How Can I Make My Cupertino, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Cupertino, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Cupertino, CA Home Insurance Coverage Levels | Back to Top
| Cupertino, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Northshore Sq, Patric Ct, Lark Ln, Hancock Dr, Carta Blanca St, Lindy Ln, Beauchamps Ln, Moltzen Dr, N Tantau Ave, Golden Gate Dr | $442,500 | $380,000 | $350,000-$400,000 | $320,000 | $280,000 | $250,000-$300,000 |
| Huntridge Ln, Melvin Dr, Heather Hts, Shasta Dr, Darrington Ct, Lynton Ct, Peninsular Ave, Dumas Dr, Clarkston Ave, S Castlerock Ter | $775,500 | $670,000 | $800,000-$900,000 | $836,500 | $740,000 | $900,000-$1,000,000 |
| Tula Ln, Astoria Dr, Camino Vista Dr, Vista Dr, Killdeer Ct, San Leandro Ave, Elvira St, Belfast Ct, Lamplighter Sq, Tressler Ct | $860,000 | $720,000 | $800,000-$900,000 | $727,000 | $670,000 | $700,000-$800,000 |
| Carniel Ave, Maxine Ave, Yilufa Ct, State Rte 35, Janice Ave, Pumpkin Ct, Bubb Rd, Whitney Way, Bette Ave, Selkirk Pl | $526,500 | $480,000 | $400,000-$500,000 | $526,500 | $460,000 | $500,000-$600,000 |
| Sage Ct, Hibiscus Ct, Fargo Dr, Castine Ave, Victoria Ter, Belleville Way, Bobolink Cir, Karameos Dr, Royal Oak Way, Pumpkin Dr | $676,500 | $640,000 | $600,000-$700,000 | $646,000 | $520,000 | $500,000-$600,000 |
| Fort Baker Dr, Lazaneo Dr, Cold Harbor Ave, Wardell Rd, Cll de Barcelona, Windsor St, Normandy Way, Galloway Ct, Long Oak Ln, Rose Blossom Dr | $550,500 | $450,000 | $400,000-$500,000 | $480,500 | $430,000 | $500,000-$600,000 |
| Bark Ln, Dunbar Dr, Barnhart Ct, Mercedes Rd, Wildflower Way, Park Green Dr, Balboa Rd, Jollyman Dr, Windsor Way, Blackwood Dr | $529,500 | $440,000 | $400,000-$500,000 | $772,500 | $630,000 | $800,000-$900,000 |
| New Haven Ct, Shady Oak Ln, Scofield Dr, Calabazas Creek Cir, Vicksburg Dr, Firebird Way, Shattuck Dr, Manzanita Ct, Salem Ave, Northfield Sq | $1,065,000 | $860,000 | $900,000-$1,000,000 | $656,500 | $530,000 | $700,000-$800,000 |
| Endicott Dr, Owen Sound Dr, Viceroy Ct, Ottawa Ct, Acacia Way, Maplewood Rd, Sanborn Rd, Saraview Ct, Jollyman Dr, Avondale St | $856,500 | $760,000 | $600,000-$700,000 | $384,000 | $340,000 | $400,000-$500,000 |
| Chelan Dr, McKlintock Ln, Langport Dr, Mello Pl, Devona Ter, Arata Way, Fort Laramie Dr, Drea Rd, Howard Dr, Berkeley Ct | $610,000 | $550,000 | $500,000-$600,000 | $618,000 | $540,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Cupertino, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$234 | $996 |
| Superior Protection Discount | -$123 | $1,107 |
| Fire & Security Discount | -$123 | $1,107 |
| Hail Resistant Roof Discount | -$25 | $1,205 |
| Newly Constructed Home Discount | -$283 | $947 |
Choose the Right Deductible for your Cupertino, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Clara County | $2,500 | $1,489 | $3,989 | $1,082 | $3,582 | $407 |
| Cupertino, CA | $2,500 | $1,215 | $3,715 | $883 | $3,383 | $332 |
| West Menlo Park, CA | $500 | $815 | $1,315 | $592 | $1,092 | $223 |
| Alum Rock, CA | $1,500 | $990 | $2,490 | $720 | $2,220 | $271 |
| Bonny Doon, CA | $100 | $2,185 | $2,285 | $1,588 | $1,688 | $597 |
| Sunol, CA | $2,500 | $2,608 | $5,108 | $1,896 | $4,396 | $713 |
| Piedmont, CA | $500 | $939 | $1,439 | $682 | $1,182 | $256 |
| Byron, CA | $1,000 | $1,148 | $2,148 | $834 | $1,834 | $314 |
| Martinez, CA | $400 | $1,350 | $1,750 | $981 | $1,381 | $369 |
| Seaside-Monterey, CA | $1,500 | $1,363 | $2,863 | $990 | $2,490 | $372 |
| East Contra Costa, CA | $500 | $1,228 | $1,728 | $892 | $1,392 | $336 |
| Tara Hills, CA | $1,000 | $925 | $1,925 | $672 | $1,672 | $253 |
Identify Top Home Insurance Agents near Cupertino, CA | Back to Top
| Home Insurance Company Cupertino, CA | Homeowners Insurance Agency Cupertino, CA | Address | Popularity Score | Distance from Cupertino (miles) |
|---|---|---|---|---|
| State Farm | Cory Mcelwee | 12382 Sartga Snyvl Rd, Saratoga, CA, 95070-3084 | 2.2 | |
| Allstate | Jill Khiew Lo | 1442 W El Camino Real, Mountain View, CA, 94040 | 5.4 | |
| State Farm | Joe Frangieh | 120 W Campbell Ave Ste A, Campbell, CA, 95008-1044 | 5.6 | |
| State Farm | Pirie Jensen | 1871 The Alameda Ste 120, San Jose, CA, 95126-1752 | 6.9 | |
| Allstate | Scott Whittemore Insurance Services Inc | 2208 Union St, San Francisco, CA, 94123 | 39.3 | |
| State Farm | Jake Bursalyan | 2555 Flores St Ste 175, San Mateo, CA, 94403-2343 | 21.1 | |
| Farmers | Jinghuai Li | 100 W El Camino Real Ste 70, Mountain View, CA, 94040 | 4.7 | |
| State Farm | Jack Flesher | 445 S San Antonio Rd Ste 101, Los Altos, CA, 94022-3638 | 5.4 | |
| Farmers | Kevin Chen | 690 W Fremont Ave Ste 7, Sunnyvale, CA, 94087 | 2.3 | |
| Farmers | Steven Manville | 9045 Soquel Dr Ste 1, Aptos, CA, 95003 | 25.2 |
Compare Rates for Cupertino, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Clara County, CA | $829,600 | $1,507 | $1,110 | $2,050 | $940 |
| Cupertino, CA | $1,372,800 | $1,229 | $910 | $1,670 | $760 |
| West Menlo Park, CA | $1,862,500 | $825 | $610 | $1,120 | $510 |
| Alum Rock, CA | $511,600 | $1,002 | $740 | $1,360 | $620 |
| Bonny Doon, CA | $819,300 | $2,212 | $1,640 | $3,010 | $1,370 |
| Sunol, CA | $1,055,200 | $2,640 | $1,950 | $3,590 | $1,640 |
| Piedmont, CA | $1,715,700 | $950 | $700 | $1,290 | $590 |
| Byron, CA | $416,700 | $1,162 | $860 | $1,580 | $720 |
| Martinez, CA | $505,400 | $1,366 | $1,010 | $1,860 | $850 |
| Seaside-Monterey, CA | $592,800 | $1,379 | $1,020 | $1,880 | $860 |
| East Contra Costa, CA | $433,900 | $1,243 | $920 | $1,690 | $770 |
| Tara Hills, CA | $354,400 | $936 | $690 | $1,270 | $580 |
Research Home Insurance Companies Reviews in Cupertino, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: July 19, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Policy Offerings
I was with Farmer's prior to switching to State Farm. I had no problem, with Farmer's, but I wanted to assist a co-worker with her husband's business.
Farmer's Insurance Home Insurance Reviews
Date: June 17, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Female
Customer Service
In the area I am located the representatives of Farmers Insurance have been fairly decent. I would rate them with a 4 for satisfied do to their personal attention that they provide as a whole.