Gavop tells you how to get the best homeowners insurance in Chesterfield County, SC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $93,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $165,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $121,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $246,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$204 | $872 |
| Superior Protection Discount | -$108 | $969 |
| Fire & Security Discount | -$75 | $1,001 |
| Hail Resistant Roof Discount | -$32 | $1,044 |
| Newly Constructed Home Discount | -$269 | $807 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chesterfield County | $2,000 | $1,063 | $3,063 | $773 | $2,773 | $291 |
| Chesterfield County, SC | $1,500 | $1,063 | $2,563 | $773 | $2,273 | $291 |
| Patrick, SC | $500 | $806 | $1,306 | $586 | $1,086 | $220 |
| Morven, NC | $100 | $345 | $445 | $251 | $351 | $94 |
| Kershaw, SC | $700 | $671 | $1,371 | $487 | $1,187 | $183 |
| Wingate, NC | $300 | $798 | $1,098 | $580 | $880 | $218 |
| Hamlet, NC | $700 | $868 | $1,568 | $631 | $1,331 | $237 |
| Van Wyck, SC | $500 | $958 | $1,458 | $696 | $1,196 | $262 |
| Sumter North, SC | $2,000 | $866 | $2,866 | $630 | $2,630 | $237 |
| Red Cross, NC | $200 | $845 | $1,045 | $614 | $814 | $231 |
| Endy, NC | $1,000 | $835 | $1,835 | $607 | $1,607 | $228 |
| Home Insurance Company Chesterfield County, SC | Homeowners Insurance Agency Chesterfield County, SC | Address | Popularity Score | Distance from Chesterfield County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Michael And Associates | 25a Chesterfield Hwy, Cheraw, SC, 29520 | 15.3 | |
| Travelers | Springs Insurance | 7580 Charlotte Highway #800 Indian Land, Fort Mill, SC, 29715 | 46.1 | |
| Allstate | Lee Hicks | 1217 Pamplico Hwy, Florence, SC, 29505 | 40.6 | |
| State Farm | Beth Weaver | 729 W Carolina Ave, Hartsville, SC, 29550-4496 | 19.0 | |
| State Farm | Jay Sylvan | 9789 Charlotte Hwy Ste 100, Fort Mill, SC, 29707-7180 | 47.0 | |
| Allstate | Mclain Insurance Agency Inc | 123 Main Street, Chesterfield, SC, 29709 | 7.9 | |
| Nationwide | Sandifer Insurance Agency Inc. | 900 Hwy 38 South, Bennettsville, SC, 29512 | 28.3 | |
| State Farm | Starlee Alexander | 2027 S Irby St, Florence, SC, 29505-3419 | 40.0 | |
| Travelers | Stuckey & Alexander | 224 North Main Street, Bishopville, SC, 29010 | 29.2 | |
| Travelers | Stuckey & Alexander | 224 N Main St, Bishopville, SC, 29010 | 29.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $670 | $1,370 | $700 |
| Chesterfield County, SC | $81,200 | $1,076 | $740 | $1,520 | $780 |
| Chesterfield County, SC | $81,200 | $1,076 | $730 | $1,500 | $770 |
| Patrick, SC | $62,700 | $816 | $560 | $1,160 | $600 |
| Morven, NC | $54,200 | $349 | $230 | $490 | $260 |
| Kershaw, SC | $105,800 | $679 | $500 | $940 | $440 |
| Wingate, NC | $139,300 | $808 | $580 | $1,150 | $570 |
| Hamlet, NC | $92,200 | $879 | $600 | $1,250 | $650 |
| Van Wyck, SC | $277,200 | $970 | $690 | $1,340 | $650 |
| Sumter North, SC | $129,000 | $877 | $590 | $1,200 | $610 |
| Red Cross, NC | $150,900 | $855 | $580 | $1,210 | $630 |
| Endy, NC | $148,400 | $845 | $600 | $1,160 | $560 |