Gavop tells you how to get the best homeowners insurance in Sugar Loaf, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Sugar Loaf, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Old Course, Bass Ln, 2nd St, Towne Hall Ln, Dupo Ave, US Hwy By-Pass 50, Arnold Dr, Queeny Ave, Hillview Dr, Mary Ln | $208,500 | $190,000 | $175,000-$200,000 | $161,000 | $140,000 | $150,000-$175,000 |
| Saint Matthew Ct, Miranda Dr, Saint Lambert Dr, Church Circle Dr, Elizabeth Ave, Saeger Rd, Park Ave, Indian Hill Dr, Old Columbia Rd, Lily Ave | $126,000 | $110,000 | $125,000-$150,000 | $111,000 | $100,000 | $75,000-$100,000 |
| Louisa Dr, Lauren Cir, Dockins Creek Ln, Pine Lake Dr, Hoffman Estates Dr, E 1st St, Hickman Creek Rd, Maplewood Ln, My Lakeview Dr, Andy Run | $151,500 | $130,000 | $100,000-$125,000 | $107,000 | $100,000 | $100,000-$125,000 |
| Schrader Rd, Cahokia St, McBride Ave, Morgan St, Monica Dr, Sunnyhill Dr, Lindemann Ave, State Rte 163, Prestwick, W 7th St | $112,000 | $100,000 | $100,000-$125,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Levee Rd, Westfield Plaza Pkwy, W 1st St, Wilson Dr, Cottonwood, Sophia Ave, Saeger Rd, S New Missouri Ave, N Water St, Saint Dorothy Dr | $118,500 | $100,000 | $125,000-$150,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $747 |
| Home and Two Car | -$131 | $690 |
| Home and Three Car | -$189 | $632 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Clair County | $700 | $689 | $1,389 | $501 | $1,201 | $188 |
| Sugar Loaf, IL | $2,500 | $811 | $3,311 | $590 | $3,090 | $222 |
| Oakland, MO | $200 | $1,464 | $1,664 | $1,064 | $1,264 | $400 |
| Bonhomme, MO | $700 | $962 | $1,662 | $699 | $1,399 | $263 |
| Nameoki, IL | $400 | $582 | $982 | $423 | $823 | $159 |
| Midland, MO | $2,000 | $749 | $2,749 | $545 | $2,545 | $205 |
| Scotsdale, MO | $100 | $1,112 | $1,212 | $808 | $908 | $304 |
| Frontier, MO | $2,000 | $857 | $2,857 | $623 | $2,623 | $234 |
| Rosewood Heights, IL | $300 | $682 | $982 | $495 | $795 | $186 |
| Breese, IL | $700 | $666 | $1,366 | $484 | $1,184 | $182 |
| Brighton, IL | $400 | $803 | $1,203 | $584 | $984 | $220 |
| Addieville, IL | $2,500 | $633 | $3,133 | $460 | $2,960 | $173 |
| Home Insurance Company Sugar Loaf, IL | Homeowners Insurance Agency Sugar Loaf, IL | Address | Popularity Score | Distance from Sugar Loaf (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Yaekel & Associates Inc | 1915 W Main St, Belleville, IL, 62226 | 9.8 | |
| State Farm | Stacy Jackson | 871 N Illinois Route 3, Waterloo, IL, 62298-1078 | 11.2 | |
| Liberty Mutual Independent | Yaekel & Associates Inc | 1915 W Main St, Belleville, IL, 62226 | 9.8 | |
| State Farm | Bruce Doyle | 100 Veterans Pkwy, Columbia, IL, 62236-2508 | 5.0 | |
| State Farm | Krys Jacobs | 1801 S Illinois St, Belleville, IL, 62220-2823 | 11.1 | |
| Allstate | Richard Smith | 414 Range Ln, Cahokia, IL, 62206 | 3.5 | |
| Travelers | Gasaway Insurance Agency | 4717 W Main St Ste 2, Belleville, IL, 62226 | 8.8 | |
| Liberty Mutual Independent | Steck-Cooper & Co | 2810 Frank Scott Pkwy W Ste 804, Belleville, IL, 62223 | 8.2 | |
| Travelers | Niebruegge Insurance Agency | 117 S State St, Freeburg, IL, 62243 | 16.3 | |
| Allstate | Don Forhan | 6909 W Main St, Belleville, IL, 62223 | 8.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,170 | $570 |
| St. Clair County, IL | $122,600 | $697 | $510 | $970 | $460 |
| Sugar Loaf, IL | $84,300 | $821 | $590 | $1,160 | $570 |
| Oakland, MO | $312,000 | $1,482 | $1,020 | $2,120 | $1,100 |
| Bonhomme, MO | $269,500 | $973 | $660 | $1,380 | $720 |
| Nameoki, IL | $95,200 | $589 | $430 | $820 | $390 |
| Midland, MO | $88,000 | $759 | $550 | $1,050 | $500 |
| Scotsdale, MO | $161,500 | $1,125 | $750 | $1,560 | $810 |
| Frontier, MO | $202,500 | $867 | $590 | $1,220 | $630 |
| Rosewood Heights, IL | $112,700 | $690 | $500 | $980 | $480 |
| Breese, IL | $156,500 | $675 | $450 | $960 | $510 |
| Brighton, IL | $161,000 | $813 | $560 | $1,110 | $550 |
| Addieville, IL | $97,500 | $641 | $460 | $880 | $420 |