How Can I Make My Huber Heights, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Huber Heights, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Huber Heights, OH Home Insurance Coverage Levels | Back to Top
| Huber Heights, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Whispering Pine Dr, Overlook Dr, Mann Rd, Bethelville Dr, Scarff Rd, Ross Rd, Co Hwy 167, W Hasket Ln, Westland Dr, Singer Rd | $141,000 | $130,000 | $125,000-$150,000 | $243,000 | $220,000 | $250,000-$300,000 |
| S Rudy Rd, Ginghamsburg West Charleston Rd, New Carlisle Rd, Windbrooke Dr, W Charleston Rd, Hollow Tree Dr, S Scarff Rd, Windham Rd, S Mann Rd, Co Hwy 236 | $191,500 | $170,000 | $175,000-$200,000 | $336,500 | $300,000 | $250,000-$300,000 |
| Church Ct, Sullivan Rd, Studebaker Rd, Dinsmore Dr, State Rte 202, Carriage Walk Dr, Co Hwy 179, Summerset Dr, S Dayton Brandt Rd, Winterhill Ct | $194,500 | $180,000 | $150,000-$175,000 | $271,500 | $240,000 | $250,000-$300,000 |
| Staley Rd, Co Hwy 241, US Hwy 40, Flick Rd, Co Hwy 8, Deergate Dr, S State Rte 201, Buttercup Dr, Futura Pkwy, Co Hwy 168 | $200,000 | $160,000 | $200,000-$250,000 | $201,000 | $180,000 | $175,000-$200,000 |
| Co Hwy 7a, Eastland Dr, Jasmine Dr, Co Hwy 180, Newbury Rd, Shroyer Dr, Lisa Dr, Agenbroad Rd, Elizabeth Bethel Rd, Heilman Dr | $129,000 | $120,000 | $100,000-$125,000 | $272,500 | $240,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Huber Heights, OH | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $495 |
| Superior Protection Discount | -$61 | $550 |
| Fire & Security Discount | -$55 | $556 |
| Hail Resistant Roof Discount | -$12 | $599 |
| Newly Constructed Home Discount | -$128 | $483 |
Choose your Huber Heights, OH Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,392 |
| Hail Damage | $4,665 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,887 |
Identify Top Home Insurance Agents near Huber Heights, OH | Back to Top
| Home Insurance Company Huber Heights, OH | Homeowners Insurance Agency Huber Heights, OH | Address | Popularity Score | Distance from Huber Heights (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Elliott Insurance Agency | 1317 E High St, Springfield, OH, 45505 | 17.7 | |
| Nationwide | Houghton Financial Inc | 7108 N Main St, Dayton, OH, 45415-2538 | 7.5 | |
| Travelers | Marsh & Mclennan Agency Llc | 409 E Monument Ave Ste 400, Dayton, OH, 45402 | 7.5 | |
| Allstate | Patty Rose | 220 W Main St, Troy, OH, 45373 | 13.5 | |
| State Farm | Joel Gruber | 7283 Old Troy Pike, Huber Heights, OH, 45424-2660 | 1.4 | |
| Travelers | Heyward Group Llc | 311 Wayne Ave, Dayton, OH, 45410 | 7.9 | |
| Travelers | Heyward Group Llc | 311 Wayne Avenue, Dayton, OH, 45410 | 7.9 | |
| Allstate | Andy Harmon | 1269 N Fairfield Rd, Beavercreek, OH, 45432 | 9.6 | |
| Travelers | Insurance Warehouse Of Dayton | 2456 N Gettysburg Ave, Dayton, OH, 45406 | 8.9 | |
| Allstate | Katina Y. Johnson | 3546 W Siebenthaler Ave, Dayton, OH, 45406 | 8.3 |
Compare Rates for Huber Heights, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $980 | $490 |
| Miami County, OH | $138,900 | $698 | $500 | $960 | $460 |
| Huber Heights, OH | $102,200 | $611 | $430 | $870 | $440 |
| Butler, OH | $165,600 | $650 | $440 | $890 | $450 |
| Fletcher, OH | $81,200 | $568 | $410 | $810 | $400 |
| New Jasper, OH | $160,700 | $764 | $560 | $1,080 | $520 |
| Waynesville, OH | $160,300 | $764 | $550 | $1,050 | $500 |
| Ithaca, OH | $55,000 | $477 | $340 | $680 | $340 |
| Jamestown, OH | $97,000 | $616 | $420 | $840 | $420 |
| Bowersville, OH | $81,200 | $568 | $390 | $810 | $420 |
| Fairfield, OH | $149,300 | $720 | $530 | $1,000 | $470 |
| Day Heights, OH | $157,100 | $757 | $510 | $1,070 | $560 |
| Amberley, OH | $310,300 | $1,012 | $720 | $1,450 | $730 |
Research Home Insurance Companies Reviews in Huber Heights, OH Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: October 07, 2019 Age: Above 60 Gender: Male Marital Status: Unmarried
Premium
The premium and deductible are amazing. It is very affordable compared to other insurances. I went to 3 other different agents and they all agree that there are no better rate out there.
Date: July 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
We recieved 80 percent deductible on our current and $5-$10 copay for each physician visit. Overall, everything is good
Date: November 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Overall, our experience getting and keeping home insurance has been amazing. It was very simple just adding it to our current auto policy and it didn't add too much to our monthly insurance payment. Our agent was polite and extremely helpful in assisting us with our policy changes.
Allstate Home Insurance Reviews
Date: January 19, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Again, the premium and deductible can leave allot to be desired. The deductible is high as well as the premium. You get what you pay for.
Date: October 23, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I am not sure the other insurance but I know my friend has the same insurance from a different company for a lot cheaper I am thinking of switching
State Farm Home Insurance Reviews
Date: October 26, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
other types of insurance policies generally apply each time you make a claim
Date: April 03, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
I wanted a strong, reputable company standing behind me in case something went wrong. So reputation was important, I believe I'm paying higher than market with my current policy.
GEICO Home Insurance Reviews
Date: October 21, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
We have an umbrella policy on our home. We also have coverage for damage to property, fire or other natural disaster, etc
Auto Owners Insurance Home Insurance Reviews
Date: September 09, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
We have been with Auto-Owners for 35 years and trust the company. We have experienced great customer service over the years and would recommend this company.