Gavop tells you how to get the best homeowners insurance in Hampden, ME by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $161,000 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $219,000 | $200,000 | $200,000-$250,000 |
| 4 Bedroom | $183,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $411,500 | $350,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $560 |
| Superior Protection Discount | -$66 | $593 |
| Fire & Security Discount | -$66 | $593 |
| Hail Resistant Roof Discount | -$13 | $645 |
| Newly Constructed Home Discount | -$145 | $514 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,392 |
| Hail Damage | $4,524 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,222 |
| Home Insurance Company Hampden, ME | Homeowners Insurance Agency Hampden, ME | Address | Popularity Score | Distance from Hampden (miles) |
|---|---|---|---|---|
| Allstate | Ghm Agency | 51 Main St Po Box 649, Waterville, ME, 4903 | 38.8 | |
| Travelers | Dawson Insurance Agency | 417 Main St, Bangor, ME, 4401 | 6.6 | |
| Liberty Mutual Independent | Cross Insurance | 491 Main St, Bangor, ME, 4401 | 6.5 | |
| Liberty Mutual Independent | Sargent Tyler & West | 60 Summer St, Bangor, ME, 4401 | 7.0 | |
| Travelers | Allen Insurance And Financial | 34-36 Elm St, Camden, ME, 4843 | 37.3 | |
| Travelers | Dawson Insurance Agency | 417 Main St, Bangor, ME, 4401 | 6.7 | |
| Liberty Mutual Independent | All Points Insurance | 309 S Main St, Brewer, ME, 4412 | 6.4 | |
| Travelers | Allen / Freeman / Mcdonnell Agency | 141 North Main Street, Brewer, ME, 4412 | 7.2 | |
| Travelers | Quirk Insurance | 278 Main Street, Bangor, ME, 4401 | 6.9 | |
| Liberty Mutual Independent | Norman Assurance Associates | 4 Bartlett Ln, South Thomaston, ME, 4858 | 48.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $500 | $1,020 | $520 |
| Penobscot County, ME | $137,900 | $634 | $450 | $890 | $440 |
| Hampden, ME | $206,000 | $659 | $450 | $900 | $450 |
| Bucksport, ME | $151,700 | $684 | $500 | $940 | $440 |
| Hudson, ME | $152,500 | $686 | $490 | $940 | $450 |
| Otis, ME | $198,400 | $771 | $560 | $1,100 | $540 |
| Brooksville, ME | $257,800 | $867 | $590 | $1,200 | $610 |
| Albion, ME | $139,000 | $656 | $480 | $910 | $430 |
| Wellington, ME | $80,800 | $491 | $330 | $680 | $350 |
| Swans Island, ME | $205,000 | $782 | $530 | $1,120 | $590 |
| Vinalhaven, ME | $240,400 | $839 | $600 | $1,190 | $590 |
| Steuben, ME | $139,500 | $657 | $480 | $900 | $420 |