Gavop's guide to buying homeowners insurance in Orange County, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Orange County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Abigail Dr, Belter Dr, Baroness Ct Cir, Shasta Dr, Kenmore Ln, Avonlea Ct, Dahl Ct, Waterford Lakes Pkwy, Sunnyvale Dr, Jernigan Ct | $127,000 | $110,000 | $100,000-$125,000 | $96,000 | $80,000 | $100,000-$125,000 |
| Casting Ct, Quito Ave, Sawyer St, Greenpointe Dr, Engel Dr, Das Way, Myrtle Creek Ln, Oakpoint View Ct, Laurel Lake Ct, Brook Dr | $161,000 | $130,000 | $175,000-$200,000 | $139,000 | $120,000 | $100,000-$125,000 |
| Carolina Wren Dr, Cheshire Way, Manitoba Pl, Mulberry St, Oak Park Way, 24th St, Healy Dr, Toasy Dr, Tomoka Dr, Lake Richmond Dr | $96,500 | $80,000 | $100,000-$125,000 | $52,000 | $50,000 | $50,000-$75,000 |
| Precourt Dr, Palmdale Dr, Edgegrove Ln, Lee St, Silver Coop Way, Royalton Rd, High Meadow Rd, Stagg Dr, Baltimore Ave, Weltin St | $178,000 | $170,000 | $175,000-$200,000 | $170,000 | $150,000 | $175,000-$200,000 |
| Sophie Blvd, Maple View Way, Philadelphia Woods Ln, Kerry Dr, Hartman Dr, Berry Dease Rd, Kevin Ave, Salerno Ct, Southfork Dr, Starry Night Ct | $166,000 | $150,000 | $150,000-$175,000 | $175,500 | $150,000 | $150,000-$175,000 |
| Heather Moss Dr, W Celeste St, Airtran Blvd, Laso Ct, Crepe Myrtle Cir, Dorscher Rd, Bay Harbour Dr, Talmeda Trl, Heritage Park Way, Westwood Blvd | $182,500 | $150,000 | $175,000-$200,000 | $168,000 | $150,000 | $150,000-$175,000 |
| Lafayette Ave, Thorpe St, Otey Pl, Meadow Pine Ct, State Hwy 520, Clear Stream Dr, Burnham St, Championship Ct, Sago Ln, Cypress Pine St | $168,500 | $150,000 | $125,000-$150,000 | $132,500 | $120,000 | $150,000-$175,000 |
| Story Rd, Royal St George Dr, Church Dr, Twisting Sweetgum Way, N Tampa Ave, Roma Ct, N Ivey Ln, Breskin Ave, Brickell Ct, Corsino St | $121,500 | $110,000 | $125,000-$150,000 | $65,500 | $60,000 | $50,000-$75,000 |
| N Graham Ave, Club Ct, Washington Woods Ln, Borgia Ct, Ballinore Pl, Glynshel Dr, Pinellas Dr, Hays Ct, Alabama Pl, Manatee St | $310,000 | $250,000 | $350,000-$400,000 | $360,000 | $300,000 | $350,000-$400,000 |
| Acropolis Cir, Oak Grove Chase Dr, Southfield Ave, Hellman Ln, Woodland Terrace Blvd, N Lake Cortez Dr, Cullowhee Ct, Cornwall Rd, E Webster Ave, Fairhaven Way | $160,500 | $130,000 | $125,000-$150,000 | $172,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$290 | $1,236 |
| Superior Protection Discount | -$153 | $1,373 |
| Fire & Security Discount | -$168 | $1,358 |
| Hail Resistant Roof Discount | -$46 | $1,480 |
| Newly Constructed Home Discount | -$427 | $1,098 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $1,500 | $1,507 | $3,007 | $1,095 | $2,595 | $412 |
| Orange County, FL | $1,500 | $1,507 | $3,007 | $1,095 | $2,595 | $412 |
| Belle Isle, FL | $300 | $1,128 | $1,428 | $820 | $1,120 | $308 |
| Goldenrod, FL | $2,500 | $992 | $3,492 | $721 | $3,221 | $271 |
| Casselberry, FL | $100 | $806 | $906 | $586 | $686 | $220 |
| Williamsburg, FL | $2,000 | $969 | $2,969 | $704 | $2,704 | $265 |
| Black Hammock, FL | $200 | $2,609 | $2,809 | $1,896 | $2,096 | $713 |
| East Orange, FL | $700 | $1,394 | $2,094 | $1,013 | $1,713 | $381 |
| Oakland, FL | $2,000 | $2,192 | $4,192 | $1,593 | $3,593 | $599 |
| DeBary, FL | $400 | $952 | $1,352 | $692 | $1,092 | $260 |
| Melbourne, FL | $1,500 | $1,325 | $2,825 | $963 | $2,463 | $362 |
| Home Insurance Company Orange County, FL | Homeowners Insurance Agency Orange County, FL | Address | Popularity Score | Distance from Orange County (miles) |
|---|---|---|---|---|
| State Farm | Arty Pagan | 4865 N Wickham Rd, Melbourne, FL, 32940 | 45.6 | |
| Travelers | Cathy Boyds Insurance Agency | 407 Hwy 17-92 W, Haines City, FL, 33844 | 34.0 | |
| Travelers | Mulling Insurance Agency Inc | 208 E Park St, Auburndale, FL, 33823 | 42.0 | |
| State Farm | Chris Vella | 992 N Semoran Blvd, Orlando, FL, 32807-3529 | 3.2 | |
| Travelers | College Park Insurance | 3459 Edgewater Dr, Orlando, FL, 32804 | 6.3 | |
| Travelers | Walker Insurance & Financial Services Inc | 1200 Hillcrest St, Ste 300, Orlando, FL, 32803 | 3.6 | |
| Allstate | Huckleberry Sibley And Harvey | 1020 N Orlando Ave Ste 200, Maitland, FL, 32751 | 8.7 | |
| Allstate | Madonna A. Morel | 2531 Audrey Ave, Winter Park, FL, 32789 | 7.2 | |
| State Farm | Frank Denis | 120 Lake Ave, Maitland, FL, 32751 | 7.6 | |
| Allstate | K. Shawn Keiling | 614 W Michigan St, Orlando, FL, 32805 | 3.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Orange County, FL | $192,400 | $1,526 | $1,190 | $2,040 | $850 |
| Orange County, FL | $192,400 | $1,526 | $1,190 | $2,040 | $850 |
| Belle Isle, FL | $275,300 | $1,142 | $890 | $1,530 | $640 |
| Goldenrod, FL | $168,300 | $1,004 | $780 | $1,350 | $570 |
| Casselberry, FL | $110,400 | $815 | $640 | $1,090 | $450 |
| Williamsburg, FL | $172,800 | $980 | $760 | $1,310 | $550 |
| Black Hammock, FL | $345,400 | $2,641 | $2,060 | $3,540 | $1,480 |
| East Orange, FL | $242,000 | $1,411 | $1,100 | $1,890 | $790 |
| Oakland, FL | $274,500 | $2,219 | $1,730 | $2,970 | $1,240 |
| DeBary, FL | $168,900 | $964 | $750 | $1,290 | $540 |
| Melbourne, FL | $161,300 | $1,341 | $1,050 | $1,800 | $750 |