Gavop's guide to buying homeowners insurance in Guadalupe County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$285 | $1,072 |
| 30 year old | +$20 | $1,377 |
| 40 year old | +$35 | $1,392 |
| 50 year old | +$52 | $1,409 |
| Above 50 year old | +$65 | $1,422 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$217 | $1,140 |
| Superior Protection Discount | -$136 | $1,221 |
| Fire & Security Discount | -$122 | $1,235 |
| Hail Resistant Roof Discount | -$41 | $1,316 |
| Newly Constructed Home Discount | -$366 | $991 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Guadalupe County | $1,500 | $1,341 | $2,841 | $974 | $2,474 | $366 |
| Guadalupe County, TX | $1,500 | $1,341 | $2,841 | $974 | $2,474 | $366 |
| St. Hedwig, TX | $500 | $1,788 | $2,288 | $1,300 | $1,800 | $489 |
| Converse, TX | $1,000 | $943 | $1,943 | $685 | $1,685 | $258 |
| Caldwell County, TX | $300 | $1,440 | $1,740 | $1,046 | $1,346 | $393 |
| Windcrest, TX | $1,500 | $957 | $2,457 | $695 | $2,195 | $261 |
| Bulverde, TX | $300 | $2,009 | $2,309 | $1,460 | $1,760 | $549 |
| Timberwood Park, TX | $1,500 | $1,131 | $2,631 | $822 | $2,322 | $309 |
| Mustang Ridge, TX | $100 | $1,596 | $1,696 | $1,160 | $1,260 | $436 |
| San Antonio Central, TX | $1,000 | $1,014 | $2,014 | $737 | $1,737 | $277 |
| San Antonio South, TX | $100 | $1,415 | $1,515 | $1,028 | $1,128 | $387 |
| Falls City, TX | $1,000 | $1,622 | $2,622 | $1,179 | $2,179 | $443 |
| Home Insurance Company Guadalupe County, TX | Homeowners Insurance Agency Guadalupe County, TX | Address | Popularity Score | Distance from Guadalupe County (miles) |
|---|---|---|---|---|
| Allstate | Amanda Escobar | 8700 Manchaca Rd Ste 405, Austin, TX, 78748 | 42.2 | |
| Travelers | Sogo Wealth & Risk Management | 7330 San Pedro Ave. Ste 206 San Antonio, San Antonio, TX, 78216 | 33.5 | |
| Farmers | Debbie Thames | 251 N Fm 1626 Bldg 2-C, Buda, TX, 78610 | 36.0 | |
| State Farm | Rosie Garcia | 2108 Hunter Rd Ste 102, San Marcos, TX, 78666-5156 | 19.4 | |
| Travelers | Crandall & Associates Inc | 5406 Prue Rd, San Antonio, TX, 78240 | 38.9 | |
| Allstate | William Talbot | 12010 W Highway 290 Ste 110, Austin, TX, 78737 | 43.2 | |
| Allstate | Louis Q. Reyes Iii | 806 N Austin St, Seguin, TX, 78155 | 1.1 | |
| State Farm | John Boyd | 398 Landa St, New Braunfels, TX, 78130-5401 | 14.1 | |
| Farmers | Joe Fraga | 4203 Woodcock Dr Ste 220, San Antonio, TX, 78228 | 37.9 | |
| Allstate | Visente (Vince) Trevino | 17331 Interstate 35 N Ste 108, Schertz, TX, 78154 | 20.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Guadalupe County, TX | $175,000 | $1,357 | $900 | $2,090 | $1,190 |
| Guadalupe County, TX | $175,000 | $1,357 | $900 | $2,090 | $1,190 |
| St. Hedwig, TX | $189,700 | $1,810 | $1,190 | $2,790 | $1,600 |
| Converse, TX | $140,200 | $955 | $630 | $1,470 | $840 |
| Caldwell County, TX | $124,300 | $1,457 | $960 | $2,240 | $1,280 |
| Windcrest, TX | $176,200 | $968 | $640 | $1,490 | $850 |
| Bulverde, TX | $284,600 | $2,033 | $1,340 | $3,130 | $1,790 |
| Timberwood Park, TX | $306,900 | $1,144 | $760 | $1,760 | $1,000 |
| Mustang Ridge, TX | $123,200 | $1,615 | $1,070 | $2,490 | $1,420 |
| San Antonio Central, TX | $84,200 | $1,026 | $680 | $1,580 | $900 |
| San Antonio South, TX | $82,100 | $1,432 | $950 | $2,210 | $1,260 |
| Falls City, TX | $130,700 | $1,642 | $1,080 | $2,530 | $1,450 |