Gavop tells you how to get the best homeowners insurance in Buchanan County, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $87,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $139,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $114,000 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $274,500 | $240,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $821 |
| Superior Protection Discount | -$86 | $869 |
| Fire & Security Discount | -$67 | $888 |
| Hail Resistant Roof Discount | -$29 | $927 |
| Newly Constructed Home Discount | -$229 | $726 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Buchanan County | $1,000 | $944 | $1,944 | $686 | $1,686 | $258 |
| Buchanan County, MO | $1,000 | $944 | $1,944 | $686 | $1,686 | $258 |
| Osborn, MO | $500 | $845 | $1,345 | $614 | $1,114 | $231 |
| DeKalb County, MO | $1,000 | $817 | $1,817 | $594 | $1,594 | $223 |
| Oregon, MO | $200 | $854 | $1,054 | $620 | $820 | $233 |
| Chouteau, MO | $1,500 | $915 | $2,415 | $665 | $2,165 | $250 |
| Mosby, MO | $200 | $732 | $932 | $532 | $732 | $200 |
| Elmira, MO | $1,500 | $831 | $2,331 | $604 | $2,104 | $227 |
| Horton, KS | $100 | $888 | $988 | $645 | $745 | $243 |
| Tonganoxie, KS | $1,500 | $1,046 | $2,546 | $760 | $2,260 | $286 |
| Rural, KS | $2,000 | $1,608 | $3,608 | $1,169 | $3,169 | $440 |
| Home Insurance Company Buchanan County, MO | Homeowners Insurance Agency Buchanan County, MO | Address | Popularity Score | Distance from Buchanan County (miles) |
|---|---|---|---|---|
| Travelers | Abba Insurance Llc | 2427 Burlington Ste 201, North Kansas City, MO, 64116 | 37.5 | |
| Farmers | Justin Mcclain | 11108 N Oak Trfy Ste 207, Kansas City, MO, 64155 | 28.1 | |
| State Farm | Nick Koeteman | 2407 N Woodbine Rd Ste D, Saint Joseph, MO, 64506-3701 | 8.9 | |
| State Farm | Philip Stueve | 4734 Frederick Ave, Saint Joseph, MO, 64506-3173 | 8.3 | |
| State Farm | Debbie Baker Krough | 6300 Walnut St, Kansas City, MO, 64113-2314 | 46.2 | |
| State Farm | Jeff Zigmant | 6008 N Highway 9 Ste B, Parkville, MO, 64152-3673 | 32.2 | |
| Travelers | Jenkins & James Insurance Agency Inc | 5814 N Oak Trafficway, Gladstone, MO, 64118 | 34.1 | |
| State Farm | Phil Burress | 2400 S Lees Summit Rd Ste 140, Independence, MO, 64055-1900 | 46.1 | |
| Allstate | Brian Walker | 3817 Frederick Ave # A, Saint Joseph, MO, 64506 | 8.1 | |
| State Farm | Eric Brumback | 2307 N Belt Hwy, Saint Joseph, MO, 64506-2207 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,540 | $770 |
| Buchanan County, MO | $114,800 | $955 | $700 | $1,330 | $630 |
| Buchanan County, MO | $114,800 | $955 | $680 | $1,350 | $670 |
| Osborn, MO | $75,800 | $855 | $620 | $1,210 | $590 |
| DeKalb County, MO | $111,600 | $827 | $590 | $1,130 | $540 |
| Oregon, MO | $78,100 | $864 | $620 | $1,190 | $570 |
| Chouteau, MO | $152,700 | $927 | $630 | $1,320 | $690 |
| Mosby, MO | $50,000 | $741 | $530 | $1,050 | $520 |
| Elmira, MO | $72,500 | $841 | $580 | $1,160 | $580 |
| Horton, KS | $61,900 | $899 | $700 | $1,210 | $510 |
| Tonganoxie, KS | $170,100 | $1,059 | $830 | $1,430 | $600 |
| Rural, KS | $213,900 | $1,628 | $1,270 | $2,200 | $930 |