 | |
| Travelers | Concierge Insurance Agency Of Texas | 50 Briar Hollow Ln Ste#335e, Houston, TX, 77027 | 5.0 | |
| Allstate | Carl S Smith | 1200 Mckinney St Ste 309, Houston, TX, 77010 | 3.5 | |
| Farmers | Haseeb Khan | 2401 Fountain View Dr Ste 830, Houston, TX, 77057 | 7.1 | |
| State Farm | Linda Nguyen | 8200 Main St Ste 700, Houston, TX, 77025-2887 | 7.7 |
Compare Rates for Houston, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Harris County, TX | $154,100 | $1,391 | $920 | $2,140 | $1,220 |
| Houston, TX | $147,500 | $1,527 | $1,010 | $2,350 | $1,340 |
| Jersey Village, TX | $246,700 | $1,056 | $700 | $1,630 | $930 |
| Fresno, TX | $146,900 | $967 | $640 | $1,490 | $850 |
| New Territory, TX | $276,800 | $1,096 | $720 | $1,690 | $970 |
| Clear Lake Shores, TX | $316,900 | $2,135 | $1,410 | $3,290 | $1,880 |
| Woodloch, TX | $139,000 | $1,670 | $1,100 | $2,570 | $1,470 |
| Fulshear-Simonton, TX | $328,200 | $1,524 | $1,010 | $2,350 | $1,340 |
| Magnolia, TX | $203,500 | $1,243 | $820 | $1,910 | $1,090 |
| Weston Lakes, TX | $417,900 | $2,700 | $1,780 | $4,160 | $2,380 |
| Beasley, TX | $81,300 | $1,427 | $940 | $2,200 | $1,260 |
| Liberty-Dayton, TX | $97,600 | $1,508 | $1,000 | $2,320 | $1,320 |
Research Home Insurance Companies Reviews in Houston, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: July 26, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: April 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: April 03, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: April 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: February 14, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: February 12, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: December 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: December 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 01, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: October 19, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: October 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: October 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 21, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 10, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: September 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 30, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 28, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 22, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 09, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 31, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 27, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: May 09, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: May 09, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: May 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: March 05, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: December 26, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: October 19, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: January 01, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 28, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: October 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 01, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: September 25, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 16, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 15, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 13, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 13, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: July 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: July 31, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: June 14, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 50 to 59 Gender: Male Marital Status: Married
GEICO Home Insurance Reviews
Date: January 06, 2020 Age: 50 to 59 Gender: Female Marital Status: Married
Date: February 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 30, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: September 26, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 10, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 01, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 30, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 26, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 12, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 14, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: January 29, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Travelers Home Insurance Reviews
Date: December 30, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 29, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: October 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 07, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: August 16, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 13, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 11, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: July 29, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: July 27, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: May 12, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: January 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
State Auto Home Insurance Reviews
Date: October 02, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 13, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 30, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 30, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 27, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 16, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 13, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 14, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
MetLife Home Insurance Reviews
Date: October 04, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: October 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 29, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 02, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: July 31, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: June 08, 2018 Age: Above 60 Gender: Male Marital Status: Married
Nationwide Home Insurance Reviews
Date: November 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: October 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 23, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 19, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 08, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: August 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: September 27, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: September 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 19, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: May 14, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: May 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Liberty Mutual Home Insurance Reviews
Date: October 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 04, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: August 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: October 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: March 29, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: February 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Esurance Home Insurance Reviews
Date: November 18, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Safeco Insurance Home Insurance Reviews
Date: July 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
American Strategic Insurance Home Insurance Reviews
Date: November 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Married