Gavop tells you how to get the best homeowners insurance in Steuben County, IN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Steuben County, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W 742 N, S 800 E, W Felicity St, S 325 W, Ln 360 Jimmerson Lk, Ln 150B Lk James, W Gilmore St, Ln 375Ba Lake James, N Elizabeth St, Ln 120E Hamilton Lake | $173,000 | $160,000 | $150,000-$175,000 | $153,500 | $140,000 | $150,000-$175,000 |
| Co Hwy 800 S, Ln 175 Lime Lake, N 300 W, Ln 240 Big Otter Lake, E Shaughniss Rd, E 207 S, S 400 E, W 135 S, 425 W, W 150 S | $180,000 | $170,000 | $175,000-$200,000 | $108,000 | $90,000 | $125,000-$150,000 |
| E Lemmon Rd, McClish Lake Rd, Ln 290 Crooked Lake, N 700 E, S 850 E, N 300 W, E 125 N, S 295 W, Ln 570B Lk James, N Bay View Rd | $118,500 | $110,000 | $100,000-$125,000 | $136,000 | $130,000 | $125,000-$150,000 |
| W 340 N, N Old State Rd 1, E 540 N, Sunstar Cir, W Long Lake Rd, Ln 240A Big Otter Lake, N 575 E, Ln 160 Jimmerson Lake, Ln 220 Lake Gage, Ln 260 West Otter Lake | $175,500 | $150,000 | $175,000-$200,000 | $139,500 | $120,000 | $125,000-$150,000 |
| Ln 301B Barton Lake, S Washington St, Ln 120Ec Hamilton Lake, S 725 W, N 177 W, S Darling St, W Grapevine Rd, W 160 S, Ln 120B Turkey Lake, Ln 210 Hamilton Lake | $159,500 | $130,000 | $150,000-$175,000 | $78,500 | $70,000 | $50,000-$75,000 |
| Ln 510F Lk James, Ln 150J Hamilton Lk, Ln 146 Crooked Lk, W 290 N, Sycamore St, W 70 N, E Ray Clark Rd, Knight St, N State Rd 327, W South Lake Gage Rd | $252,000 | $200,000 | $200,000-$250,000 | $136,000 | $120,000 | $125,000-$150,000 |
| S 500 W, N 250 W, E Johnson Lake Rd, S Bronson Rd, Industrial Dr, W Kimball St, Ln 120D Hamilton Lake, Ln 105 Long Lake, S 180 W, Sieres St | $107,000 | $90,000 | $100,000-$125,000 | $94,000 | $80,000 | $100,000-$125,000 |
| S 200 W, W Wabash Ave, Ln 281 Hamilton Lk, State Rd 327, S 575 W, Ln 101Da Jimmerson Lake, Mallard Ct, E 750 S, Ln 101A Crooked Lake, N Old US Hwy 27 | $169,500 | $150,000 | $175,000-$200,000 | $88,500 | $70,000 | $75,000-$100,000 |
| Ln 650Ca Snow Lake, E 50 N, Ln 260 Crooked Lk, Ln 101 Harbour Cove, E 150 S, W 100 N, Ln 800 Snow Lake, Ln 100A Mirrir Lake, Ln 250 Lake James, Ln 100 Mirror Lake | $227,000 | $210,000 | $200,000-$250,000 | $232,000 | $220,000 | $175,000-$200,000 |
| N Baker Rd, Stonyridge Dr, S 725 W, Ln 273A Lake James, S State Rd 1, Ln 270A Hamilton Lk, Ln 105D Turkey Lake, W 100 N, Ln 120Ee Hamilton Lk, Ln 205 Jimmerson Lake | $104,500 | $90,000 | $75,000-$100,000 | $67,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $721 |
| Superior Protection Discount | -$75 | $763 |
| Fire & Security Discount | -$84 | $754 |
| Hail Resistant Roof Discount | -$17 | $821 |
| Newly Constructed Home Discount | -$226 | $612 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Steuben County | $2,500 | $828 | $3,328 | $602 | $3,102 | $226 |
| Steuben County, IN | $1,500 | $828 | $2,328 | $602 | $2,102 | $226 |
| Kinderhook, MI | $500 | $799 | $1,299 | $581 | $1,081 | $218 |
| Gilead, MI | $1,500 | $749 | $2,249 | $544 | $2,044 | $205 |
| Waterloo, IN | $500 | $634 | $1,134 | $461 | $961 | $173 |
| Quincy, MI | $2,000 | $696 | $2,696 | $505 | $2,505 | $190 |
| Allen, IN | $100 | $649 | $749 | $472 | $572 | $177 |
| Stryker, OH | $1,500 | $555 | $2,055 | $404 | $1,904 | $152 |
| Milan, IN | $300 | $948 | $1,248 | $689 | $989 | $259 |
| Fort Wayne, IN | $700 | $740 | $1,440 | $538 | $1,238 | $202 |
| Tedrow, OH | $200 | $588 | $788 | $427 | $627 | $161 |
| Onsted, MI | $2,500 | $730 | $3,230 | $531 | $3,031 | $200 |
| Home Insurance Company Steuben County, IN | Homeowners Insurance Agency Steuben County, IN | Address | Popularity Score | Distance from Steuben County (miles) |
|---|---|---|---|---|
| State Farm | Lisa Yoder | 23809 Us Highway 33, Elkhart, IN, 46517-3509 | 47.7 | |
| State Farm | Valentine White-Xayarath | 5533 S Anthony Blvd, Fort Wayne, IN, 46806-3317 | 42.5 | |
| State Farm | Kelli Southern | 265 N Duesenberg Rd, Auburn, IN, 46706-3664 | 19.2 | |
| Travelers | Huntington Insurance Inc | 202 W Berry St Ste 110, Fort Wayne, IN, 46852 | 39.6 | |
| Allstate | Cris Brock | 2851 E Bristol St Ste C, Elkhart, IN, 46514 | 48.4 | |
| Travelers | Vice Insurance Services Inc | 3805 N Street Road 127, Angola, IN, 46703 | 3.6 | |
| Travelers | Vice Insurance Services Inc | 3805 N State Rd 127#A, Angola, IN, 46703 | 3.6 | |
| State Farm | Mike Wain | 1014 E Bristol St, Elkhart, IN, 46514-3622 | 50.0 | |
| State Farm | Brad Taylor | 4308 Flagstaff Cv, Fort Wayne, IN, 46815-4416 | 36.1 | |
| Allstate | Jeya Rajasingam | 702 W Coliseum Blvd Ste D, Fort Wayne, IN, 46808 | 37.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,210 | $630 |
| Steuben County, IN | $136,300 | $838 | $600 | $1,150 | $550 |
| Steuben County, IN | $136,300 | $838 | $600 | $1,150 | $550 |
| Kinderhook, MI | $161,900 | $809 | $550 | $1,120 | $570 |
| Gilead, MI | $124,500 | $758 | $550 | $1,080 | $530 |
| Waterloo, IN | $72,700 | $642 | $460 | $880 | $420 |
| Quincy, MI | $90,400 | $704 | $470 | $990 | $520 |
| Allen, IN | $109,400 | $657 | $450 | $910 | $460 |
| Stryker, OH | $79,200 | $562 | $390 | $800 | $410 |
| Milan, IN | $175,800 | $960 | $640 | $1,320 | $680 |
| Fort Wayne, IN | $106,500 | $749 | $500 | $1,060 | $560 |
| Tedrow, OH | $90,000 | $595 | $430 | $840 | $410 |
| Onsted, MI | $111,300 | $739 | $500 | $1,040 | $540 |