How Can I Make My Lufkin, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Lufkin, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Lufkin, TX Home Insurance Coverage Levels | Back to Top

Lufkin, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
FM 1271, E Rhodes Ave, Sherwood Rd, Houston St, Palmore Rd, Cain St, Bluebird Ln, N 3rd St, N Bonner St, Little Hollow Dr $121,000 $100,000 $125,000-$150,000 $112,000 $90,000 $100,000-$125,000
Payton St, Wood Ave, Shelly Dr, Maple St, Saddle Ridge Dr, Co Rd 68, Parkview, Co Rd 41A, Shady Pine St, Spain Rd $78,000 $70,000 $50,000-$75,000 $47,000 $40,000 $25,000-$50,000
Sprucewood Dr, Taylor Ave, David Massingill Rd, Ethel Lewis Rd, Gaslight Sq, Renfro Dr, Shady Springs Bend, N Garvan St, Northwood St, Higgins Ave $63,500 $60,000 $50,000-$75,000 $59,000 $50,000 $50,000-$75,000
Largent St, Hughes Rd, Oakridge Cir, Eagle Creek Dr, Mantooth Ave, Casper St, Co Rd 277, Carver Ave, Co Rd 115, N Timberland Dr $98,000 $90,000 $75,000-$100,000 $76,000 $70,000 $75,000-$100,000
N Medford Dr, May St, Culverhouse St, Cherry St, Davisville Rd, S John Reddit Dr, James Ave, Picardy Ln, Covington Dr, Cris Rd $96,500 $80,000 $75,000-$100,000 $118,500 $110,000 $125,000-$150,000
Co Rd 141, E Laurel Ave, Kingwood Cir, Grant Ave, Knight St, Timber Creek Dr, Lakewood Ct, Hummingbird Ln, Circle Dr, Old Pond Rd $90,500 $70,000 $100,000-$125,000 $54,500 $50,000 $50,000-$75,000
Ridge St, Everitt St, Co Rd 136B, Kent St, Holmes Rd, Redland Church Rd, Fake N John Redditt Dr, Pierce St, Paul Hawkins Rd, S Randolph Dr $84,500 $80,000 $75,000-$100,000 $78,500 $70,000 $75,000-$100,000
Twin Oaks Rd, Cripple Creek Rd, Columbine Dr, S Timberland Dr, Charlton St, S Chestnut St, Ford Chapel Rd, Cottonbelt St, Zoo Cir, Deerwood Cir $90,500 $80,000 $100,000-$125,000 $60,000 $50,000 $50,000-$75,000
FM 1194, Co Rd 54B, N 6th St, L & L Ln, Riveroak St, Kingston St, Gary Rd, Virginia St, Piney Hollow Pl, Kiln St $97,500 $90,000 $100,000-$125,000 $97,500 $80,000 $75,000-$100,000
S Raguet St, Co Rd 153, Hill St, S 4th St, Turner St, Fairfield St, Co Rd 84, Linden St, Sid Love Rd, Trenton St $86,000 $80,000 $50,000-$75,000 $78,500 $70,000 $50,000-$75,000

Choose the Best Lufkin, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score $25 to 50,000 2 Pets, Non-Smoker $1,980
Unemployed 650-699 Credit Score No Income No Pets, Non-Smoker $480
Part Time Job 700-749 Credit Score <$25,000 More than 3 Pets at home, Smoker $780

Choose your Lufkin, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,733
Physical Damage $2,440
Hail Damage $4,665
Wind Damage $6,624
Expensive Claims
Fire $46,016
Smoke $15,884

Identify Top Home Insurance Agents near Lufkin, TX | Back to Top

Home Insurance Company Lufkin, TX Homeowners Insurance Agency Lufkin, TX Address Popularity Score Distance from Lufkin (miles)
Farmers Selena Mitchell 1411 Turtle Creek Dr Ste B, Lufkin, TX, 75904
2.6
Travelers C T Jones Insurance Agency 102 Skyview Dr, Livingston, TX, 77351
46.4
Travelers Church Street Financial 2121 Hwy 190 W, Livingston, TX, 77351
45.3
State Farm Austin Young 400 N Main St, Rusk, TX, 75785-1332
40.2
State Farm Steve Mccomb 1406 W Frank Ave Ste A, Lufkin, TX, 75904-3372
1.5
Allstate Tatom Insurance 882 Robb St., Trinity, TX, 75862
47.0
Travelers Church Street Financial 2121 Us Highway 190, West, Livingston, TX, 77351
45.3
Travelers Mary Michalec Lima 14267 Hwy 190 W, Onalaska, TX, 77360
43.4
Travelers Gibbs Insurance Agency 511 S First St, Lufkin, TX, 75901
0.8
Allstate Wilson Insurance 1404 W Bluff St, Woodville, TX, 75979
42.8

Compare Rates for Lufkin, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $560 $370 $860 $490
Angelina County, TX $83,700 $440 $290 $680 $390
Lufkin, TX $86,500 $360 $240 $550 $310
Huntington, TX $81,700 $360 $240 $550 $310
Nacogdoches, TX $102,400 $410 $270 $630 $360
Apple Springs, TX $61,800 $310 $200 $480 $280
Chireno, TX $57,900 $340 $220 $520 $300
Trinity County, TX $80,200 $350 $230 $540 $310
Onalaska, TX $58,900 $290 $190 $450 $260
Jasper, TX $80,300 $450 $300 $690 $390
Long Branch-Dotson, TX $87,900 $470 $310 $720 $410
Ivanhoe, TX $65,700 $300 $200 $460 $260
Tenaha, TX $46,500 $250 $170 $390 $220

Research Home Insurance Companies Reviews in Lufkin, TX Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: July 07, 2019    Age: 30 to 39    Gender: Unmarried    Marital Status: Female

Customer Service
Because getting a hold of someone I need to talk to is horrible. Messages are never returned and the people who answer the phones seem to not know anything or care about why you are calling.

Date: November 03, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I like that they are there to help you. I also like that they are friendly. I dislike having to wait on hold or have a rep switched on me.

GEICO Home Insurance Reviews

Date: September 11, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
My premium and deductible is very low due to the agents working with me on our policies.

Date: January 14, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I am satisfied with the premium and deductible for my policy. It had the best value and lowest deductibles that I seen compared to others.

MetLife Home Insurance Reviews

Date: October 20, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
It is difficult to navigate the site. It does not have very visible location of information. I cannot make any changes to my policies on the website. They only let you view your policy.

Travelers Home Insurance Reviews

Date: February 22, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The deductible is the same as all the other companies. It's designed such that you do not claim it unless something major occurs. It make sense. All the companies are relatively the same.

Alfa Insurance Home Insurance Reviews

Date: September 08, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
Every time i have called them, they have immediately taken care of any home issues that I've had. I am extremely satisfied with the service I've received. here is only one problem I've even heard of concerning Alfa.

Farmer's Insurance Home Insurance Reviews

Date: November 26, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
Farmers insurance is the new insurance company i got. so far, i have not had any claims with them, nor any experience with them at all. i never had any problem with my previous company but they were getting more expensive. i hope i made the right decision.


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