Gavop's guide to buying homeowners insurance in Red Lion, DE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $89,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $144,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $230,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $436,000 | $380,000 | $400,000-$500,000 |
| 5 Bedroom | $558,000 | $530,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $581 |
| Superior Protection Discount | -$65 | $653 |
| Fire & Security Discount | -$57 | $660 |
| Hail Resistant Roof Discount | -$22 | $696 |
| Newly Constructed Home Discount | -$165 | $552 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Castle County | $2,000 | $718 | $2,718 | $522 | $2,522 | $196 |
| Red Lion, DE | $1,500 | $709 | $2,209 | $515 | $2,015 | $194 |
| Ardentown, DE | $300 | $841 | $1,141 | $611 | $911 | $230 |
| Brookhaven, PA | $2,500 | $657 | $3,157 | $478 | $2,978 | $180 |
| Parkside, PA | $300 | $657 | $957 | $477 | $777 | $180 |
| Eddystone, PA | $1,000 | $562 | $1,562 | $409 | $1,409 | $154 |
| Victory Lakes, NJ | $300 | $785 | $1,085 | $571 | $871 | $215 |
| West Conshohocken, PA | $1,000 | $1,087 | $2,087 | $790 | $1,790 | $297 |
| Hammonton, NJ | $400 | $779 | $1,179 | $566 | $966 | $213 |
| Lower Gwynedd, PA | $2,000 | $963 | $2,963 | $700 | $2,700 | $263 |
| Riverside, NJ | $300 | $651 | $951 | $473 | $773 | $178 |
| Spring Mount, PA | $2,000 | $773 | $2,773 | $561 | $2,561 | $211 |
| Home Insurance Company Red Lion, DE | Homeowners Insurance Agency Red Lion, DE | Address | Popularity Score | Distance from Red Lion (miles) |
|---|---|---|---|---|
| State Farm | Tanja Payton | 683 E Chestnut Hill Road, Newark, DE, 19713-1827 | 8.2 | |
| Liberty Mutual Independent | St Good Inc | 875 Aaa Blvd Ste A, Newark, DE, 19713 | 8.2 | |
| Allstate | Bob Sbraccia | 5307 Limestone Rd Ste 101, Wilmington, DE, 19808 | 12.3 | |
| Liberty Mutual Independent | Drass Insurance Agency Inc. | 205 N James St, Newport, DE, 19804 | 9.7 | |
| Nationwide | A Barbara Dorsey | 3510 Silverside Rd Ste 2, Wilmington, DE, 19810-4937 | 16.6 | |
| State Farm | Bob Mobley | 4007 Kennett Pike Ste D, Greenville, DE, 19807-2043 | 14.1 | |
| State Farm | Pat Mccabe | 262 Chapman Rd Ste 109, Newark, DE, 19702-5412 | 7.1 | |
| State Farm | Bob Mullen | 887 Pulaski Highway, Bear, DE, 19701-1252 | 4.7 | |
| State Farm | Mike Broujos | 33 Possum Park Mall, Newark, DE, 19711-5591 | 9.8 | |
| Travelers | Bishop Associates | 1235 Peoples Plaza , Newark, DE, 19702 | 7.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Delaware | $238,600 | $736 | $580 | $980 | $400 |
| New Castle County, DE | $248,100 | $727 | $570 | $970 | $400 |
| Red Lion, DE | $314,200 | $717 | $570 | $950 | $380 |
| Ardentown, DE | $312,200 | $851 | $670 | $1,130 | $460 |
| Brookhaven, PA | $196,300 | $665 | $450 | $950 | $500 |
| Parkside, PA | $130,200 | $665 | $450 | $910 | $460 |
| Eddystone, PA | $90,000 | $569 | $400 | $780 | $380 |
| Victory Lakes, NJ | $171,100 | $795 | $540 | $1,130 | $590 |
| West Conshohocken, PA | $336,000 | $1,100 | $800 | $1,520 | $720 |
| Hammonton, NJ | $245,100 | $789 | $530 | $1,130 | $600 |
| Lower Gwynedd, PA | $480,400 | $975 | $700 | $1,360 | $660 |
| Riverside, NJ | $166,500 | $659 | $450 | $920 | $470 |
| Spring Mount, PA | $190,400 | $782 | $560 | $1,110 | $550 |