Gavop shows you how to buy homeowners insurance in Carroll County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Carroll County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Grossman St, Ruby St, Co Rd 639, Co Rd 331, Eldridge St, N Maple St, Cr 317, Co Rd 224, Oak St, Co Rd 313 | $155,000 | $150,000 | $125,000-$150,000 | $112,500 | $100,000 | $100,000-$125,000 |
| 330th, Co Rd 606, Grand Ave, Cherokee Rd, Cr 327, Co Rd 161, Co Rd 510, Co Rd 280, Co Rd 178, Co Rd 418 | $90,000 | $70,000 | $75,000-$100,000 | $59,500 | $60,000 | $50,000-$75,000 |
| Co Rd 366, Co Rd 305, Cr 200, Spring St, Co Rd 718, Cr 241, Hillcrest Dr, Co Rd 333, Pine St, Locust St | $106,500 | $100,000 | $75,000-$100,000 | $75,000 | $60,000 | $75,000-$100,000 |
| Old US Hwy 24, Co Rd 205, Old US Hwy 65, Co Rd 217, Co Rd 506, County Line Rd, Austin St, Co Rd 144, Elm St, Co Rd 516 | $173,500 | $150,000 | $150,000-$175,000 | $75,000 | $60,000 | $75,000-$100,000 |
| Cr321, Five Acre Ln, Co Rd 226, E Dietrich St, Co Rd 310, Whiteman St, 13th St, W 3rd Street Ter, S Missouri St, Co Rd 729 | $141,500 | $130,000 | $150,000-$175,000 | $93,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $620 |
| Superior Protection Discount | -$74 | $665 |
| Fire & Security Discount | -$66 | $672 |
| Hail Resistant Roof Discount | -$22 | $716 |
| Newly Constructed Home Discount | -$162 | $576 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Carroll County | $1,000 | $729 | $1,729 | $530 | $1,530 | $199 |
| Carroll County, MO | $1,500 | $729 | $2,229 | $530 | $2,030 | $199 |
| Van Horn, MO | $500 | $810 | $1,310 | $589 | $1,089 | $221 |
| Norborne, MO | $2,000 | $765 | $2,765 | $556 | $2,556 | $209 |
| Malta Bend, MO | $100 | $796 | $896 | $579 | $679 | $218 |
| Higginsville, MO | $2,500 | $925 | $3,425 | $672 | $3,172 | $253 |
| Rayville, MO | $100 | $786 | $886 | $572 | $672 | $215 |
| Odessa, MO | $1,500 | $846 | $2,346 | $615 | $2,115 | $231 |
| Dresden, MO | $300 | $1,083 | $1,383 | $787 | $1,087 | $296 |
| Grain Valley, MO | $1,500 | $790 | $2,290 | $574 | $2,074 | $216 |
| Fayette, MO | $300 | $866 | $1,166 | $630 | $930 | $237 |
| Callao, MO | $2,000 | $742 | $2,742 | $539 | $2,539 | $203 |
| Home Insurance Company Carroll County, MO | Homeowners Insurance Agency Carroll County, MO | Address | Popularity Score | Distance from Carroll County (miles) |
|---|---|---|---|---|
| Farmers | Brian Owens | 1040 Nw South Outer Rd, Blue Springs, MO, 64015 | 49.9 | |
| State Farm | David Cochran | 2910 Oklahoma Ave, Trenton, MO, 64683-3405 | 46.1 | |
| State Farm | Nick Mortallaro | 401 Sw Eagles Pkwy, Grain Valley, MO, 64029-8519 | 47.5 | |
| Allstate | Dan Mahurin | 1203 S Bucknr Tarsney Rd Ste C, Grain Valley, MO, 64029 | 46.7 | |
| State Farm | Debbie Minnick | 306 N Mason St, Carrollton, MO, 64633-2248 | 4.6 | |
| State Farm | John Hardy | 1201 Nw Jefferson St Ste A, Blue Springs, MO, 64015-6400 | 49.9 | |
| Travelers | Associated Services In Insurance | 1438 Minter Way, Grain Valley, MO, 64029 | 48.5 | |
| Farmers | John Banks | 1400 Sw Eagles Pkwy, Grain Valley, MO, 64029 | 48.4 | |
| Travelers | Associated Services In Insurance | 1438 Minter Way Grain Valley, Grain Valley, MO, 64029 | 48.5 | |
| Farmers | Micheal Clark | 368 W Arrow St Ste 101, Marshall, MO, 65340 | 26.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,490 | $740 |
| Carroll County, MO | $81,800 | $738 | $530 | $1,040 | $510 |
| Carroll County, MO | $81,800 | $738 | $500 | $1,040 | $540 |
| Van Horn, MO | $67,500 | $820 | $600 | $1,160 | $560 |
| Norborne, MO | $57,100 | $774 | $530 | $1,090 | $560 |
| Malta Bend, MO | $64,200 | $806 | $560 | $1,120 | $560 |
| Higginsville, MO | $97,200 | $936 | $680 | $1,330 | $650 |
| Rayville, MO | $62,000 | $796 | $530 | $1,090 | $560 |
| Odessa, MO | $122,400 | $856 | $570 | $1,220 | $650 |
| Dresden, MO | $150,000 | $1,096 | $790 | $1,500 | $710 |
| Grain Valley, MO | $161,100 | $799 | $540 | $1,130 | $590 |
| Fayette, MO | $81,300 | $877 | $600 | $1,200 | $600 |
| Callao, MO | $52,100 | $751 | $510 | $1,040 | $530 |