How Can I Make My Poinciana, FL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Poinciana, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Poinciana, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $117,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $144,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $259,500 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $359,500 | $310,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Poinciana, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$180 | $1,108 |
| Superior Protection Discount | -$116 | $1,172 |
| Fire & Security Discount | -$129 | $1,159 |
| Hail Resistant Roof Discount | -$39 | $1,249 |
| Newly Constructed Home Discount | -$373 | $914 |
Choose your Poinciana, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,319 |
| Hail Damage | $4,524 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Poinciana, FL | Back to Top
| Home Insurance Company Poinciana, FL | Homeowners Insurance Agency Poinciana, FL | Address | Popularity Score | Distance from Poinciana (miles) |
|---|---|---|---|---|
| Travelers | Heacock Insurance Group | 100 E Main St, Lakeland, FL, 33801 | 29.6 | |
| State Farm | Dolly Clements | 1105 Emmett St, Kissimmee, FL, 34741-5439 | 12.5 | |
| Travelers | Cathy Boyds Insurance Agency | 407 Hwy 17-92 W, Haines City, FL, 33844 | 9.6 | |
| Allstate | Tony Barcena | 21 B St, Haines City, FL, 33844 | 9.6 | |
| State Farm | Bill Pancake | 920 N Main St, Kissimmee, FL, 34744-4566 | 13.3 | |
| Travelers | Bayless Insurance Agency Inc | 2151 Us Hwy 27 S, Sebring, FL, 33870 | 44.6 | |
| State Farm | Jose Cerda | 946 E Osceola Pkwy, Kissimmee, FL, 34744-1615 | 16.0 | |
| Liberty Mutual Independent | Waller Insurance Partners Inc. | 1500 6th St Nw, Winter Haven, FL, 33881 | 16.5 | |
| State Farm | Garry Walker | 130 S 10th St, Haines City, FL, 33844-5304 | 8.9 | |
| State Farm | Teresa Connell | 419 Us Highway 17-92 W, Haines City, FL, 33844-5006 | 9.6 |
Compare Rates for Poinciana, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Polk County, FL | $121,100 | $1,134 | $880 | $1,520 | $640 |
| Poinciana, FL | $152,600 | $1,288 | $1,000 | $1,730 | $730 |
| Celebration, FL | $401,600 | $944 | $740 | $1,260 | $520 |
| Four Corners, FL | $156,500 | $1,037 | $810 | $1,390 | $580 |
| Meadow Woods, FL | $174,600 | $988 | $770 | $1,320 | $550 |
| South and East Osceola, FL | $195,900 | $1,718 | $1,340 | $2,300 | $960 |
| Azalea Park, FL | $109,400 | $811 | $630 | $1,090 | $460 |
| Paradise Heights, FL | $104,300 | $1,106 | $860 | $1,480 | $620 |
| South Apopka, FL | $106,700 | $1,122 | $880 | $1,500 | $620 |
| Lake Mary, FL | $282,700 | $1,165 | $910 | $1,560 | $650 |
| Yeehaw Junction, FL | $128,600 | $1,270 | $990 | $1,700 | $710 |
| Hardee County, FL | $81,200 | $796 | $620 | $1,070 | $450 |
Research Home Insurance Companies Reviews in Poinciana, FL Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: September 21, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
The premium and deductible are very manageable. They are both affordable and I've never had any struggle in paying it.
Date: May 24, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Customer Service
I haven't had a contact with the customer service directly so far. Although one thing I do not like is that they do not send me a bill and send it directly to my mortgage company.
Assurant Specialty Property Home Insurance Reviews
Date: July 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
My experience has been positive. I have been with them for the past four years and have not filed a claim but they are very responsive and helpful when renewal time approaches.
Allstate Home Insurance Reviews
Date: September 16, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
This area seems to be completely standard across all companies. I have talked to family members about this recently and we all have basically the same deductible. This is an area I think could be improved.