Gavop shows you how to buy homeowners insurance in Miller County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Miller County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Hwy B, Bridge Rd, Frank Rd, Patterson Loop, Jim Henry Rd, Pea Ridge Rd, Short St, State Hwy CC, Hwy Pp, Doolittle I | $116,500 | $110,000 | $100,000-$125,000 | $63,000 | $50,000 | $50,000-$75,000 |
| N Aurora St, Bittle Circle Rd, Co Rd W-12V, Hwy Tt, E Jay St, 3rd St, 134-2A, Co Rd W 12 M-1, Russell Loop, Old Hwy 54 | $81,000 | $70,000 | $75,000-$100,000 | $73,000 | $70,000 | $50,000-$75,000 |
| Lola Cir, Cherry Hill Dr, Henley Rd, Ridle Rd, Ross Dr, Smiley Ln, Old Tusumbia Rd, S Walnut St, Co Rd H-14, Co Rd 42-10A | $86,000 | $80,000 | $75,000-$100,000 | $88,500 | $80,000 | $75,000-$100,000 |
| Freeport Ave, Co Rd W-15C, N Shore Resort Rd, Rodden Church Rd, Co Rd Y-32, S Spruce St, Riviera Rd, Mesquite Rd, W Lakeview Dr, State Hwy M | $120,000 | $100,000 | $125,000-$150,000 | $70,500 | $60,000 | $50,000-$75,000 |
| Alcan Dr, Ridge Top Rd, Antioch Rd, Co Rd 42-46, River Bridge Rd, Badger Ridge Rd, Co Rd A-12A, Co Rd H-12, Co Rd 87-4, Central Hill Rd | $136,500 | $120,000 | $150,000-$175,000 | $64,500 | $50,000 | $75,000-$100,000 |
| N Spruce St, Co Rd Mm-8, Oak Briar Rd, Bitter Hill Rd, Old Ten Mile Rd, Co Rd P6, Co Rd 52-8, Watts Rd, Chestnut Rd, Cockrell Rd | $147,500 | $130,000 | $150,000-$175,000 | $93,000 | $80,000 | $100,000-$125,000 |
| Hart Dr, Bond Ln, Crossroads Dr, Bear Lake Rd, N Pearl St, Wally's World Ln, Doolittle II, Arrowhead Estates Rd, W 13th St, California Ave | $122,000 | $110,000 | $125,000-$150,000 | $55,500 | $40,000 | $25,000-$50,000 |
| Beakon Rd, Vine St, Handcock Rd, Briese Dr, Hall Store Rd, State Hwy H, Quail Run Rd, Tree Top Rd, Apple Grove Rd, Howser Rd | $129,500 | $120,000 | $100,000-$125,000 | $71,500 | $60,000 | $75,000-$100,000 |
| Greenwich Ave, Ball Park Rd, Rockwood Cir, C-38, N Grand Ave, Burr Oak Dr, Doolittle III, State Hwy Mm, Sele Rd, W 19th St | $100,000 | $90,000 | $75,000-$100,000 | $120,500 | $100,000 | $100,000-$125,000 |
| Hardy Rd, Co Rd Ff-16A, E Lakeview Dr, Cajun Dr, Cassidy Rd, Co Rd C-24, Osander, High St, Kinderhook County Rd, Co Rd W-15E | $190,500 | $160,000 | $175,000-$200,000 | $131,000 | $100,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$78 | $788 |
| Home and Two Car | -$147 | $719 |
| Home and Three Car | -$208 | $658 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Miller County | $2,000 | $856 | $2,856 | $622 | $2,622 | $234 |
| Miller County, MO | $700 | $856 | $1,556 | $622 | $1,322 | $234 |
| Brumley, MO | $400 | $925 | $1,325 | $672 | $1,072 | $253 |
| Barnett, MO | $1,500 | $758 | $2,258 | $551 | $2,051 | $207 |
| Tavern, MO | $500 | $1,010 | $1,510 | $734 | $1,234 | $276 |
| Warren, MO | $2,000 | $1,128 | $3,128 | $820 | $2,820 | $308 |
| Stoutland, MO | $500 | $767 | $1,267 | $557 | $1,057 | $210 |
| Adair, MO | $2,500 | $1,157 | $3,657 | $841 | $3,341 | $316 |
| California, MO | $400 | $938 | $1,338 | $681 | $1,081 | $256 |
| Macks Creek, MO | $700 | $750 | $1,450 | $545 | $1,245 | $205 |
| Syracuse, MO | $300 | $770 | $1,070 | $559 | $859 | $210 |
| Lake Creek, MO | $1,000 | $1,240 | $2,240 | $901 | $1,901 | $339 |
| Home Insurance Company Miller County, MO | Homeowners Insurance Agency Miller County, MO | Address | Popularity Score | Distance from Miller County (miles) |
|---|---|---|---|---|
| Travelers | Deco Insurance Agency | 508 N Main, Laurie, MO, 65038 | 22.3 | |
| State Farm | Lori Branch | 170 W Simon Blvd, Holts Summit, MO, 65043-1050 | 34.6 | |
| Travelers | Global Green Insurance Agency | 101 W 10th St Ste 1, Rolla, MO, 65401 | 40.3 | |
| State Farm | Mike Heitman | 4681-12 Hwy 54 Kings Plaza, Osage Beach, MO, 65065 | 12.9 | |
| Liberty Mutual Independent | Golden Rule Insurance Agency | 4065 Osage Beach Pkwy, Osage Beach, MO, 65065 | 10.6 | |
| Travelers | Fred Vogel | 301 Monroe, Jefferson City, MO, 65101 | 28.5 | |
| Travelers | Choice Agency Llc | 622 Delaware Ste A, Jefferson City, MO, 65109 | 28.3 | |
| State Farm | Dale Parker | 503 E Nifong Blvd Ste A1, Columbia, MO, 65201-3792 | 48.1 | |
| Farmers | David Jaeger | 824 Southwest Blvd, Jefferson City, MO, 65109 | 27.8 | |
| Allstate | Hutchison Insurance | 301 S Coffey St, Vienna, MO, 65582 | 26.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,530 | $760 |
| Miller County, MO | $126,500 | $866 | $630 | $1,200 | $570 |
| Miller County, MO | $126,500 | $866 | $590 | $1,200 | $610 |
| Brumley, MO | $97,200 | $936 | $650 | $1,280 | $630 |
| Barnett, MO | $55,600 | $767 | $510 | $1,090 | $580 |
| Tavern, MO | $123,400 | $1,022 | $740 | $1,410 | $670 |
| Warren, MO | $168,300 | $1,142 | $810 | $1,630 | $820 |
| Stoutland, MO | $57,500 | $776 | $570 | $1,100 | $530 |
| Adair, MO | $180,600 | $1,171 | $810 | $1,620 | $810 |
| California, MO | $101,000 | $949 | $650 | $1,320 | $670 |
| Macks Creek, MO | $53,800 | $759 | $550 | $1,060 | $510 |
| Syracuse, MO | $58,300 | $779 | $520 | $1,100 | $580 |
| Lake Creek, MO | $218,400 | $1,255 | $870 | $1,730 | $860 |