Gavop shows you how to buy homeowners insurance in Bellingham, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $146,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $258,000 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $377,000 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $322,500 | $280,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $707 |
| Superior Protection Discount | -$84 | $757 |
| Fire & Security Discount | -$67 | $774 |
| Hail Resistant Roof Discount | -$25 | $816 |
| Newly Constructed Home Discount | -$244 | $597 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,088 |
| Hail Damage | $5,479 |
| Wind Damage | $9,615 |
| Expensive Claims | |
| Fire | $35,329 |
| Accidental Discharge/Leakage | $8,798 |
| Optional Coverage Losses | $8,568 |
| Home Insurance Company Bellingham, MA | Homeowners Insurance Agency Bellingham, MA | Address | Popularity Score | Distance from Bellingham (miles) |
|---|---|---|---|---|
| Travelers | Willis Mackinnon Insurance Agency Inc | 5 Man Mar Dr Unit 2, Plainville, MA, 2762 | 9.8 | |
| Travelers | Cochrane & Porter Ins. | 981 Worcester Street, Wellesley, MA, 2482 | 17.6 | |
| Travelers | John J Walsh Insurance | 87 Margin St, Salem, MA, 1970 | 42.4 | |
| Liberty Mutual Independent | Berry Insurance | 31 Hayward St Ste J, Cobbs Allen & Hall Inc., MA, 2038 | 3.7 | |
| Travelers | Kaplansky Insurance Agency | 2288 Massachusetts Ave, Cambridge, MA, 2140 | 28.3 | |
| Travelers | Page & Lugton Insurance Agency Inc | 613 Great Plain Ave, Needham, MA, 2492 | 19.1 | |
| Travelers | J M Whitney Ins Inc | 151 Coolidge Ave Unit 102, Watertown, MA, 2472 | 26.0 | |
| Travelers | K D Hicks Insurance | 20 Park Plz Ste 4th Fl, Boston, MA, 2116 | 27.9 | |
| Liberty Mutual Independent | Thomas H Secky Insurance | 170 South St, Plainville, MA, 2762 | 8.5 | |
| Liberty Mutual Independent | Berry Insurance | 31 Hayward Street, Franklin, MA, 2038 | 3.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $960 | $1,960 | $1,000 |
| Norfolk County, MA | $433,000 | $1,224 | $820 | $1,680 | $860 |
| Bellingham, MA | $288,900 | $841 | $600 | $1,190 | $590 |
| Cumberland, RI | $266,500 | $1,267 | $850 | $1,800 | $950 |
| Dover, MA | $1,006,800 | $1,022 | $700 | $1,440 | $740 |
| Oxford, MA | $232,600 | $864 | $580 | $1,200 | $620 |
| Warren, RI | $265,100 | $997 | $720 | $1,380 | $660 |
| Lakeville, MA | $356,500 | $1,014 | $740 | $1,400 | $660 |
| Littleton, MA | $401,500 | $934 | $670 | $1,300 | $630 |
| Malden, MA | $359,700 | $1,296 | $950 | $1,840 | $890 |
| Stafford, CT | $189,600 | $855 | $580 | $1,170 | $590 |
| Gardner, MA | $175,200 | $753 | $510 | $1,050 | $540 |
| Ashburnham, MA | $230,600 | $859 | $630 | $1,210 | $580 |