Gavop's guide to buying homeowners insurance in Symsonia, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $90,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $151,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $196,500 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $393,500 | $370,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $628 |
| Home and Two Car | -$109 | $574 |
| Home and Three Car | -$157 | $526 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Graves County | $2,500 | $736 | $3,236 | $535 | $3,035 | $201 |
| Symsonia, KY | $1,000 | $675 | $1,675 | $490 | $1,490 | $184 |
| Benton, KY | $300 | $699 | $999 | $508 | $808 | $191 |
| Fancy Farm, KY | $1,000 | $759 | $1,759 | $551 | $1,551 | $207 |
| Metropolis No. 4, IL | $200 | $384 | $584 | $279 | $479 | $105 |
| Metropolis No. 3, IL | $700 | $534 | $1,234 | $388 | $1,088 | $146 |
| Livingston County, KY | $500 | $686 | $1,186 | $499 | $999 | $188 |
| Canton, KY | $700 | $869 | $1,569 | $632 | $1,332 | $238 |
| Trigg County, KY | $300 | $714 | $1,014 | $519 | $819 | $195 |
| Paris, TN | $2,000 | $687 | $2,687 | $499 | $2,499 | $188 |
| Stewart County, TN | $300 | $813 | $1,113 | $591 | $891 | $222 |
| Hardin County, IL | $1,000 | $818 | $1,818 | $595 | $1,595 | $224 |
| Home Insurance Company Symsonia, KY | Homeowners Insurance Agency Symsonia, KY | Address | Popularity Score | Distance from Symsonia (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Goodwin Insurance Agency Inc | 312 W Market St, Princeton, KY, 42445 | 41.5 | |
| Liberty Mutual Independent | Goodwin Insurance Agency Inc | 312 W Market St, Princeton, KY, 42445 | 41.5 | |
| Allstate | Woodall Agency | 110 W Washington St, Princeton, KY, 42445 | 41.5 | |
| Travelers | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 11.9 | |
| Travelers | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 11.9 | |
| Travelers | Bradshaw & Weil Inc | 621 Broadway St, Paducah, KY, 42001 | 15.7 | |
| Allstate | Gary Eckelkamp | 325 N 4th St, Paducah, KY, 42001 | 16.0 | |
| Allstate | Lake Barkley Ins | 67 Main St, Cadiz, KY, 42211 | 40.4 | |
| State Farm | Phillip Azar | 916 Broadway St, Paducah, KY, 42001-6810 | 15.6 | |
| State Farm | Don Nowlin | 324 S 6th St, Mayfield, KY, 42066-2310 | 9.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,240 | $630 |
| Graves County, KY | $95,600 | $745 | $510 | $1,070 | $560 |
| Symsonia, KY | $106,900 | $683 | $460 | $970 | $510 |
| Benton, KY | $114,600 | $707 | $470 | $1,010 | $540 |
| Fancy Farm, KY | $95,700 | $768 | $560 | $1,070 | $510 |
| Metropolis No. 4, IL | $38,700 | $389 | $260 | $530 | $270 |
| Metropolis No. 3, IL | $70,700 | $540 | $360 | $770 | $410 |
| Livingston County, KY | $90,800 | $695 | $470 | $980 | $510 |
| Canton, KY | $125,100 | $880 | $620 | $1,250 | $630 |
| Trigg County, KY | $119,500 | $722 | $490 | $1,030 | $540 |
| Paris, TN | $89,700 | $696 | $480 | $990 | $510 |
| Stewart County, TN | $130,400 | $823 | $600 | $1,140 | $540 |
| Hardin County, IL | $63,200 | $828 | $560 | $1,150 | $590 |