Gavop tells you how to get the best homeowners insurance in Ridge, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $98,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $159,000 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $279,000 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $472,500 | $440,000 | $500,000-$600,000 |
| 5 Bedroom | $555,500 | $470,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $747 |
| Superior Protection Discount | -$90 | $810 |
| Fire & Security Discount | -$90 | $810 |
| Hail Resistant Roof Discount | -$27 | $873 |
| Newly Constructed Home Discount | -$225 | $675 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $1,000 | $1,491 | $2,491 | $1,084 | $2,084 | $408 |
| Ridge, NY | $1,500 | $890 | $2,390 | $647 | $2,147 | $243 |
| Cold Spring Harbor, NY | $200 | $833 | $1,033 | $605 | $805 | $228 |
| Carle Place, NY | $1,000 | $2,406 | $3,406 | $1,748 | $2,748 | $657 |
| Oxford, CT | $200 | $1,043 | $1,243 | $758 | $958 | $285 |
| Essex Village, CT | $1,500 | $1,650 | $3,150 | $1,199 | $2,699 | $451 |
| Ridgefield, CT | $200 | $903 | $1,103 | $656 | $856 | $247 |
| University Gardens, NY | $700 | $2,813 | $3,513 | $2,044 | $2,744 | $769 |
| Harbor Isle, NY | $100 | $2,180 | $2,280 | $1,584 | $1,684 | $596 |
| Danbury, CT | $700 | $1,199 | $1,899 | $871 | $1,571 | $328 |
| Hewlett Neck, NY | $100 | $695 | $795 | $505 | $605 | $190 |
| Woodbury Center, CT | $1,500 | $1,325 | $2,825 | $963 | $2,463 | $362 |
| Home Insurance Company Ridge, NY | Homeowners Insurance Agency Ridge, NY | Address | Popularity Score | Distance from Ridge (miles) |
|---|---|---|---|---|
| Nationwide | Eric A. Funk | 1919 Middle Country Rd Ste 300 A, Centereach, NY, 11720 | 10.5 | |
| State Farm | Tamara Lanza | 18 Halstead Ave, Harrison, NY, 10528-4003 | 44.0 | |
| Travelers | Xl Brokerage Inc | 658 Middle Country Road, Selden, NY, 11784 | 8.2 | |
| Travelers | Newbrook Insurance Agency | 14 Roosevelt Ave, Port Jefferson Station, NY, 11776 | 8.5 | |
| Travelers | Jay Tee Insurance | 1891 Deer Park Avenue, Deer Park, NY, 11729 | 25.2 | |
| Allstate | Fouad Moutrane | 310 Northern Blvd Ste F4, Great Neck, NY, 11021 | 44.8 | |
| Allstate | Jennifer Kanarek | 17918 Union Tpke, Fresh Meadows, NY, 11366 | 48.9 | |
| Nationwide | O Brien Agency Inc | 402 Main Street, Port Jefferson, NY, 11777-3087 | 10.0 | |
| Allstate | Elizabeth Hanlon | 6278 Route 25a, Wading River, NY, 11792 | 3.8 | |
| Nationwide | Charles J Bottitta | 385 Middle Country Rd, Coram, NY, 11727-3734 | 6.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,650 | $810 |
| Suffolk County, NY | $379,400 | $1,509 | $1,040 | $2,130 | $1,090 |
| Ridge, NY | $274,800 | $900 | $660 | $1,230 | $570 |
| Cold Spring Harbor, NY | $763,900 | $843 | $580 | $1,170 | $590 |
| Carle Place, NY | $486,000 | $2,435 | $1,750 | $3,430 | $1,680 |
| Oxford, CT | $354,500 | $1,056 | $760 | $1,460 | $700 |
| Essex Village, CT | $409,600 | $1,670 | $1,220 | $2,350 | $1,130 |
| Ridgefield, CT | $671,700 | $914 | $660 | $1,270 | $610 |
| University Gardens, NY | $641,000 | $2,847 | $2,020 | $3,930 | $1,910 |
| Harbor Isle, NY | $455,100 | $2,206 | $1,520 | $3,130 | $1,610 |
| Danbury, CT | $289,700 | $1,214 | $840 | $1,660 | $820 |
| Hewlett Neck, NY | $1,062,500 | $703 | $510 | $980 | $470 |
| Woodbury Center, CT | $303,400 | $1,341 | $950 | $1,850 | $900 |