Gavop shows you how to buy homeowners insurance in Lomita, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $147,000 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $345,000 | $280,000 | $250,000-$300,000 |
| 3 Bedroom | $264,000 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $611,500 | $550,000 | $500,000-$600,000 |
| 5 Bedroom | $390,000 | $350,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $866 |
| Home and Two Car | -$160 | $782 |
| Home and Three Car | -$217 | $725 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Los Angeles County | $1,000 | $1,435 | $2,435 | $1,043 | $2,043 | $392 |
| Lomita, CA | $1,000 | $930 | $1,930 | $676 | $1,676 | $254 |
| Bell, CA | $100 | $881 | $981 | $640 | $740 | $241 |
| Commerce, CA | $1,000 | $783 | $1,783 | $569 | $1,569 | $214 |
| South Monrovia Island, CA | $500 | $1,089 | $1,589 | $791 | $1,291 | $298 |
| San Fernando Valley, CA | $1,500 | $984 | $2,484 | $715 | $2,215 | $269 |
| Laguna Beach, CA | $100 | $931 | $1,031 | $677 | $777 | $255 |
| Westlake Village, CA | $2,000 | $1,168 | $3,168 | $849 | $2,849 | $319 |
| Santa Susana, CA | $100 | $1,538 | $1,638 | $1,118 | $1,218 | $420 |
| Laguna Niguel, CA | $700 | $1,363 | $2,063 | $991 | $1,691 | $373 |
| Jurupa, CA | $100 | $866 | $966 | $630 | $730 | $237 |
| Acton, CA | $2,500 | $917 | $3,417 | $666 | $3,166 | $251 |
| Home Insurance Company Lomita, CA | Homeowners Insurance Agency Lomita, CA | Address | Popularity Score | Distance from Lomita (miles) |
|---|---|---|---|---|
| Travelers | Susman Insurance Agency | 11611 San Vicente Blvd Ste 650, Los Angeles, CA, 90049 | 19.8 | |
| Liberty Mutual Independent | Insurance Center Associates | 1622 S Gaffey St, San Pedro, CA, 90731 | 4.7 | |
| State Farm | Adam Guss | 60 Plaza Sq Ste 200, Orange, CA, 92866-1473 | 26.7 | |
| Liberty Mutual Independent | Post Insurance Services | 2356 Torrance Blvd, Torrance, CA, 90501 | 3.0 | |
| State Farm | Keenan Martin | 12824 Inglewood Ave, Hawthorne, CA, 90250-5118 | 8.8 | |
| Allstate | Mark Nollner | 734 Silver Spur Rd Ste 303, Rolling Hills Estates, CA, 90274 | 3.4 | |
| Allstate | David Yang | 21720 S Vermont Ave Ste 102, Torrance, CA, 90502 | 3.0 | |
| State Farm | George Ottoson | 680 E Alosta Ave Ste 112, Azusa, CA, 91702-2710 | 33.6 | |
| State Farm | Enrique Borja | 17528 Hawthorne Blvd, Torrance, CA, 90504-3110 | 5.7 | |
| State Farm | Rene Hawkins | 1225 W 190th Street, Gardena, CA, 90248-4320 | 4.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| Lomita, CA | $561,500 | $942 | $700 | $1,280 | $580 |
| Bell, CA | $352,000 | $892 | $660 | $1,210 | $550 |
| Commerce, CA | $357,200 | $793 | $590 | $1,080 | $490 |
| South Monrovia Island, CA | $402,500 | $1,102 | $820 | $1,500 | $680 |
| San Fernando Valley, CA | $535,800 | $996 | $740 | $1,350 | $610 |
| Laguna Beach, CA | $1,570,700 | $943 | $700 | $1,280 | $580 |
| Westlake Village, CA | $866,400 | $1,183 | $880 | $1,610 | $730 |
| Santa Susana, CA | $521,900 | $1,557 | $1,150 | $2,120 | $970 |
| Laguna Niguel, CA | $737,400 | $1,380 | $1,020 | $1,880 | $860 |
| Jurupa, CA | $387,400 | $877 | $650 | $1,190 | $540 |
| Acton, CA | $497,700 | $928 | $690 | $1,260 | $570 |