Gavop shows you how to buy homeowners insurance in Lincoln County, KS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $28,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $63,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $85,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $75,500 | $70,000 | $75,000-$100,000 |
| 5 Bedroom | $133,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $680 |
| Superior Protection Discount | -$80 | $720 |
| Fire & Security Discount | -$80 | $720 |
| Hail Resistant Roof Discount | -$24 | $776 |
| Newly Constructed Home Discount | -$232 | $568 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lincoln County | $2,500 | $790 | $3,290 | $574 | $3,074 | $216 |
| Lincoln County, KS | $1,500 | $790 | $2,290 | $574 | $2,074 | $216 |
| Lucas, KS | $1,000 | $767 | $1,767 | $557 | $1,557 | $210 |
| Corinth, KS | $1,500 | $1,215 | $2,715 | $883 | $2,383 | $332 |
| Natoma, KS | $500 | $616 | $1,116 | $447 | $947 | $168 |
| Starr, KS | $300 | $796 | $1,096 | $579 | $879 | $218 |
| Galatia, KS | $700 | $835 | $1,535 | $607 | $1,307 | $228 |
| Home Insurance Company Lincoln County, KS | Homeowners Insurance Agency Lincoln County, KS | Address | Popularity Score | Distance from Lincoln County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Assurance Partners | 201 E Iron Ave, Salina, KS, 67401 | 35.7 | |
| State Farm | Nick Schneider | 126 East Ave S, Lyons, KS, 67554-2720 | 48.3 | |
| Farmers | Jodi Pappada | 2075 S Ohio St Ste 6b, Salina, KS, 67401 | 37.3 | |
| State Farm | Gary Urbanek | 1504 Aylward Ave, Ellsworth, KS, 67439-2341 | 21.2 | |
| State Farm | Clay Walter | 2075 S Ohio St Ste 7a, Salina, KS, 67401-6797 | 37.3 | |
| State Farm | Joe Seed | 1612 E Iron, Salina, KS, 67402-1754 | 36.7 | |
| Farmers | Roger Pavkov | 833 E Crawford St, Salina, KS, 67401 | 36.6 | |
| Farmers | Joyce Volk | 1716 Highland Ave, Salina, KS, 67401 | 36.3 | |
| State Farm | Gary Urbanek | 153 West Court, Lincoln, KS, 67455 | 3.6 | |
| State Farm | Bary Martin | 1023 Greeley Ave, Salina, KS, 67401-3153 | 36.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kansas | $139,200 | $1,364 | $1,060 | $1,840 | $780 |
| Lincoln County, KS | $68,900 | $800 | $620 | $1,080 | $460 |
| Lincoln County, KS | $68,900 | $800 | $620 | $1,080 | $460 |
| Lucas, KS | $46,700 | $776 | $610 | $1,050 | $440 |
| Corinth, KS | $112,500 | $1,230 | $960 | $1,660 | $700 |
| Natoma, KS | $29,600 | $623 | $490 | $840 | $350 |
| Starr, KS | $50,300 | $806 | $630 | $1,090 | $460 |
| Galatia, KS | $55,000 | $845 | $660 | $1,140 | $480 |