Gavop shows you how to buy homeowners insurance in Black Jack, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $75,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $155,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $234,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $349,500 | $300,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $723 |
| Superior Protection Discount | -$86 | $774 |
| Fire & Security Discount | -$95 | $766 |
| Hail Resistant Roof Discount | -$26 | $834 |
| Newly Constructed Home Discount | -$241 | $619 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Louis County | $700 | $1,077 | $1,777 | $783 | $1,483 | $294 |
| Black Jack, MO | $700 | $850 | $1,550 | $618 | $1,318 | $232 |
| Alton, IL | $400 | $804 | $1,204 | $584 | $984 | $220 |
| Foster, IL | $2,000 | $865 | $2,865 | $629 | $2,629 | $237 |
| Green Park, MO | $500 | $1,101 | $1,601 | $800 | $1,300 | $301 |
| Columbia, IL | $700 | $733 | $1,433 | $533 | $1,233 | $200 |
| Lebanon, IL | $100 | $699 | $799 | $508 | $608 | $191 |
| Eagarville, IL | $500 | $509 | $1,009 | $370 | $870 | $139 |
| Wright City, MO | $700 | $1,053 | $1,753 | $765 | $1,465 | $288 |
| Germantown, IL | $500 | $813 | $1,313 | $591 | $1,091 | $222 |
| Belleview, IL | $2,500 | $565 | $3,065 | $411 | $2,911 | $154 |
| Home Insurance Company Black Jack, MO | Homeowners Insurance Agency Black Jack, MO | Address | Popularity Score | Distance from Black Jack (miles) |
|---|---|---|---|---|
| State Farm | Anthony Luster | 11706 W Florissant Ave, Florissant, MO, 63033-6743 | 1.6 | |
| Travelers | Norris Insurance Agency | 801 St Francois, Florissant, MO, 63031 | 3.3 | |
| Travelers | Meadow Park Insurance Agency | 8510 Olive Blvd, St Louis, MO, 63132 | 10.0 | |
| State Farm | Kathy Bowden | 12119 St Charls Rck Rd, Bridgeton, MO, 63044-2602 | 9.4 | |
| Travelers | Sailor & Associates | 10371 West Florissant, St Louis, MO, 63136 | 2.9 | |
| State Farm | Dimitri Owens | 3533 Dunn Rd Ste 202, Florissant, MO, 63033-6761 | 2.0 | |
| State Farm | Gary Bellm | 815 Hazelwest Dr Ste 200, Hazelwood, MO, 63042-1762 | 6.3 | |
| Farmers | Joseph Omokheyeke | 1050 Saint Francois St Ste H, Florissant, MO, 63031 | 3.2 | |
| State Farm | Gary Rogers | 3436 Mckelvey Rd, Bridgeton, MO, 63044-2525 | 9.6 | |
| State Farm | Rob Hasse | 4443 N Highway 67, Florissant, MO, 63034-2831 | 1.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,490 | $760 |
| St. Louis County, MO | $181,100 | $1,090 | $780 | $1,540 | $760 |
| Black Jack, MO | $124,100 | $860 | $580 | $1,210 | $630 |
| Alton, IL | $80,400 | $814 | $550 | $1,160 | $610 |
| Foster, IL | $194,600 | $876 | $620 | $1,250 | $630 |
| Green Park, MO | $156,800 | $1,114 | $790 | $1,570 | $780 |
| Columbia, IL | $198,700 | $742 | $540 | $1,050 | $510 |
| Lebanon, IL | $118,500 | $707 | $490 | $1,000 | $510 |
| Eagarville, IL | $65,000 | $515 | $360 | $720 | $360 |
| Wright City, MO | $138,600 | $1,066 | $780 | $1,520 | $740 |
| Germantown, IL | $166,100 | $823 | $550 | $1,160 | $610 |
| Belleview, IL | $78,600 | $572 | $410 | $790 | $380 |