Gavop shows you how to buy homeowners insurance in Holmdel, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Holmdel, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Peach Tree Ln, Flora Dr, Dantes Way, Cat Bird Aly, Regal Ct, Apple Grove Dr, Highwood Ct, Clinton Ct, Van Schoick Rd, Banyan Blvd | $735,000 | $700,000 | $800,000-$900,000 | $552,500 | $500,000 | $600,000-$700,000 |
| Wilshire Way, Hyacinth Ct, Richmond Ct N, Stonehedge Dr, Flemer Ct, Lori Ln, N Beers St, Stillwell Dr, Pine Valley Ct, Mayfair Rd | $894,000 | $800,000 | $700,000-$800,000 | $654,500 | $570,000 | $600,000-$700,000 |
| E Brook Dr, Twin Ter, Tanglewood Ln, Orchard, Cambridge Rd, Everett Rd, Shadow Ridge Ct, Timberslope Way, Partridge Run, Crescent Rd | $478,500 | $390,000 | $400,000-$500,000 | $576,000 | $510,000 | $500,000-$600,000 |
| Orchard Ave W, Willowbrook Rd, Lily Ct, Bryce Rd, Cardinal Rd, Cranbrook Ct, Blue Hills Dr, Plum Ln, Mohingson Ct, Wingate Ter | $704,500 | $630,000 | $800,000-$900,000 | $736,500 | $640,000 | $700,000-$800,000 |
| The Shopping Mart, Old Manor Rd, Overlook Dr, Crawfords Corner Rd, Van Brackle Rd, Persimmon Ln, Ln D, Takolusa Dr, Brisbane Ct, Candlelight Dr | $837,000 | $750,000 | $900,000-$1,000,000 | $564,000 | $490,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$100 | $1,013 |
| Home and Two Car | -$189 | $924 |
| Home and Three Car | -$267 | $846 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,368 |
| Hail Damage | $4,948 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,218 |
| Home Insurance Company Holmdel, NJ | Homeowners Insurance Agency Holmdel, NJ | Address | Popularity Score | Distance from Holmdel (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Boynton & Boynton | 21 Cedar Ave Fair Haven, Fair Haven, NJ, 7704 | 7.1 | |
| Travelers | Otterstedt Agency | 540 Sylvan Ave, Englewood Cliffs, NJ, 7632 | 37.0 | |
| Travelers | Odonnell Agency Llc | 416-418 Centennial Ave, Cranford, NJ, 7016 | 19.7 | |
| Travelers | Adp Statewide Insurance Agencies Inc | 325 Columbia Tpke Ste 106, Florham Park, NJ, 7932 | 31.2 | |
| Allstate | Gary Vivinetto | 359 Centre St, Nutley, NJ, 7110 | 30.4 | |
| Travelers | Alpha Agency Llc | 89 Elmora Ave, Elizabeth, NJ, 7202 | 19.9 | |
| Allstate | Ronald Murtha | 514 Centennial Ave, Cranford, NJ, 7016 | 19.7 | |
| State Farm | Randy Loyd | 260 E Main St, Ramsey, NJ, 07446-1904 | 47.2 | |
| Travelers | Cerra Insurance Agency | 272 Highway 34, Matawan, NJ, 7747 | 6.5 | |
| State Farm | Greg Paglianite | 457 Bloomfield Ave Ste 1, Verona, NJ, 07044-2031 | 31.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,490 | $770 |
| Monmouth County, NJ | $396,200 | $1,189 | $820 | $1,650 | $830 |
| Holmdel, NJ | $644,700 | $1,113 | $790 | $1,590 | $800 |
| Watchung, NJ | $717,200 | $1,130 | $830 | $1,590 | $760 |
| Belle Mead, NJ | $246,000 | $941 | $680 | $1,340 | $660 |
| Long Hill, NJ | $540,800 | $981 | $680 | $1,340 | $660 |
| Skillman, NJ | $537,800 | $1,793 | $1,310 | $2,530 | $1,220 |
| Hanover, NJ | $485,600 | $958 | $680 | $1,350 | $670 |
| Lakeview, NY | $360,600 | $1,556 | $1,070 | $2,160 | $1,090 |
| Baxter Estates, NY | $795,200 | $824 | $560 | $1,140 | $580 |
| Old Brookville, NY | $1,972,700 | $1,049 | $720 | $1,480 | $760 |
| Park Ridge, NJ | $546,000 | $988 | $670 | $1,360 | $690 |
| Frenchtown, NJ | $311,600 | $1,061 | $750 | $1,520 | $770 |