Gavop shows you how to buy homeowners insurance in Alachua County, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $170,000 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $150,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $302,000 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $196,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$193 | $1,183 |
| Superior Protection Discount | -$124 | $1,251 |
| Fire & Security Discount | -$124 | $1,251 |
| Hail Resistant Roof Discount | -$28 | $1,348 |
| Newly Constructed Home Discount | -$399 | $976 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alachua County | $1,000 | $1,359 | $2,359 | $987 | $1,987 | $371 |
| Alachua County, FL | $2,500 | $1,359 | $3,859 | $987 | $3,487 | $371 |
| Micanopy, FL | $300 | $1,792 | $2,092 | $1,302 | $1,602 | $490 |
| Brooker, FL | $1,000 | $890 | $1,890 | $647 | $1,647 | $243 |
| Union County, FL | $200 | $832 | $1,032 | $604 | $804 | $227 |
| Gilchrist County, FL | $2,500 | $875 | $3,375 | $636 | $3,136 | $239 |
| Bell, FL | $200 | $796 | $996 | $578 | $778 | $218 |
| Macclenny, FL | $1,500 | $909 | $2,409 | $661 | $2,161 | $248 |
| Columbia County, FL | $300 | $1,067 | $1,367 | $775 | $1,075 | $292 |
| Glen St. Mary, FL | $700 | $912 | $1,612 | $663 | $1,363 | $249 |
| Baker County, FL | $200 | $856 | $1,056 | $622 | $822 | $234 |
| Belleview, FL | $700 | $1,217 | $1,917 | $885 | $1,585 | $333 |
| Home Insurance Company Alachua County, FL | Homeowners Insurance Agency Alachua County, FL | Address | Popularity Score | Distance from Alachua County (miles) |
|---|---|---|---|---|
| State Farm | Katherine Baustert | 2219 County Road 220, Middleburg, FL, 32068-8518 | 46.5 | |
| Allstate | Judy Locascio | 4056 W Newberry Rd, Gainesville, FL, 32607 | 2.3 | |
| State Farm | Mark Mcgriff | 1120 Nw 13th St, Gainesville, FL, 32601-4136 | 1.4 | |
| State Farm | Scott Cameron | 5355 Sw College Road, Ocala, FL, 34474-5717 | 38.9 | |
| State Farm | Russ Vorhis | 589 Blanding Blvd, Orange Park, FL, 32073-2624 | 49.0 | |
| Travelers | The Nation Group | 420 Se 8th St, Ocala, FL, 34471 | 36.7 | |
| Travelers | Brightway Insurance | 5000 Us Hwy 17 Ste 19 , Fleming Island, FL, 32003 | 49.1 | |
| Travelers | Brightway Insurance | 5000-19 Us Hwy 17, Fleming Island, FL, 32003 | 49.0 | |
| Travelers | Insurance Market Place Llc | 2801 Sw College Rd Ste 3, Ocala, FL, 34474 | 36.9 | |
| Travelers | Insurance Market Place Llc | 2801 Sw College Rd Ste 3, Ocala, FL, 34474 | 37.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Alachua County, FL | $167,000 | $1,375 | $1,070 | $1,840 | $770 |
| Alachua County, FL | $167,000 | $1,375 | $1,070 | $1,840 | $770 |
| Micanopy, FL | $210,600 | $1,814 | $1,410 | $2,430 | $1,020 |
| Brooker, FL | $74,200 | $901 | $700 | $1,210 | $510 |
| Union County, FL | $89,000 | $842 | $660 | $1,130 | $470 |
| Gilchrist County, FL | $96,700 | $885 | $690 | $1,190 | $500 |
| Bell, FL | $82,700 | $806 | $630 | $1,080 | $450 |
| Macclenny, FL | $132,100 | $920 | $720 | $1,230 | $510 |
| Columbia County, FL | $112,500 | $1,080 | $840 | $1,450 | $610 |
| Glen St. Mary, FL | $77,500 | $923 | $720 | $1,240 | $520 |
| Baker County, FL | $121,100 | $867 | $680 | $1,160 | $480 |
| Belleview, FL | $143,300 | $1,232 | $960 | $1,650 | $690 |