How Can I Make My Garfield Heights, OH Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Garfield Heights, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Garfield Heights, OH Home Insurance Coverage Levels | Back to Top
| Garfield Heights, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Carol Jean Blvd, Birchwood Rd, Dorothy Ave, Littleton Rd, Cherie, Chaincraft Rd, Fairlawn Blvd, Thornhurst Ave, Avondale Ave, Burleigh Rd | $88,500 | $80,000 | $50,000-$75,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Park Knoll Dr, Orme Rd, Briarcliff Dr, Grannis Rd, Sherwood Cir, S Parkway Dr, Cardwell Ave, Donovan Dr, Richland Ave, Wadsworth Ave | $154,000 | $130,000 | $150,000-$175,000 | $109,500 | $100,000 | $100,000-$125,000 |
| Wolf Ave, Joliet Rd, Brookhill Dr, Maple Leaf Dr, Shady Oak Blvd, Edgepark Dr, Carpenter Rd, Bangor Ave, Crudele Dr, Orme Rd | $113,000 | $90,000 | $75,000-$100,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Forestdale Dr, Chester Rd, Cooper Ct, Blythin Rd, Borges Ave, Grove Dr, Saxon Dr, Darlington Ave, Johnston Pkwy, Foxcroft Dr | $87,000 | $80,000 | $75,000-$100,000 | $85,000 | $70,000 | $75,000-$100,000 |
| David Rd, Rosewood Ave, Ohio Ave, Darlington Rd, Garland Ave, Lilac Ave, Homeworth Ave, S Highland Ave, Garfield Blvd, Meadowbrook Rd | $96,000 | $90,000 | $75,000-$100,000 | $91,000 | $80,000 | $100,000-$125,000 |
Bundle your Garfield Heights, OH Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $620 |
| Home and Two Car | -$109 | $573 |
| Home and Three Car | -$157 | $525 |
Choose the Right Deductible for your Garfield Heights, OH Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cuyahoga County | $2,500 | $657 | $3,157 | $478 | $2,978 | $180 |
| Garfield Heights, OH | $2,500 | $674 | $3,174 | $490 | $2,990 | $184 |
| Highland Heights, OH | $500 | $793 | $1,293 | $576 | $1,076 | $217 |
| Eastlake, OH | $2,500 | $632 | $3,132 | $459 | $2,959 | $173 |
| Newbury, OH | $200 | $714 | $914 | $519 | $719 | $195 |
| Aquilla, OH | $2,000 | $635 | $2,635 | $462 | $2,462 | $174 |
| Grand River, OH | $400 | $678 | $1,078 | $493 | $893 | $185 |
| Fairport Harbor, OH | $700 | $618 | $1,318 | $449 | $1,149 | $169 |
| Mesopotamia, OH | $400 | $780 | $1,180 | $567 | $967 | $213 |
| Orrville, OH | $2,000 | $611 | $2,611 | $444 | $2,444 | $167 |
| Beloit, OH | $300 | $538 | $838 | $391 | $691 | $147 |
| McDonald, OH | $1,500 | $584 | $2,084 | $424 | $1,924 | $160 |
Identify Top Home Insurance Agents near Garfield Heights, OH | Back to Top
| Home Insurance Company Garfield Heights, OH | Homeowners Insurance Agency Garfield Heights, OH | Address | Popularity Score | Distance from Garfield Heights (miles) |
|---|---|---|---|---|
| State Farm | Jill Gaba | 1129 E Aurora Rd Ste 203, Macedonia, OH, 44056-1992 | 9.2 | |
| State Farm | Justin Haislip | 160 W Market St, Orrville, OH, 44667-1847 | 40.8 | |
| Travelers | The Insurance Centre Agency | 347 W Milltown Road, Wooster, OH, 44691 | 43.6 | |
| State Farm | Michael Harley | 1128 W Pleasant Valley Rd, Parma, OH, 44134-6711 | 5.9 | |
| Farmers | Cindy Gsell | 23300 Chagrin Blvd Ste 101, Beachwood, OH, 44122 | 5.6 | |
| Travelers | Strassman Insurance Services Inc | 26351 Curtis Wright Pkwy, Richmond Heights, OH, 44143 | 11.8 | |
| State Farm | Bob North | 5264 Warrnsvle Ctr Rd, Maple Heights, OH, 44137-1913 | 2.7 | |
| State Farm | Tina Stopar | 5632 Ridge Rd, Parma, OH, 44129-2634 | 6.8 | |
| State Farm | Ron Gehring | 8925 Brecksville Rd, Brecksville, OH, 44141-2330 | 7.0 | |
| State Farm | Scott Gehring | 8925 Brecksville Rd, Brecksville, OH, 44141-2330 | 7.0 |
Compare Rates for Garfield Heights, OH Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $990 | $470 |
| Cuyahoga County, OH | $123,900 | $665 | $490 | $940 | $450 |
| Garfield Heights, OH | $70,900 | $682 | $490 | $970 | $480 |
| Highland Heights, OH | $277,900 | $802 | $550 | $1,150 | $600 |
| Eastlake, OH | $124,600 | $640 | $460 | $910 | $450 |
| Newbury, OH | $217,200 | $722 | $490 | $1,000 | $510 |
| Aquilla, OH | $106,900 | $643 | $460 | $880 | $420 |
| Grand River, OH | $124,000 | $686 | $490 | $950 | $460 |
| Fairport Harbor, OH | $100,200 | $625 | $430 | $880 | $450 |
| Mesopotamia, OH | $174,000 | $789 | $570 | $1,100 | $530 |
| Orrville, OH | $115,400 | $618 | $450 | $850 | $400 |
| Beloit, OH | $74,100 | $545 | $400 | $770 | $370 |
| McDonald, OH | $88,500 | $591 | $400 | $850 | $450 |
Research Home Insurance Companies Reviews in Garfield Heights, OH Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: January 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The premium and deductible of our policy , really I do not know the numbers as well as I probably should. But usually never completely have a great grasp or understanding as to how it all works, just know there's the phone, give them a call if I need it, Sure it was considered when collecting quotes so imagine it was lower than others at the time.
Date: December 01, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
I am not sure at all how my policy compares to the other home insurance policies for the same coverage. I did not compare mine with any other insurance companies.
American Family Insurance Home Insurance Reviews
Date: October 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium is pretty average and about the same when compared to other companies. There have been a few other companies that the costs are higher, for example Farmers insurance.
Erie Insurance Home Insurance Reviews
Date: February 27, 2019 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
Frankly, I haven't had to contact my insurance company's customer service because I rarely have to file a claim. If I have a simple question I contact the office of my local agent.