Gavop's guide to buying homeowners insurance in Sylvania, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $87,000 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $148,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $165,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $159,000 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$87 | $534 |
| Superior Protection Discount | -$56 | $565 |
| Fire & Security Discount | -$68 | $553 |
| Hail Resistant Roof Discount | -$12 | $609 |
| Newly Constructed Home Discount | -$174 | $447 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Screven County | $2,500 | $832 | $3,332 | $604 | $3,104 | $227 |
| Sylvania, GA | $700 | $614 | $1,314 | $446 | $1,146 | $168 |
| Shawnee, GA | $100 | $826 | $926 | $600 | $700 | $226 |
| Gifford, SC | $1,500 | $368 | $1,868 | $267 | $1,767 | $100 |
| Bulloch County, GA | $300 | $856 | $1,156 | $622 | $922 | $234 |
| Kline, SC | $1,000 | $430 | $1,430 | $312 | $1,312 | $117 |
| Effingham County, GA | $400 | $949 | $1,349 | $690 | $1,090 | $259 |
| Burke County, GA | $2,000 | $611 | $2,611 | $444 | $2,444 | $167 |
| Barnwell County, SC | $100 | $792 | $892 | $576 | $676 | $216 |
| Ridgeland, SC | $1,500 | $852 | $2,352 | $619 | $2,119 | $233 |
| Bloomingdale, GA | $100 | $920 | $1,020 | $668 | $768 | $251 |
| Nunez, GA | $700 | $488 | $1,188 | $355 | $1,055 | $133 |
| Home Insurance Company Sylvania, GA | Homeowners Insurance Agency Sylvania, GA | Address | Popularity Score | Distance from Sylvania (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Lee Hill & Johnston Insurors | 212 Savannah Ave, Statesboro, GA, 30458 | 23.0 | |
| Allstate | Southland Insurance Group | 212 Mable Ave, Swainsboro, GA, 30401 | 44.0 | |
| Allstate | Abu Khan | 3661 Peach Orchard Rd, Augusta, GA, 30906 | 49.9 | |
| State Farm | Caughey Hearn | 7573 Us Highway 280, Claxton, GA, 30417-5082 | 44.5 | |
| State Farm | Darlene Anthony | 616 W Ogeechee St, Sylvania, GA, 30467-2217 | 2.8 | |
| State Farm | Ronnie Brooks | 104 E 1st St, Springfield, GA, 31329-6822 | 30.9 | |
| State Farm | Ashley Boyette | 5723 Hwy 21 S, Rincon, GA, 31326-5554 | 39.9 | |
| Allstate | Lane And Company | 302 W Ogeechee St, Sylvania, GA, 30467 | 2.3 | |
| Allstate | Paul V. Wendelken | 107 N Columbia Ave, Rincon, GA, 31326 | 37.8 | |
| Allstate | Radonna Sapp | 124 N Main St, Statesboro, GA, 30458 | 22.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,450 | $770 |
| Screven County, GA | $78,900 | $842 | $560 | $1,150 | $590 |
| Sylvania, GA | $86,900 | $621 | $420 | $890 | $470 |
| Shawnee, GA | $116,800 | $836 | $560 | $1,180 | $620 |
| Gifford, SC | $58,400 | $372 | $260 | $510 | $250 |
| Bulloch County, GA | $131,200 | $867 | $600 | $1,240 | $640 |
| Kline, SC | $66,000 | $435 | $310 | $620 | $310 |
| Effingham County, GA | $155,500 | $961 | $680 | $1,350 | $670 |
| Burke County, GA | $86,500 | $618 | $440 | $850 | $410 |
| Barnwell County, SC | $76,200 | $802 | $590 | $1,100 | $510 |
| Ridgeland, SC | $155,700 | $863 | $620 | $1,220 | $600 |
| Bloomingdale, GA | $137,500 | $931 | $630 | $1,310 | $680 |
| Nunez, GA | $61,800 | $494 | $360 | $680 | $320 |