Gavop's guide to buying homeowners insurance in Twentynine Palms, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $173,500 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $169,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $274,500 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $465,500 | $430,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$181 | $884 |
| Superior Protection Discount | -$106 | $958 |
| Fire & Security Discount | -$106 | $958 |
| Hail Resistant Roof Discount | -$21 | $1,043 |
| Newly Constructed Home Discount | -$309 | $756 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,344 |
| Hail Damage | $4,806 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,051 |
| Home Insurance Company Twentynine Palms, CA | Homeowners Insurance Agency Twentynine Palms, CA | Address | Popularity Score | Distance from Twentynine Palms (miles) |
|---|---|---|---|---|
| State Farm | John Ford | 79440 Corporate Ctr Dr Ste 104, La Quinta, CA, 92253-7243 | 35.3 | |
| State Farm | Phil Goodge | 67555 E Palm Canyon Dr, Cathedral City, CA, 92234 | 34.5 | |
| State Farm | Bob Dunn | 7248 Joshua Lane, Yucca Valley, CA, 92284-2923 | 20.1 | |
| Farmers | Christina Gutierrez | 47060 Washington St Ste 5202, La Quinta, CA, 92253 | 33.1 | |
| Allstate | Loni Kallay | 40100 Washington St Ste 135, Bermuda Dunes, CA, 92203 | 30.2 | |
| Allstate | Raleigh Bernard Strader Iii | 57353 29 Palms Hwy Ste C, Yucca Valley, CA, 92284 | 20.0 | |
| Liberty Mutual Independent | Weingarten & Hough | 610 S Belardo Road 300, Palm Springs, CA, 92264 | 36.0 | |
| State Farm | Carmen Contreras | 81709 Dr Carreon Blvd Ste A5, Indio, CA, 92201-5509 | 32.0 | |
| Liberty Mutual Independent | Weingarten & Hough | 610 South Belardo Road #300, Palm Springs, CA, 92264 | 36.0 | |
| Farmers | Annabel Alford | 40714 Village Dr Ste 305-306, Big Bear Lake, CA, 92315 | 49.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Bernardino County, CA | $280,200 | $744 | $550 | $1,010 | $460 |
| Twentynine Palms, CA | $120,900 | $1,065 | $790 | $1,450 | $660 |
| Garnet, CA | $120,700 | $967 | $720 | $1,310 | $590 |
| Desert Palms, CA | $356,500 | $791 | $590 | $1,080 | $490 |
| Rancho Mirage, CA | $483,100 | $1,061 | $790 | $1,440 | $650 |
| Vista Santa Rosa, CA | $193,300 | $643 | $480 | $870 | $390 |
| Cabazon, CA | $127,300 | $551 | $410 | $750 | $340 |
| North Shore, CA | $123,200 | $544 | $400 | $740 | $340 |
| Chuckwalla Valley, CA | $82,300 | $1,046 | $770 | $1,420 | $650 |
| Big Bear, CA | $255,800 | $728 | $540 | $990 | $450 |
| Idyllwild, CA | $249,600 | $668 | $490 | $910 | $420 |
| Banning, CA | $197,500 | $603 | $450 | $820 | $370 |