How Can I Make My Macomb, MI Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Macomb, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Macomb, MI Home Insurance Coverage Levels | Back to Top
| Macomb, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Washington Ct, Addington Dr, Patterson Dr, Concord Rd, Joann Ct, Leone Dr, Shinecock Dr, Patriot Dr, Karon Ct, St Martins Ave | $291,500 | $260,000 | $250,000-$300,000 | $364,000 | $340,000 | $300,000-$350,000 |
| Darwin St, Haven Dr, Nagy Ct, Hollowoode Ln, Loveland Dr, Timberland Ln, Paradise Ct, Beaufait Farms Blvd, Northport Dr, Concetta Dr | $330,500 | $270,000 | $250,000-$300,000 | $322,000 | $280,000 | $250,000-$300,000 |
| Webb Dr, la Crosse Dr, la Roi Cir, Coachfort Dr, Eagle Dr, Stoney Pointe, Keats Ct, Meraux Ct, Inland Ct, High Meadows Ct | $120,000 | $100,000 | $100,000-$125,000 | $146,500 | $130,000 | $125,000-$150,000 |
| Canvasback Dr, Mauro Ln, Arnold Dr, Canmore St, Park Lane Ct, Tally Ho Dr, Alden Dr, Providence Dr, Elm Creek, Gearhart Dr | $224,000 | $200,000 | $175,000-$200,000 | $449,000 | $400,000 | $500,000-$600,000 |
| Ascot Dr, Penzien Dr, Bush Dr, Buell Rd, Ellington Dr, Partridge Creek Dr, Summerfield Dr, Tea Rose Dr, Homestead Dr, Candle Dr | $239,500 | $220,000 | $250,000-$300,000 | $348,500 | $310,000 | $250,000-$300,000 |
| Strawberry Ln, Plateau Ct, Cypress Dr, Laurel Creek Dr, Beauvias Ct E, Allenton Dr, Ranier Dr, Joseph Ronald Dr, Walnut Dr, Camelot Blvd | $129,000 | $100,000 | $125,000-$150,000 | $269,000 | $240,000 | $200,000-$250,000 |
| Strawberry Hills Dr, Emil Dr, Shenandoah Dr, Fulham Ct, Bay Harbor Dr, Summer Ct, Greenbriar Dr, Ellie Dr, Wheaton Ct, Bayberry Dr | $206,000 | $190,000 | $200,000-$250,000 | $294,000 | $240,000 | $250,000-$300,000 |
| Hagen Rd, Broadmoor Ln, Crystalline Dr, Constitution, Nick Dr, Chickasaw Dr, Dogleg Dr, Beauvias Dr, Jon Paul Dr, Lafayette Dr | $136,000 | $110,000 | $125,000-$150,000 | $168,500 | $160,000 | $150,000-$175,000 |
| Comanche Dr, Rathmore Dr, Seaford Dr, Matterhorn Dr, St Andrews Dr, Parkview Dr, Lou Ln, Hillside Dr, Beacham Dr, Ansonia Way | $247,500 | $200,000 | $250,000-$300,000 | $198,500 | $180,000 | $150,000-$175,000 |
| Vine Dr, Nichole Ct, Laredo Place Dr, Beaver Trail Dr, Cheylade Dr, Isle Royale Ave, Haverhill Dr, E Oakwood Dr, W Ridge Dr, Pamela Dr | $240,500 | $220,000 | $200,000-$250,000 | $258,000 | $220,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Macomb, MI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $756 |
| Superior Protection Discount | -$80 | $809 |
| Fire & Security Discount | -$62 | $827 |
| Hail Resistant Roof Discount | -$27 | $862 |
| Newly Constructed Home Discount | -$204 | $684 |
Choose your Macomb, MI Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,319 |
| Hail Damage | $4,948 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Macomb, MI | Back to Top
| Home Insurance Company Macomb, MI | Homeowners Insurance Agency Macomb, MI | Address | Popularity Score | Distance from Macomb (miles) |
|---|---|---|---|---|
| Allstate | John Ivkov | 42770 Van Dyke Ave, Sterling Heights, MI, 48314 | 7.4 | |
| Allstate | Terri Megge | 35409 Jefferson Ave, Harrison Township, MI, 48045 | 8.8 | |
| State Farm | Kathryn Schram | 48875 Gratiot Ave, Chesterfield, MI, 48051-2616 | 3.8 | |
| State Farm | Ken Mazzola | 1826 E Auburn Road, Rochester Hills, MI, 48307-4884 | 9.4 | |
| Farmers | Adeeb Zayto | 28751 Ryan Rd, Warren, MI, 48092 | 14.0 | |
| State Farm | Brad Baynai | 16121 Eureka Rd, Southgate, MI, 48195-2943 | 36.3 | |
| State Farm | Beth Shutko | 36391 26 Mile Rd, Lenox, MI, 48048-3164 | 9.3 | |
| State Farm | Kurt Teller | 16054 15 Mile Rd, Fraser, MI, 48026-3703 | 8.6 | |
| Allstate | David Stevens | 36560 Moravian Dr, Clinton Township, MI, 48035 | 7.7 | |
| State Farm | Heidi Pichler | 6447 Rochester Rd, Troy, MI, 48085-1306 | 11.6 |
Compare Rates for Macomb, MI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,100 | $530 |
| Macomb County, MI | $146,700 | $765 | $530 | $1,050 | $520 |
| Macomb, MI | $244,800 | $889 | $610 | $1,260 | $650 |
| Harrison charter, MI | $163,400 | $681 | $500 | $960 | $460 |
| Leonard, MI | $121,100 | $754 | $510 | $1,040 | $530 |
| Redford charter, MI | $72,200 | $624 | $440 | $870 | $430 |
| Milford, MI | $215,300 | $740 | $540 | $1,040 | $500 |
| Highland charter, MI | $199,600 | $722 | $530 | $1,030 | $500 |
| Rose, MI | $199,700 | $722 | $510 | $1,000 | $490 |
| Speaker, MI | $97,700 | $717 | $510 | $980 | $470 |
| Wayne, MI | $68,700 | $618 | $440 | $880 | $440 |
| Lyon charter, MI | $300,100 | $872 | $600 | $1,240 | $640 |
| Mundy, MI | $125,600 | $638 | $470 | $870 | $400 |
Research Home Insurance Companies Reviews in Macomb, MI Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 17, 2019 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
State farm product offering compared is equal to and in cases better than the competition. Also very good at explaining the policy in great detail.
Foremost Insurance Home Insurance Reviews
Date: October 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I have had to make 2 claims on my homeowners insurance since I've had it and they've always been more than fair. Very nice, caring, and able to help me. They've explained everything.