Gavop's guide to buying homeowners insurance in Noble County, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $73,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $106,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $202,500 | $180,000 | $150,000-$175,000 |
| 5 Bedroom | $240,000 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $592 |
| Superior Protection Discount | -$62 | $626 |
| Fire & Security Discount | -$55 | $633 |
| Hail Resistant Roof Discount | -$21 | $667 |
| Newly Constructed Home Discount | -$186 | $502 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Noble County | $1,000 | $680 | $1,680 | $494 | $1,494 | $186 |
| Noble County, OH | $2,500 | $680 | $3,180 | $494 | $2,994 | $186 |
| Sarahsville, OH | $400 | $539 | $939 | $392 | $792 | $147 |
| Aurelius, OH | $700 | $460 | $1,160 | $335 | $1,035 | $126 |
| Londonderry, OH | $300 | $608 | $908 | $442 | $742 | $166 |
| Fultonham, OH | $2,000 | $505 | $2,505 | $367 | $2,367 | $138 |
| Wood County, WV | $100 | $702 | $802 | $510 | $610 | $192 |
| Mill, OH | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| New Straitsville, OH | $400 | $532 | $932 | $386 | $786 | $145 |
| Carbon Hill, OH | $1,500 | $548 | $2,048 | $398 | $1,898 | $150 |
| Steele, WV | $300 | $694 | $994 | $504 | $804 | $190 |
| West Union, WV | $1,000 | $552 | $1,552 | $401 | $1,401 | $151 |
| Home Insurance Company Noble County, OH | Homeowners Insurance Agency Noble County, OH | Address | Popularity Score | Distance from Noble County (miles) |
|---|---|---|---|---|
| State Farm | Kyle Libby | 265 Downtowner Plz, Coshocton, OH, 43812-1926 | 41.1 | |
| State Farm | Tim Blue | 232 S Main St Ste A, Woodsfield, OH, 43793-1025 | 17.9 | |
| Farmers | Elizabeth Teter | 2205 W High St Ste C, Newark, OH, 43055 | 48.6 | |
| State Farm | Amanda Marshall | 353 Pike St, Marietta, OH, 45750-3325 | 24.6 | |
| State Farm | Larry Brill | 625 Steubenville Ave, Cambridge, OH, 43725-2241 | 19.4 | |
| State Farm | Doug Marmie | 1201 S. 2nd St., Coshocton, OH, 43812-6649 | 40.5 | |
| State Farm | Adam Davenport | 3612 Maple Ave, Zanesville, OH, 43701-1072 | 34.0 | |
| State Farm | Mike Schuetz | 160 Cunningham Ave., Cadiz, OH, 43907 | 42.4 | |
| State Farm | Dan Lahmers | 137 E Main St, Newcomerstown, OH, 43832-1036 | 36.0 | |
| State Farm | Kevin Davis | 232 32nd St, Bellaire, OH, 43906-1554 | 41.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $990 | $510 |
| Noble County, OH | $91,300 | $688 | $460 | $980 | $520 |
| Noble County, OH | $91,300 | $688 | $470 | $960 | $490 |
| Sarahsville, OH | $74,300 | $546 | $400 | $780 | $380 |
| Aurelius, OH | $52,000 | $466 | $320 | $640 | $320 |
| Londonderry, OH | $96,800 | $615 | $420 | $840 | $420 |
| Fultonham, OH | $64,300 | $511 | $360 | $700 | $340 |
| Wood County, WV | $115,100 | $710 | $480 | $990 | $510 |
| Mill, OH | $75,000 | $694 | $480 | $980 | $500 |
| New Straitsville, OH | $72,100 | $538 | $370 | $770 | $400 |
| Carbon Hill, OH | $77,000 | $555 | $380 | $760 | $380 |
| Steele, WV | $105,500 | $702 | $510 | $1,000 | $490 |
| West Union, WV | $66,900 | $559 | $380 | $790 | $410 |