Gavop's guide to buying homeowners insurance in Hudson, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hudson, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Edmonds Ln, N 4th St, Deer Aly, Franklin St, Warren St, S 6th St, Paul Ave, Prospect St, Water St, Washington St | $158,500 | $150,000 | $125,000-$150,000 | $120,000 | $110,000 | $100,000-$125,000 |
| Rossman Ave, Park Pl, Dodge St, Dock St, Newman Rd, Power Ave, N 5th St, Graham Ave, Rope Aly, State Rte 23B | $195,500 | $180,000 | $200,000-$250,000 | $158,000 | $150,000 | $125,000-$150,000 |
| E Court St, Storm Ave, Vanwinkle Rd, Hoysradt Ln, Lake St, S 2nd St, Riverledge Rd, N Front St, City Hall Pl, Joslen Pl | $225,500 | $190,000 | $175,000-$200,000 | $154,500 | $130,000 | $150,000-$175,000 |
| Harry Howard Ave, Paddock Pl, Rogers Ln, Robinson St, Columbia Tpke, Columbia St, Aitken Ave, N 3rd St, Front St, Worth Ave | $150,500 | $140,000 | $150,000-$175,000 | $166,500 | $150,000 | $175,000-$200,000 |
| Short St, N 7th St, Union St, Allen St, Short Rd, N 6th St, S 7th St, E Allen St, S 3rd St, N Front St | $194,000 | $170,000 | $175,000-$200,000 | $220,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $576 |
| Superior Protection Discount | -$69 | $617 |
| Fire & Security Discount | -$55 | $631 |
| Hail Resistant Roof Discount | -$21 | $665 |
| Newly Constructed Home Discount | -$158 | $528 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,488 |
| Hail Damage | $4,571 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,386 |
| Home Insurance Company Hudson, NY | Homeowners Insurance Agency Hudson, NY | Address | Popularity Score | Distance from Hudson (miles) |
|---|---|---|---|---|
| State Farm | Scott Marxer | 382 Violet Ave, Poughkeepsie, NY, 12601-1034 | 36.0 | |
| Travelers | Brinckerhoff & Neuville Inc | 1134 Main St, Fishkill, NY, 12524 | 49.8 | |
| Liberty Mutual Independent | Mjl Insurance Agency | 1075 Route 82 Ste 6, Hopewell Junction, NY, 12533 | 45.5 | |
| Travelers | Prins Agency Inc | 56 South Main Street, Castleton, NY, 12033 | 19.3 | |
| Travelers | The Valley Group Inc | 2537 Rte 52 Ste 6, Hopewell Junction, NY, 12533 | 48.2 | |
| State Farm | Elaine Vandecarr | 848 Kenwood Avenue, Slingerlands, NY, 12159-9668 | 26.4 | |
| Travelers | Fingar Insurance | 464 Main St, Catskill, NY, 12414 | 4.6 | |
| Travelers | Rose & Kiernan Inc | 527 Route 22, Pawling, NY, 12564 | 48.7 | |
| Travelers | Ott Agency | 1451 State Route 208, Wallkill, NY, 12589 | 48.6 | |
| State Farm | Eric Plese | 1097 Route 55 Ste 14, Lagrangeville, NY, 12540-5027 | 40.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,660 | $860 |
| Columbia County, NY | $224,600 | $828 | $600 | $1,130 | $530 |
| Hudson, NY | $189,400 | $685 | $500 | $980 | $480 |
| Ghent, NY | $220,300 | $704 | $510 | $970 | $460 |
| Copake Lake, NY | $260,200 | $1,003 | $710 | $1,430 | $720 |
| Zena, NY | $255,800 | $983 | $660 | $1,410 | $750 |
| Lakeville, CT | $390,000 | $1,599 | $1,170 | $2,270 | $1,100 |
| Berkshire County, MA | $203,300 | $921 | $630 | $1,300 | $670 |
| Shandaken, NY | $203,300 | $780 | $520 | $1,080 | $560 |
| Middleburgh, NY | $114,800 | $599 | $400 | $840 | $440 |
| Niskayuna, NY | $261,700 | $848 | $570 | $1,160 | $590 |
| Colebrook, CT | $262,100 | $1,231 | $890 | $1,750 | $860 |
| Winsted, CT | $143,900 | $712 | $510 | $1,020 | $510 |