Gavop's guide to buying homeowners insurance in Lower Kuskokwim census, AK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lower Kuskokwim, AK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Nayagaam Rd, Owl, Dump Rd, Mikngayak Way, Willow St, Petmilleq Hts, Doops St, Aglik Ave, Misevik Cir, Petemiller Hghts | $140,000 | $130,000 | $125,000-$150,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Rowin Rd, Bethel St, Jaup St, River St, Tancerragcaraq Rd, Airstrip Rd, B I A Rd, Manignaq, Ridgecrest Dr, Ben St | $215,500 | $190,000 | $175,000-$200,000 | $154,000 | $130,000 | $125,000-$150,000 |
| Hoffman Rd, Akula St, Alex Hatley Dr, Our Own Rd, Nepaitneq Rd, 2nd, Uqsugak Rd, North Ave, Nacaulieq St, 4th Ave | $123,500 | $100,000 | $125,000-$150,000 | $140,000 | $110,000 | $150,000-$175,000 |
| Tupilluk Way, Chief Eddie Hoffman Hwy, Nnr 18 (Bia Rd), Church St, Main St, Sonny's Way, Torgerson St, Ron Edwards Memorial Dr, Kusko Ct, 5th Ave | $303,500 | $240,000 | $300,000-$350,000 | $139,500 | $130,000 | $150,000-$175,000 |
| Chief Eddie Hoffman, Neqleq St, Hangar Lake Rd, Akiak Dr, Tuutangayak St, Old School Rd, Allaq Rd, Mission Rd, Mukluk St, Nnr 17 (Bia Rd) | $134,000 | $110,000 | $100,000-$125,000 | $129,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$90 | $556 |
| Superior Protection Discount | -$58 | $588 |
| Fire & Security Discount | -$65 | $582 |
| Hail Resistant Roof Discount | -$13 | $633 |
| Newly Constructed Home Discount | -$162 | $485 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bethel Census Area | $700 | $667 | $1,367 | $485 | $1,185 | $182 |
| Lower Kuskokwim, AK | $2,500 | $639 | $3,139 | $464 | $2,964 | $175 |
| Tuntutuliak, AK | $400 | $393 | $793 | $286 | $686 | $107 |
| Eek, AK | $1,000 | $292 | $1,292 | $213 | $1,213 | $80 |
| Napakiak, AK | $200 | $360 | $560 | $261 | $461 | $98 |
| Kasigluk, AK | $2,000 | $480 | $2,480 | $349 | $2,349 | $131 |
| Kongiganak, AK | $100 | $561 | $661 | $408 | $508 | $153 |
| Nunapitchuk, AK | $2,500 | $357 | $2,857 | $259 | $2,759 | $97 |
| Napaskiak, AK | $700 | $547 | $1,247 | $398 | $1,098 | $150 |
| Kwigillingok, AK | $300 | $785 | $1,085 | $571 | $871 | $215 |
| Kwethluk, AK | $1,500 | $505 | $2,005 | $367 | $1,867 | $138 |
| Home Insurance Company Lower Kuskokwim, AK | Homeowners Insurance Agency Lower Kuskokwim, AK | Address | Popularity Score | Distance from Lower Kuskokwim (miles) |
|---|---|---|---|---|
| Allstate | Malone & Company Inc | Po Box 2169, Bethel, AK, 99559 | 39.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alaska | $261,900 | $931 | $630 | $1,330 | $700 |
| Bethel Census Area, AK | $152,600 | $675 | $460 | $970 | $510 |
| Lower Kuskokwim, AK | $140,300 | $646 | $440 | $920 | $480 |
| Tuntutuliak, AK | $59,400 | $398 | $270 | $570 | $300 |
| Eek, AK | $39,600 | $296 | $200 | $420 | $220 |
| Napakiak, AK | $52,500 | $364 | $250 | $520 | $270 |
| Kasigluk, AK | $79,000 | $486 | $330 | $690 | $360 |
| Kongiganak, AK | $100,000 | $568 | $390 | $810 | $420 |
| Nunapitchuk, AK | $52,000 | $361 | $250 | $520 | $270 |
| Napaskiak, AK | $96,000 | $554 | $380 | $790 | $410 |
| Kwigillingok, AK | $183,300 | $795 | $540 | $1,140 | $600 |
| Kwethluk, AK | $85,000 | $511 | $350 | $730 | $380 |