Gavop tells you how to get the best homeowners insurance in Oxford, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $136,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $212,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $256,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $290,500 | $240,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$67 | $771 |
| Home and Two Car | -$134 | $704 |
| Home and Three Car | -$201 | $637 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,440 |
| Hail Damage | $4,948 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,556 |
| Home Insurance Company Oxford, AL | Homeowners Insurance Agency Oxford, AL | Address | Popularity Score | Distance from Oxford (miles) |
|---|---|---|---|---|
| Allstate | Breck Price | 470 Riverhills Business Park, Birmingham, AL, 35242 | 49.4 | |
| Allstate | Cynthia Stuman | 4308 Center Point Rd, Pinson, AL, 35126 | 47.2 | |
| Allstate | Cory Bline | 141 Magnolia St, Lincoln, AL, 35096 | 14.3 | |
| Farmers | Joseph Buff | 2236 Cahaba Valley Dr Ste 207, Birmingham, AL, 35242 | 47.9 | |
| Travelers | Talladega Insurance Agency | 109 N Spring St, Talladega, AL, 35160 | 17.5 | |
| Travelers | Crawford-Skinner Agency | 6412 Us Highway 11 , Springville, AL, 35146 | 36.6 | |
| Nationwide | Mark Lee Insurance Agency Inc. | 320 Snow St Ste A, Oxford, AL, 36203 | 2.6 | |
| Allstate | Chad Lincoln | 1027 S Quintard Ave, Anniston, AL, 36201 | 3.7 | |
| Travelers | West Insurance Agency Inc | 1211 West Hamric Drive, Oxford, AL, 36203 | 0.3 | |
| State Farm | Albia Steers | 1010 N Broadway Ave, Sylacauga, AL, 35150-2162 | 36.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,660 | $870 |
| Talladega County, AL | $95,200 | $921 | $640 | $1,270 | $630 |
| Oxford, AL | $134,100 | $838 | $610 | $1,160 | $550 |
| Cleburne County, AL | $111,800 | $890 | $610 | $1,240 | $630 |
| Glencoe, AL | $133,000 | $833 | $600 | $1,180 | $580 |
| Attalla, AL | $78,000 | $709 | $480 | $1,010 | $530 |
| Springville, AL | $150,600 | $893 | $620 | $1,220 | $600 |
| Whitesboro, AL | $78,500 | $848 | $570 | $1,180 | $610 |
| Bristow Cove, AL | $60,400 | $714 | $490 | $1,010 | $520 |
| Stewartville, AL | $45,700 | $595 | $420 | $850 | $430 |
| Fayetteville, AL | $85,200 | $894 | $630 | $1,240 | $610 |
| Clarence, AL | $88,600 | $769 | $560 | $1,060 | $500 |
| Cave Spring, GA | $123,500 | $868 | $630 | $1,230 | $600 |