Gavop's guide to buying homeowners insurance in Kinnelon, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Kinnelon, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Manrodt Ct, Sycamore Trl, Glendale Ter, Holly Trl, Thornwood Dr, Stonybrook Trl, Greenwood Trl, Tower Hill Ln, Hemlock Ter, E Lake Dr | $745,500 | $610,000 | $700,000-$800,000 | $466,000 | $380,000 | $500,000-$600,000 |
| Cove Ln, Hazelwood Ln, Gravel Hill Ter, Brook Valley Rd, Sycamore Rd, Sleepy Hollow Rd, Laurel Trl, Marion Ave, Cherry Tree Ter, Midland Ter | $618,500 | $530,000 | $600,000-$700,000 | $430,500 | $410,000 | $350,000-$400,000 |
| Mulberry Trl, Jerome Dr, Green Hill Ter, Juniper Trl, Echo Valley Ln, Stillwater Dr, Summit Ter S, Brentwood Dr, Trail W, Westcrest Trl | $834,000 | $710,000 | $700,000-$800,000 | $390,500 | $350,000 | $300,000-$350,000 |
| Wood Chase Rd, Reality Dr, Carriage Way, Pepperidge Tree Ln, Red Oak Ln, Kikeout Rd, Keil Ave, Robins Ln, Brissee Rd, Shore Drive Ter | $1,017,000 | $860,000 | More than 10,000,000 | $675,000 | $600,000 | $600,000-$700,000 |
| Cedar Trl, E Lake Rd, Ridge Trl, Ski Trl, Franklin Ln, Manchester Ct, Denise Dr, Chilhowie Dr, Banta Rd, Powderhorn Dr | $646,000 | $560,000 | $600,000-$700,000 | $625,000 | $590,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$191 | $814 |
| Superior Protection Discount | -$90 | $914 |
| Fire & Security Discount | -$90 | $914 |
| Hail Resistant Roof Discount | -$30 | $974 |
| Newly Constructed Home Discount | -$251 | $753 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Morris County | $1,000 | $1,279 | $2,279 | $929 | $1,929 | $349 |
| Kinnelon, NJ | $1,000 | $992 | $1,992 | $721 | $1,721 | $271 |
| Chester, NJ | $400 | $1,111 | $1,511 | $807 | $1,207 | $304 |
| Long Valley, NJ | $2,500 | $1,214 | $3,714 | $882 | $3,382 | $332 |
| Larchmont, NY | $200 | $841 | $1,041 | $611 | $811 | $230 |
| Highland Falls, NY | $1,000 | $810 | $1,810 | $589 | $1,589 | $221 |
| Yorktown, NY | $100 | $1,270 | $1,370 | $923 | $1,023 | $347 |
| Asbury, NJ | $1,000 | $969 | $1,969 | $704 | $1,704 | $265 |
| Blawenburg, NJ | $100 | $2,757 | $2,857 | $2,003 | $2,103 | $753 |
| East Amwell, NJ | $1,000 | $1,253 | $2,253 | $910 | $1,910 | $342 |
| New Cassel, NY | $400 | $980 | $1,380 | $712 | $1,112 | $268 |
| Lincroft, NJ | $2,500 | $981 | $3,481 | $713 | $3,213 | $268 |
| Home Insurance Company Kinnelon, NJ | Homeowners Insurance Agency Kinnelon, NJ | Address | Popularity Score | Distance from Kinnelon (miles) |
|---|---|---|---|---|
| Travelers | Daman Associates Inc | 808 High Mountain Rd Ste 220, Franklin Lakes, NJ, 7417 | 9.1 | |
| Allstate | Daniel Tichio | 405 Rochelle Ave Fl 2, Rochelle Park, NJ, 7662 | 17.1 | |
| Liberty Mutual Independent | Stuber Insurance Agency | 115 Mill St, Hackettstown, NJ, 7840 | 24.7 | |
| Farmers | Claudio Sarrido | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 8.6 | |
| Allstate | Robert L Cella | 16 Skyline Lake Dr Ste 5a, Ringwood, NJ, 7456 | 8.1 | |
| Farmers | Ruth Blanchard | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 8.6 | |
| Farmers | Diane Gipson | 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054 | 8.6 | |
| State Farm | Mike Santangelo | 400 Morris Ave Ste 230, Denville, NJ, 07834-1362 | 8.0 | |
| Allstate | R Terri Crincoli | 41 Preakness Shopping Ctr, Wayne, NJ, 7470 | 7.4 | |
| Allstate | Robert Bakelaar | 600 Valley Rd Ste 102, Wayne, NJ, 7470 | 9.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,500 | $710 |
| Morris County, NJ | $438,100 | $1,294 | $920 | $1,850 | $930 |
| Kinnelon, NJ | $558,600 | $1,004 | $730 | $1,390 | $660 |
| Chester, NJ | $653,500 | $1,124 | $750 | $1,600 | $850 |
| Long Valley, NJ | $380,200 | $1,229 | $840 | $1,700 | $860 |
| Larchmont, NY | $1,183,700 | $851 | $580 | $1,210 | $630 |
| Highland Falls, NY | $215,100 | $820 | $580 | $1,120 | $540 |
| Yorktown, NY | $413,000 | $1,286 | $860 | $1,760 | $900 |
| Asbury, NJ | $268,500 | $981 | $680 | $1,390 | $710 |
| Blawenburg, NJ | $1,033,300 | $2,790 | $1,980 | $3,850 | $1,870 |
| East Amwell, NJ | $392,800 | $1,268 | $870 | $1,790 | $920 |
| New Cassel, NY | $334,300 | $992 | $670 | $1,420 | $750 |
| Lincroft, NJ | $495,800 | $993 | $680 | $1,400 | $720 |