Gavop tells you how to get the best homeowners insurance in Somerset County, MD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $125,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $201,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $234,500 | $190,000 | $250,000-$300,000 |
| 5 Bedroom | $421,000 | $390,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $545 |
| Superior Protection Discount | -$58 | $584 |
| Fire & Security Discount | -$64 | $578 |
| Hail Resistant Roof Discount | -$19 | $622 |
| Newly Constructed Home Discount | -$167 | $475 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Somerset County | $1,500 | $634 | $2,134 | $461 | $1,961 | $173 |
| Somerset County, MD | $1,000 | $634 | $1,634 | $461 | $1,461 | $173 |
| Makemie Park, VA | $500 | $349 | $849 | $253 | $753 | $95 |
| Horntown, VA | $1,500 | $687 | $2,187 | $499 | $1,999 | $188 |
| Cats Bridge, VA | $700 | $572 | $1,272 | $416 | $1,116 | $156 |
| Algonquin, MD | $200 | $835 | $1,035 | $607 | $807 | $228 |
| Kilmarnock, VA | $2,500 | $827 | $3,327 | $601 | $3,101 | $226 |
| Selbyville, DE | $300 | $756 | $1,056 | $549 | $849 | $207 |
| Calvert Beach, MD | $2,500 | $942 | $3,442 | $684 | $3,184 | $257 |
| Easton, MD | $100 | $795 | $895 | $578 | $678 | $217 |
| Montross, VA | $1,000 | $837 | $1,837 | $608 | $1,608 | $229 |
| Home Insurance Company Somerset County, MD | Homeowners Insurance Agency Somerset County, MD | Address | Popularity Score | Distance from Somerset County (miles) |
|---|---|---|---|---|
| State Farm | Jeff Marshall | 30437 Mount Vernon Rd, Princess Anne, MD, 21853-1437 | 12.9 | |
| Nationwide | Whitten Insurance Agency Llc | 317 Crusader Rd, Cambridge, MD, 21613-2551 | 35.7 | |
| Nationwide | Whitten Insurance Agency Llc | 319 Bloomingdale Ave, Federalsburg, MD, 21632-1727 | 43.1 | |
| State Farm | Greg Reddell | 101 Monument Street, Salisbury, MD, 21804-5044 | 24.9 | |
| Travelers | Jetmore Insurance Group Inc | 9545 Hg Trueman Rd, Lusby, MD, 20657 | 39.7 | |
| Travelers | Mann & Gray Insurance Associates Llc | 100 S Camden Ave, Fruitland, MD, 21826 | 21.5 | |
| State Farm | Claudia Nicholls | 29 Broad St Ste 103, Berlin, MD, 21811-1053 | 38.5 | |
| Allstate | Associated Insurance Centers | 2412 Bypass Rd, Pocomoke City, MD, 21851 | 17.0 | |
| Allstate | William Hunt | 436 Race St, Cambridge, MD, 21613 | 36.2 | |
| Travelers | Insurance Management Group Inc | 109 77th Street, Ocean City, MD, 21842 | 48.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Somerset County, MD | $131,000 | $642 | $510 | $810 | $300 |
| Somerset County, MD | $131,000 | $642 | $510 | $810 | $300 |
| Makemie Park, VA | $64,800 | $353 | $260 | $500 | $240 |
| Horntown, VA | $133,600 | $695 | $470 | $960 | $490 |
| Cats Bridge, VA | $105,500 | $579 | $420 | $820 | $400 |
| Algonquin, MD | $218,700 | $845 | $670 | $1,060 | $390 |
| Kilmarnock, VA | $183,700 | $837 | $590 | $1,190 | $600 |
| Selbyville, DE | $258,800 | $765 | $600 | $1,020 | $420 |
| Calvert Beach, MD | $272,500 | $953 | $750 | $1,200 | $450 |
| Easton, MD | $275,000 | $805 | $640 | $1,010 | $370 |
| Montross, VA | $188,200 | $847 | $580 | $1,200 | $620 |