Gavop's guide to buying homeowners insurance in Meigs County, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $132,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $124,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $204,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $219,000 | $190,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $663 |
| Superior Protection Discount | -$71 | $719 |
| Fire & Security Discount | -$87 | $703 |
| Hail Resistant Roof Discount | -$16 | $774 |
| Newly Constructed Home Discount | -$205 | $584 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Meigs County | $700 | $780 | $1,480 | $567 | $1,267 | $213 |
| Meigs County, TN | $1,500 | $780 | $2,280 | $567 | $2,067 | $213 |
| Sale Creek, TN | $100 | $1,017 | $1,117 | $739 | $839 | $278 |
| Bradley County, TN | $1,000 | $985 | $1,985 | $716 | $1,716 | $269 |
| Wildwood Lake, TN | $400 | $960 | $1,360 | $698 | $1,098 | $262 |
| Tellico Plains, TN | $2,500 | $825 | $3,325 | $600 | $3,100 | $225 |
| Apison, TN | $400 | $1,101 | $1,501 | $800 | $1,200 | $301 |
| Walden, TN | $1,500 | $1,592 | $3,092 | $1,157 | $2,657 | $435 |
| Lone Oak, TN | $500 | $1,089 | $1,589 | $791 | $1,291 | $298 |
| Copperhill, TN | $700 | $691 | $1,391 | $502 | $1,202 | $189 |
| Eton, GA | $500 | $833 | $1,333 | $605 | $1,105 | $228 |
| Louisville, TN | $2,000 | $1,274 | $3,274 | $926 | $2,926 | $348 |
| Home Insurance Company Meigs County, TN | Homeowners Insurance Agency Meigs County, TN | Address | Popularity Score | Distance from Meigs County (miles) |
|---|---|---|---|---|
| Erie | Moore Insurance Agency Inc. | 603 Highway 321 N Unit 8, Lenoir City, TN, 37772 | 38.0 | |
| State Farm | Lauren Bright | 10670 Parkside Dr Ste 2, Knoxville, TN, 37922-1905 | 47.3 | |
| Erie | Miller Insurance Services | 2 S White Street, Athens, TN, 37303 | 13.7 | |
| Travelers | Consolidated Insurance Service | 605 Reliability Cir, Knoxville, TN, 37932 | 48.3 | |
| Travelers | Eric Waters Insurance Agency | 2001 West Broadway Ave, Maryville, TN, 37801 | 48.9 | |
| State Farm | Rick Sharpe | 7002 Rhea County Hwy, Dayton, TN, 37321-6203 | 10.2 | |
| State Farm | Josh Hemphill | 11420 Kingston Pike, Knoxville, TN, 37934-3915 | 45.4 | |
| State Farm | Wade Dyar | 1720 Gunbarrel Rd Ste 304, Chattanooga, TN, 37421-3192 | 38.2 | |
| Liberty Mutual Independent | Herron Connell Insurance | 550 Oak Ridge Tpke Ste A, Oak Ridge, TN, 37830 | 49.6 | |
| State Farm | Jeff Greeson | 5607 Ringgold Rd, Chattanooga, TN, 37412-3131 | 42.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $740 | $1,480 | $740 |
| Meigs County, TN | $118,400 | $790 | $540 | $1,130 | $590 |
| Meigs County, TN | $118,400 | $790 | $530 | $1,090 | $560 |
| Sale Creek, TN | $146,500 | $1,029 | $710 | $1,430 | $720 |
| Bradley County, TN | $150,100 | $997 | $730 | $1,420 | $690 |
| Wildwood Lake, TN | $127,800 | $972 | $660 | $1,330 | $670 |
| Tellico Plains, TN | $91,500 | $835 | $580 | $1,160 | $580 |
| Apison, TN | $179,200 | $1,114 | $760 | $1,570 | $810 |
| Walden, TN | $369,500 | $1,611 | $1,110 | $2,270 | $1,160 |
| Lone Oak, TN | $174,400 | $1,102 | $750 | $1,530 | $780 |
| Copperhill, TN | $63,000 | $699 | $470 | $1,000 | $530 |
| Eton, GA | $118,300 | $843 | $620 | $1,150 | $530 |
| Louisville, TN | $261,600 | $1,289 | $880 | $1,840 | $960 |