How Can I Make My Davenport, IA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Davenport, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Davenport, IA Home Insurance Coverage Levels | Back to Top
| Davenport, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd F51, 280th St, Lombard Ct, Pineo Grove Ln, Rodeo Ct, S Division St, 284th Ave, W 2nd St, S Birchwood Ave, Thomas Point Rd | $124,000 | $100,000 | $100,000-$125,000 | $142,500 | $110,000 | $125,000-$150,000 |
| 45th St, 75th Pl, Paul Revere Pl, Credit Island Ln, W 68th St, S Fairmount St, 172nd Ave, 243rd St, W 54th Ct, 270th Ave | $150,500 | $140,000 | $150,000-$175,000 | $131,000 | $120,000 | $125,000-$150,000 |
| 80th Ave, E 38th St Pl, E 11th St, Wellman Ave, Waverly Rd, S Clark St, Co Rd Y48, E 28th Ct, Fox Trail Ct, Wilson St | $175,500 | $160,000 | $175,000-$200,000 | $133,500 | $120,000 | $125,000-$150,000 |
| S Michigan Ave, Glendale Blvd, Roberts Ave, Grandview Ct, E 47th Pl, Hoover Rd, Buttermilk Rd, E High St, Dawn Ct, Villa Dr | $223,500 | $190,000 | $175,000-$200,000 | $144,000 | $120,000 | $125,000-$150,000 |
| W 9 1/2 St, Fernwood Ave N, Welcome Way, E 9th St, 280th Ave, Franklin Ave, 290th Street Pl, Julie Ln, S Birchwood Ave, 185th Ave | $265,500 | $250,000 | $200,000-$250,000 | $169,500 | $150,000 | $175,000-$200,000 |
| Jackson Ave, E 54th St, Davenport St, 275th St, Gaines Street Ct, Fairway Dr, Columbia Ct, 215th Ave, E 37th St, Ridge Ct | $149,500 | $120,000 | $125,000-$150,000 | $132,500 | $120,000 | $125,000-$150,000 |
| W Columbia Ct, Glenwood Ave, Pineacre Ave, 235th St, 170th Ave, Hwy 927, 287th St, 100th St, Waverly Rd, Cresthill Dr | $154,500 | $130,000 | $125,000-$150,000 | $143,000 | $120,000 | $125,000-$150,000 |
| W 34th St, Indian Rd, Windsor Ct, Boies Ave, S Fairmount St, Cimarron Dr, 32nd St SW, Brookwood Dr, E 29th St, S Stark St | $172,000 | $160,000 | $175,000-$200,000 | $95,000 | $80,000 | $100,000-$125,000 |
| Ogden St, Baraboo Ct, W George Washington Blvd, W 40th St, N Hazelwood Ave, 220th Ave, Meadowview Ln, Hillside Ct, Levi Ln, Fairhaven Rd | $176,500 | $160,000 | $200,000-$250,000 | $155,500 | $130,000 | $125,000-$150,000 |
| E 64th St, 227th St, Gabrielle Way, Spring Green Dr, Lafayette St, Moeller Rd, 35th Ave, Muscatine St, Cathy Ct, 238th St | $251,000 | $230,000 | $300,000-$350,000 | $109,000 | $100,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Davenport, IA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $627 |
| Superior Protection Discount | -$69 | $696 |
| Fire & Security Discount | -$54 | $711 |
| Hail Resistant Roof Discount | -$23 | $741 |
| Newly Constructed Home Discount | -$199 | $566 |
Choose the Right Deductible for your Davenport, IA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Scott County | $2,000 | $838 | $2,838 | $609 | $2,609 | $229 |
| Davenport, IA | $2,000 | $755 | $2,755 | $549 | $2,549 | $206 |
| Rock Island County, IL | $500 | $670 | $1,170 | $487 | $987 | $183 |
| Colona, IL | $1,500 | $631 | $2,131 | $458 | $1,958 | $172 |
| Suez, IL | $400 | $531 | $931 | $386 | $786 | $145 |
| Cedar County, IA | $1,500 | $704 | $2,204 | $511 | $2,011 | $192 |
| Burns, IL | $500 | $688 | $1,188 | $500 | $1,000 | $188 |
| Morrison, IL | $1,000 | $629 | $1,629 | $457 | $1,457 | $172 |
| Mechanicsville, IA | $200 | $710 | $910 | $516 | $716 | $194 |
| La Fayette, IL | $1,000 | $409 | $1,409 | $297 | $1,297 | $112 |
| Morning Sun, IA | $400 | $635 | $1,035 | $462 | $862 | $174 |
| Iowa City, IA | $1,000 | $934 | $1,934 | $679 | $1,679 | $255 |
Identify Top Home Insurance Agents near Davenport, IA | Back to Top
| Home Insurance Company Davenport, IA | Homeowners Insurance Agency Davenport, IA | Address | Popularity Score | Distance from Davenport (miles) |
|---|---|---|---|---|
| Allstate | Lori Rutten | 2318 Eastern Ave, Davenport, IA, 52803 | 2.8 | |
| Allstate | Lori Rutten | 894 Middle Rd, Bettendorf, IA, 52722 | 4.5 | |
| Allstate | Jordan Agency | 535 Highland Ave, Iowa City, IA, 52240 | 48.3 | |
| State Farm | Bryan Laberge | 2824 W Locust St Ste A6, Davenport, IA, 52804-3359 | 1.3 | |
| State Farm | Dave Feist | 1910 East Kimberly Road, Davenport, IA, 52807 | 2.9 | |
| State Farm | Marty Clifton | 3625 Utica Ridge Rd, Bettendorf, IA, 52722-1653 | 4.5 | |
| State Farm | Jon Ingstad | 322 Cedar St, Wilton, IA, 52778-7713 | 21.6 | |
| State Farm | Amy Sabbag | 2488 53rd Ave, Bettendorf, IA, 52722-6208 | 5.7 | |
| State Farm | Matthew Casillas | 102 E Kimberly Road, Davenport, IA, 52806-5922 | 1.7 | |
| Allstate | Mel Foster Co Ins | 3218 E 35th Street Ct, Davenport, IA, 52807 | 4.0 |
Compare Rates for Davenport, IA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,170 | $610 |
| Scott County, IA | $153,200 | $848 | $600 | $1,170 | $570 |
| Davenport, IA | $124,300 | $764 | $550 | $1,050 | $500 |
| Rock Island County, IL | $115,600 | $678 | $470 | $940 | $470 |
| Colona, IL | $138,200 | $638 | $430 | $880 | $450 |
| Suez, IL | $70,100 | $537 | $390 | $760 | $370 |
| Cedar County, IA | $143,800 | $712 | $490 | $1,010 | $520 |
| Burns, IL | $114,500 | $696 | $480 | $950 | $470 |
| Morrison, IL | $96,400 | $637 | $460 | $900 | $440 |
| Mechanicsville, IA | $105,100 | $719 | $480 | $1,000 | $520 |
| La Fayette, IL | $43,500 | $414 | $280 | $590 | $310 |
| Morning Sun, IA | $86,500 | $643 | $440 | $890 | $450 |
| Iowa City, IA | $202,200 | $946 | $690 | $1,330 | $640 |
Research Home Insurance Companies Reviews in Davenport, IA Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: September 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
As I stated before I had been paying premiums for a long time, got as much extra coverage as possible, and I didn't even receive a look in person at the damage I filed a claim for. I always thought I would be covered. I don't trust this company and need to switch.
Date: September 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
All items deemed within the home, such as furniture, home decor, lighting, electronics, jewelry, including any loss of food supply
Date: August 24, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I have been with Progressive for a long time. I Have only made 1 claim on my homeowners but even before that the rate went up each year, I expect it to go up next year. I suppose the cost of building goes up every year but again I don't make claims all the time.
Date: August 16, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
Terrible. As I mentioned I had one claim. They tried to deny it without even sending an adjuster to look at the damage. All these years paying and I don't even get a look at the damage in person. Finally, after fighting with them, they agreed to send a third party out who had bad reviews all over google. Needless to say, I took care of the damage myself.
Date: August 14, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
I mainly try to communicate online, instead of reaching out to a human. This is to void bad service. But if I have to contact I will.
Date: July 27, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
The customer support does outsource. That is my only downfall besides higher wait times altogether.
Date: July 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Website/App
I like that it is easy to access each policy either car or home. it is easy for self-service changes like adding or removing coverage.
Date: June 06, 2018 Age: Above 60 Gender: Male Marital Status: Married
Premium
I actually have never gotten additional quotes prior. I have been with this company since the purchase of my home.
Date: May 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I have home and auto insurance bundled. I tried to get as much protection as possible. I chose extra riders for mold, water sewage/sump pump back up, earthquake, and personal identity theft. I also have the coverage if someone gets injured on my property to pay for medical bills.
Date: November 18, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
Website/App
This application tends to freeze frequently. Small glitches become larger glitches in the future. Sometimes a button will not align with where the actual button is located.
Allstate Home Insurance Reviews
Date: August 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
Very easy to get in touch with them. They have enough patience to hear me out and explain all the answers to my question. I can reach out to them at any time.
Date: September 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Damage to roof, ceilings, flooring, items in home and complete destruction of house due to storm. Covers fence in case of a tree/limb falling and causing damage to property.
Date: September 21, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
There has been a time where we had trouble with the website when sending pictures for claims and it took them several days to nearly a week to help us resolve the problem.
Date: June 01, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Website/App
I like the fact that the website is easy to navigate and how to locate what information you are looking for to answer the questions needed by either your contractor or yourself included; What I don't like are all the numbers and ext. numbers you find and you end up being redirected a few times before reaching what you're seeking.
Date: December 26, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
I like the fact that though it was rough trying to get some problems resolved they were still very respectful and patient with us as we were with them.
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I liked All state because they provide the same coverage at a cheaper rate. Typically around twenty dollars less than the competition which is always a plus.
Safeco Insurance Home Insurance Reviews
Date: September 20, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I do not primarily work with the insurance company's customer service. In the past, I have worked with our broker. To me, this is a more pleasant experience because I have a more personal relationship with the broker.
Date: September 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Website/App
Not all of my policy information shows up on the website. It is frustrating to not have access to this information at all times.
Date: August 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
Our home insurance policy covers almost everything that we would need in the event of damage to our home. I hope to never have to use the policy.
Date: August 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Communication
We have not had to use our home insurance policy (thank goodness) and so I am neutral about the interaction with the company.
Date: June 16, 2018 Age: Above 60 Gender: Male Marital Status: Married
Premium
The best part about the premium is that it is paid through our escrow account. Other than that, I am indifferent to the insurance premium. If it went up, I would be frustrated.
Farm Bureau Home Insurance Reviews
Date: December 28, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
There premium and deductible are great. They are very competitive and come with no pressure. I think they have the best premium and deductible in my state.
Date: June 06, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
I would give our experience with our insurance company for our home insurance a 3 because they did get the job done, but it took longer.
Date: February 24, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I give them a 5 very satisfied because they always on call when ever i need them they are very courteous.
State Farm Home Insurance Reviews
Date: January 08, 2020 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
I am satisfied with the coverage. When I pay on time they deducted money of my next bill
Date: July 21, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
It is a better offering than other companies had. They cover in ground pipes that other companies do not allow. Great sevrice all around.
American Home Shield Home Insurance Reviews
Date: December 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
Compare up to ten quotes from home insurance providers in your area, discuss the best coverage options for you and gain access to the biggest discounts possible. Work with a local agent or get a quote online. We’ll help you find the right coverage for your property and unique needs. We're experts at helping customers trim their home insurance premiums to better fit a budget.
Horace Mann Educators Corporation Home Insurance Reviews
Date: October 22, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
The customer service is great whenever I have a questiuon about billing and if they are very thorough ans considerate
Farmer's Insurance Home Insurance Reviews
Date: November 27, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
Both the premium and deductible are satisfactory, and have no complaints about it. I would highly recommend farmers insurance to anyone of my family or friends.