Gavop shows you how to buy homeowners insurance in Lower Oxford, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $152,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $229,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $356,000 | $340,000 | $400,000-$500,000 |
| 5 Bedroom | $217,000 | $180,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $612 |
| Superior Protection Discount | -$67 | $680 |
| Fire & Security Discount | -$82 | $665 |
| Hail Resistant Roof Discount | -$15 | $732 |
| Newly Constructed Home Discount | -$217 | $530 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chester County | $2,500 | $1,016 | $3,516 | $739 | $3,239 | $278 |
| Lower Oxford, PA | $700 | $738 | $1,438 | $536 | $1,236 | $202 |
| Cochranville, PA | $200 | $863 | $1,063 | $627 | $827 | $236 |
| East Fallowfield, PA | $2,000 | $737 | $2,737 | $536 | $2,536 | $201 |
| Fawn Grove, PA | $200 | $754 | $954 | $548 | $748 | $206 |
| Elsinboro, NJ | $2,500 | $877 | $3,377 | $638 | $3,138 | $240 |
| Hopeland, PA | $100 | $729 | $829 | $530 | $630 | $199 |
| Heidelberg, PA | $2,500 | $772 | $3,272 | $561 | $3,061 | $211 |
| Lower Alsace, PA | $100 | $675 | $775 | $490 | $590 | $184 |
| Mount Gretna Heights, PA | $700 | $901 | $1,601 | $655 | $1,355 | $246 |
| West Lebanon, PA | $100 | $557 | $657 | $405 | $505 | $152 |
| Woodlynne, NJ | $1,000 | $585 | $1,585 | $425 | $1,425 | $160 |
| Home Insurance Company Lower Oxford, PA | Homeowners Insurance Agency Lower Oxford, PA | Address | Popularity Score | Distance from Lower Oxford (miles) |
|---|---|---|---|---|
| State Farm | Jeff Diblasi | 29 E Woodland Ave, Springfield, PA, 19064-2338 | 35.3 | |
| Liberty Mutual Independent | The Safegard Group Inc | 100 Granite Dr Ste 205, Media, PA, 19063 | 30.2 | |
| State Farm | Julie Martin | 619 Lombard Rd, Red Lion, PA, 17356-9054 | 35.2 | |
| Travelers | Dunn Danese Inc | 4209 Ferne Blvd, Drexel Hill, PA, 19026 | 37.4 | |
| Liberty Mutual Independent | Absolute Insurance Agency | 2705 Market Street, Aston, PA, 19014 | 29.9 | |
| Liberty Mutual Independent | Beiler Insurance Agency Inc | 5406 Lincoln Hwy, Gap, PA, 17527 | 12.9 | |
| Nationwide | Gannon Insurance Inc | 706 N 2nd Street, Philadelphia, PA, 19123 | 46.1 | |
| Travelers | The Deangelo Company | 106 S 6th Ave West Reading, West Reading, PA, 19611 | 36.6 | |
| Erie | Gallo Insurance Agency | 617 S 18th Street, Philadelphia, PA, 19146 | 44.3 | |
| State Farm | Jon Massari | 166 E Levering Mill Rd Ste 100, Bala Cynwyd, PA, 19004-2664 | 42.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,020 | $510 |
| Chester County, PA | $338,200 | $1,029 | $710 | $1,470 | $760 |
| Lower Oxford, PA | $248,500 | $747 | $540 | $1,020 | $480 |
| Cochranville, PA | $239,800 | $873 | $580 | $1,210 | $630 |
| East Fallowfield, PA | $247,700 | $746 | $510 | $1,050 | $540 |
| Fawn Grove, PA | $180,300 | $763 | $510 | $1,050 | $540 |
| Elsinboro, NJ | $216,700 | $888 | $630 | $1,270 | $640 |
| Hopeland, PA | $166,800 | $738 | $520 | $1,010 | $490 |
| Heidelberg, PA | $189,900 | $781 | $540 | $1,120 | $580 |
| Lower Alsace, PA | $138,800 | $683 | $490 | $980 | $490 |
| Mount Gretna Heights, PA | $259,900 | $912 | $670 | $1,290 | $620 |
| West Lebanon, PA | $88,000 | $564 | $380 | $810 | $430 |
| Woodlynne, NJ | $99,900 | $592 | $430 | $830 | $400 |