Gavop's guide to buying homeowners insurance in Montgomery, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Montgomery, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Village Green Cir, Hibernia Rd, Sanderling Ct, Red Bird Ln, Peridot Ln, Blackgum Ln, Herb Creek Rd, Flowing Wells Ln, Landings Way, Steeple Dr | $531,000 | $490,000 | $400,000-$500,000 | $678,000 | $610,000 | $600,000-$700,000 |
| Saltwind Cir, Dorothy Dr, Propturn Way, Deer Path Ln, Cranes Nest Ct, Ferguson Ave, Whitfield Park Cir, Beachwood Rd, Franklin Creek Rd S, Troy St | $181,000 | $160,000 | $175,000-$200,000 | $230,000 | $190,000 | $175,000-$200,000 |
| Highgate Ln, Wymberly Way, Morning Mist Ln, Shellworth Xing, Meeting St, Catherine St, Nancy Pl, Hunting Ln, Wickersham Dr, Delamotte Ln | $328,500 | $290,000 | $350,000-$400,000 | $342,500 | $290,000 | $350,000-$400,000 |
| Westcross Rd, Cuthbert Ln, Yorkshire Pl, Breakfast Ct, Jessamine Ln, Marsh Bird Ln, Cove View Dr, Denmark Dr, Dunsmuir Ln, Pipemaker Ln | $383,500 | $320,000 | $300,000-$350,000 | $786,500 | $670,000 | $700,000-$800,000 |
| Hazel Glen Ln, Rivers Edge Dr, Samuel Lyon Way, Elmhurst Rd, White Horse Ln, E Creighton Pl, Hawksbeard Ln, Brisbane Ct, Blakeley Rd, Water Witch Xing | $567,500 | $480,000 | $600,000-$700,000 | $747,000 | $650,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$186 | $792 |
| Superior Protection Discount | -$98 | $880 |
| Fire & Security Discount | -$68 | $909 |
| Hail Resistant Roof Discount | -$29 | $948 |
| Newly Constructed Home Discount | -$225 | $753 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chatham County | $2,500 | $989 | $3,489 | $718 | $3,218 | $270 |
| Montgomery, GA | $1,500 | $966 | $2,466 | $702 | $2,202 | $264 |
| Tybee Island-Wilmington Island, GA | $500 | $1,261 | $1,761 | $916 | $1,416 | $345 |
| Henderson, GA | $1,500 | $1,018 | $2,518 | $740 | $2,240 | $278 |
| Bloomingdale, GA | $100 | $920 | $1,020 | $668 | $768 | $251 |
| Liberty County, GA | $1,000 | $818 | $1,818 | $595 | $1,595 | $224 |
| Shell Point, SC | $100 | $939 | $1,039 | $682 | $782 | $257 |
| Springfield, GA | $1,000 | $773 | $1,773 | $561 | $1,561 | $211 |
| Pembroke, GA | $200 | $752 | $952 | $546 | $746 | $205 |
| Gumbranch, GA | $1,000 | $972 | $1,972 | $707 | $1,707 | $266 |
| Beaufort, SC | $100 | $898 | $998 | $653 | $753 | $246 |
| Shawnee, GA | $1,000 | $826 | $1,826 | $600 | $1,600 | $226 |
| Home Insurance Company Montgomery, GA | Homeowners Insurance Agency Montgomery, GA | Address | Popularity Score | Distance from Montgomery (miles) |
|---|---|---|---|---|
| Allstate | Terry Carter | 215 W Collins St, Pooler, GA, 31322 | 20.2 | |
| Nationwide | Kingery & Company | 7505 Waters Ave Ste D-6, Savannah, GA, 31406-3818 | 8.5 | |
| Travelers | Burns Insurance | 5763 Hwy 21 South, Rincon, GA, 31326 | 27.2 | |
| Allstate | Mickey Rountree | 5859 Abercorn St Ste 1, Savannah, GA, 31405 | 9.8 | |
| State Farm | Meridth Lamas | 329 Eisenhower Dr, Savannah, GA, 31406-2617 | 8.9 | |
| Travelers | Lee Hill & Rowe Insurors | 7031 Hodgson Memorial Dr, Savannah, GA, 31406 | 9.1 | |
| Travelers | Lee Hill & Rowe Insurors | 7031 Hodgson Memorial Dr, Savannah, GA, 31406 | 9.1 | |
| State Farm | Erica Herndon | 3228 Skidaway Rd, Savannah, GA, 31404-4961 | 9.2 | |
| State Farm | Johnny Moran | 5208 Waters Ave, Savannah, GA, 31404-6230 | 9.6 | |
| Liberty Mutual Independent | Sherrill & Company | 7805 Waters Ave Ste 10a, Savannah, GA, 31406 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,410 | $690 |
| Chatham County, GA | $177,900 | $1,001 | $680 | $1,420 | $740 |
| Montgomery, GA | $368,100 | $978 | $660 | $1,400 | $740 |
| Tybee Island-Wilmington Island, GA | $259,900 | $1,276 | $850 | $1,770 | $920 |
| Henderson, GA | $163,700 | $1,030 | $730 | $1,450 | $720 |
| Bloomingdale, GA | $137,500 | $931 | $680 | $1,330 | $650 |
| Liberty County, GA | $120,500 | $828 | $570 | $1,170 | $600 |
| Shell Point, SC | $141,600 | $950 | $650 | $1,310 | $660 |
| Springfield, GA | $106,400 | $782 | $560 | $1,110 | $550 |
| Pembroke, GA | $131,800 | $761 | $510 | $1,040 | $530 |
| Gumbranch, GA | $150,800 | $984 | $700 | $1,410 | $710 |
| Beaufort, SC | $210,700 | $909 | $650 | $1,280 | $630 |
| Shawnee, GA | $116,800 | $836 | $610 | $1,150 | $540 |