Gavop shows you how to buy homeowners insurance in Elmore County, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$261 | $926 |
| 30 year old | +$18 | $1,205 |
| 40 year old | +$31 | $1,218 |
| 50 year old | +$45 | $1,233 |
| Above 50 year old | +$57 | $1,245 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$214 | $974 |
| Superior Protection Discount | -$107 | $1,081 |
| Fire & Security Discount | -$131 | $1,057 |
| Hail Resistant Roof Discount | -$36 | $1,152 |
| Newly Constructed Home Discount | -$261 | $926 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Elmore County | $700 | $1,173 | $1,873 | $853 | $1,553 | $321 |
| Elmore County, AL | $1,500 | $1,173 | $2,673 | $853 | $2,353 | $321 |
| Redland, AL | $400 | $1,538 | $1,938 | $1,118 | $1,518 | $420 |
| Holtville, AL | $1,500 | $1,308 | $2,808 | $951 | $2,451 | $357 |
| Millbrook, AL | $300 | $866 | $1,166 | $629 | $929 | $237 |
| Hissop, AL | $1,500 | $985 | $2,485 | $716 | $2,216 | $269 |
| Marbury, AL | $400 | $917 | $1,317 | $666 | $1,066 | $251 |
| Notasulga, AL | $2,000 | $779 | $2,779 | $566 | $2,566 | $213 |
| Bullock County, AL | $400 | $633 | $1,033 | $460 | $860 | $173 |
| Maplesville, AL | $1,000 | $895 | $1,895 | $651 | $1,651 | $245 |
| Ashland, AL | $400 | $739 | $1,139 | $537 | $937 | $202 |
| Midway, AL | $2,000 | $738 | $2,738 | $536 | $2,536 | $202 |
| Home Insurance Company Elmore County, AL | Homeowners Insurance Agency Elmore County, AL | Address | Popularity Score | Distance from Elmore County (miles) |
|---|---|---|---|---|
| State Farm | Ken Bishop | 2101 Eastern Blvd Ste 111, Montgomery, AL, 36117-1610 | 17.5 | |
| State Farm | Craig Dorris | 407 W College St, Columbiana, AL, 35051-9523 | 48.8 | |
| State Farm | Clay Carroll | 2531 Bell Rd, Montgomery, AL, 36117-4369 | 17.7 | |
| State Farm | Keyesta Sherman | 125 Cambridge Ct, Wetumpka, AL, 36093-1260 | 8.5 | |
| State Farm | Albia Steers | 1010 N Broadway Ave, Sylacauga, AL, 35150-2162 | 40.7 | |
| Liberty Mutual Independent | Harmon Dennis Bradshaw Inc | 7115 Halcyon Summit Dr, Montgomery, AL, 36117 | 15.8 | |
| State Farm | Mitch Devers | 470 Mcqueen Smith Road S, Prattville, AL, 36066-5631 | 18.5 | |
| State Farm | Ron Carroll | 33594 Us Highway 280, Childersburg, AL, 35044-3012 | 47.7 | |
| Farmers | Josh Parris | 32445 Us Highway 280, Childersburg, AL, 35044 | 48.8 | |
| State Farm | Ken Owen | 5665 Us Highway 231, Wetumpka, AL, 36092-3196 | 6.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,650 | $860 |
| Elmore County, AL | $155,300 | $1,188 | $840 | $1,690 | $850 |
| Elmore County, AL | $155,300 | $1,188 | $860 | $1,640 | $780 |
| Redland, AL | $234,900 | $1,557 | $1,040 | $2,200 | $1,160 |
| Holtville, AL | $166,600 | $1,324 | $890 | $1,810 | $920 |
| Millbrook, AL | $145,700 | $877 | $600 | $1,250 | $650 |
| Hissop, AL | $101,300 | $997 | $690 | $1,370 | $680 |
| Marbury, AL | $120,200 | $928 | $670 | $1,320 | $650 |
| Notasulga, AL | $70,200 | $788 | $560 | $1,110 | $550 |
| Bullock County, AL | $66,800 | $641 | $460 | $910 | $450 |
| Maplesville, AL | $87,000 | $906 | $630 | $1,250 | $620 |
| Ashland, AL | $84,700 | $748 | $550 | $1,070 | $520 |
| Midway, AL | $64,700 | $747 | $540 | $1,060 | $520 |