How Can I Make My Riverhead, NY Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Riverhead, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Riverhead, NY Home Insurance Coverage Levels | Back to Top
| Riverhead, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cotton Tail Ct, Flora Ln, Oakleigh Ave, Elton St, Zion St, Fairview Ave W, Brookline Ct, Line Rd, Roberts St, May Dr | $309,500 | $250,000 | $250,000-$300,000 | $239,000 | $200,000 | $200,000-$250,000 |
| Northville Tpke, Ruth Ct, Water Way, Carls Pl, Tyte Dr, Riverside Dr, Birdie Ct, Northern Pkwy, Victor St, Surfway N | $180,500 | $150,000 | $150,000-$175,000 | $214,500 | $190,000 | $200,000-$250,000 |
| Pye Ln, Pleasant Ct, Nadel Dr, Claus Ave, Herricks Ln, Windy Acres, Jaynes Way, Hallett Ave, Derby Ct, Broad Ave | $347,500 | $320,000 | $300,000-$350,000 | $299,000 | $270,000 | $200,000-$250,000 |
| Purple Beech St, Freds Ln, Co Rd 25, Roberts Path, Co Rd 73, Little Bay Rd, Sylvan Dr, Woodlawn Dr, High Meadow Ln, Gladys Rd | $385,500 | $320,000 | $350,000-$400,000 | $265,000 | $230,000 | $300,000-$350,000 |
| Meroke Trl, Pine Cone Ct, Golden Spruce Dr, Co Rd 54, Hidden Acres Path, Corwell Ave, E 2nd Ave, Kirby Ln R/w, Forge Rd, Augusta Aly | $330,000 | $270,000 | $250,000-$300,000 | $257,500 | $230,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Riverhead, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$255 | $1,086 |
| Superior Protection Discount | -$134 | $1,207 |
| Fire & Security Discount | -$107 | $1,234 |
| Hail Resistant Roof Discount | -$27 | $1,314 |
| Newly Constructed Home Discount | -$295 | $1,046 |
Choose the Right Deductible for your Riverhead, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $2,500 | $1,491 | $3,991 | $1,084 | $3,584 | $408 |
| Riverhead, NY | $1,500 | $1,325 | $2,825 | $963 | $2,463 | $362 |
| East Shoreham, NY | $500 | $1,894 | $2,394 | $1,376 | $1,876 | $518 |
| Madison Center, CT | $200 | $2,108 | $2,308 | $1,532 | $1,732 | $576 |
| Bayport, NY | $1,000 | $1,088 | $2,088 | $791 | $1,791 | $297 |
| Oakdale, NY | $300 | $1,069 | $1,369 | $777 | $1,077 | $292 |
| Islip Terrace, NY | $2,500 | $1,052 | $3,552 | $765 | $3,265 | $288 |
| Baywood, NY | $1,000 | $1,093 | $2,093 | $794 | $1,794 | $299 |
| Terramuggus, CT | $100 | $1,323 | $1,423 | $961 | $1,061 | $362 |
| Glen Cove, NY | $700 | $842 | $1,542 | $612 | $1,312 | $230 |
Identify Top Home Insurance Agents near Riverhead, NY | Back to Top
| Home Insurance Company Riverhead, NY | Homeowners Insurance Agency Riverhead, NY | Address | Popularity Score | Distance from Riverhead (miles) |
|---|---|---|---|---|
| Travelers | Prime Coverage Corp | 1 Huntington Quadrangle Ste 1n11, Melville, NY, 11747 | 39.7 | |
| Travelers | Ny Sunrise Agency Inc | 5462 Merrick Rd, Massapequa, NY, 11758 | 43.6 | |
| Allstate | Allen Alagheband | 29 Glen Cove Ave Ste 202, Glen Cove, NY, 11542 | 49.0 | |
| State Farm | Joe Benincasa | 54 Willow Park Ctr, Farmingdale, NY, 11735-1001 | 40.4 | |
| Allstate | Andrea Sheren | 171 Middle Country Rd, Middle Island, NY, 11953 | 15.2 | |
| Allstate | Sue Bohrer-Braun | 910 Middle Country Rd, Selden, NY, 11784 | 19.2 | |
| Nationwide | O Brien Agency Inc | 402 Main Street, Port Jefferson, NY, 11777-3087 | 18.9 | |
| Allstate | Elizabeth Hanlon | 6278 Route 25a, Wading River, NY, 11792 | 7.3 | |
| Nationwide | Charles J Bottitta | 385 Middle Country Rd, Coram, NY, 11727-3734 | 17.1 | |
| State Farm | Tony Ardise | 45 Route 25a Ste 2, Setauket, NY, 11733-2821 | 21.0 |
Compare Rates for Riverhead, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,590 | $800 |
| Suffolk County, NY | $379,400 | $1,509 | $1,040 | $2,160 | $1,120 |
| Riverhead, NY | $350,000 | $1,341 | $900 | $1,900 | $1,000 |
| East Shoreham, NY | $414,700 | $1,917 | $1,380 | $2,650 | $1,270 |
| Madison Center, CT | $551,500 | $2,134 | $1,470 | $2,920 | $1,450 |
| Bayport, NY | $429,500 | $1,101 | $790 | $1,510 | $720 |
| Oakdale, NY | $424,600 | $1,082 | $750 | $1,540 | $790 |
| Islip Terrace, NY | $351,300 | $1,065 | $710 | $1,460 | $750 |
| Baywood, NY | $281,600 | $1,106 | $750 | $1,580 | $830 |
| Terramuggus, CT | $302,400 | $1,339 | $910 | $1,830 | $920 |
| Glen Cove, NY | $480,300 | $852 | $570 | $1,220 | $650 |
Research Home Insurance Companies Reviews in Riverhead, NY Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: October 29, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My premium was a lot cheaper than most other providers and companies. The deductible was the same as most, if not all, providers. It was a good deal overall.
Date: September 21, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
My premium is reasonable and deductible is very low. Especially in comparison to other home insurance companies. And USAA offers more coverage than all other insurers!
Liberty Mutual Home Insurance Reviews
Date: October 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
customer service is helpful,very informative and eager to help with any questions or concerns a person may have. they also talk to you in a professional way and are not rude.
Nationwide Home Insurance Reviews
Date: September 06, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
Nationwide was able to cover all of my insurance needs pertaining to my home. They offered the coverages that met or beat my previous insurance and deductibles were better as well.