Gavop's guide to buying homeowners insurance in Spanish Fork-Payson, UT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Spanish Fork-Payson, UT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 5 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W 5400 South St, Wesson Dr, Catalina Way, 450E, 500 W, S 5250 West St, Fox Hollow Dr, S 1460 E, W 1150 S, W Fairway Blvd | $275,500 | $260,000 | $200,000-$250,000 | $630,500 | $590,000 | $700,000-$800,000 |
| W 1400 S, S 4400 West St, Artist Ave, 9800 South St, W 12000 S, Orchard Cove Dr, W 1050 South St, S Chrisman Dr, 500E, S 2990 E | $220,000 | $190,000 | $200,000-$250,000 | $245,000 | $200,000 | $200,000-$250,000 |
| N Powell Way, S 1520 East St, S 5600 W, Hawk Dr, S 225 E, E 1660 South St, S 2500 W, 100 W, S Hawk Dr, 620 South St | $204,500 | $180,000 | $200,000-$250,000 | $497,500 | $440,000 | $500,000-$600,000 |
| S 1430 E, Crosswinds Dr, S 590 W, River Bottom Rd, E 9600 South St, S 4800 W, Sunrise Cir, Tunnel Rd, Meadow Sage, W Oakridge Dr | $295,000 | $270,000 | $300,000-$350,000 | $403,500 | $360,000 | $400,000-$500,000 |
| Bottoms Rd, S Salem Canal Rd, S Cottage Cove, Spring Lake Rd, E 9600 S, River View Dr, 730 S, N Loafer Dr, S 4500 W, W 10800 S | $377,500 | $310,000 | $400,000-$500,000 | $537,500 | $470,000 | $400,000-$500,000 |
| Mitchell Dr, E 1240 South St, E 780 South St, W 2400 N, Coleys Cove, W 12300 South St, Flight Line Dr, Salem Canal, E 1530 S, S 1400 W | $219,000 | $200,000 | $200,000-$250,000 | $435,000 | $390,000 | $400,000-$500,000 |
| Red Tailed Cres, W 1440 S, S Salem Lake Dr, Olympic Ln, S 2200 W, S 2050 E, 200 N, W 4400 South Rd, Sheen Rd, S 1660 E | $176,500 | $170,000 | $150,000-$175,000 | $691,000 | $560,000 | $500,000-$600,000 |
| S 2120 East St, S 680 West St, Skylake Dr, Lake Mountain Dr, W 1280 S, S 1520 E, W 8800 S, W 370 N, E 10000 South St, E 1820 South St | $207,000 | $200,000 | $200,000-$250,000 | $207,000 | $170,000 | $175,000-$200,000 |
| S 860 W, Amerigo Ln, W Salem Hills Dr, S 880 West St, Cedar Pass Dr, W 7800 S, E 1330 South St, W Oak Dr, S 2490 E, W 5550 South St | $161,000 | $140,000 | $125,000-$150,000 | $460,000 | $400,000 | $400,000-$500,000 |
| 550 S, S 2370 East St, 7300 South St, E 810 South St, S Day Lilly Dr, W 2050 North St, 400 North St, Co Rd 164, S 860 W, W 12800 South St | $341,000 | $280,000 | $300,000-$350,000 | $301,500 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $553 |
| Superior Protection Discount | -$59 | $600 |
| Fire & Security Discount | -$46 | $613 |
| Hail Resistant Roof Discount | -$20 | $639 |
| Newly Constructed Home Discount | -$152 | $507 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Utah County | $1,500 | $607 | $2,107 | $441 | $1,941 | $166 |
| Spanish Fork-Payson, UT | $2,500 | $651 | $3,151 | $473 | $2,973 | $178 |
| West Mountain, UT | $200 | $1,303 | $1,503 | $947 | $1,147 | $356 |
| Genola, UT | $2,500 | $657 | $3,157 | $477 | $2,977 | $180 |
| Fairfield, UT | $400 | $649 | $1,049 | $472 | $872 | $177 |
| Eagle Mountain, UT | $1,000 | $662 | $1,662 | $481 | $1,481 | $181 |
| Cedar Fort, UT | $400 | $618 | $1,018 | $449 | $849 | $169 |
| Mount Pleasant-Moroni, UT | $700 | $545 | $1,245 | $396 | $1,096 | $149 |
| Daniel, UT | $300 | $864 | $1,164 | $628 | $928 | $236 |
| Woodland, UT | $1,000 | $1,695 | $2,695 | $1,232 | $2,232 | $463 |
| South Salt Lake, UT | $500 | $645 | $1,145 | $469 | $969 | $176 |
| Park City, UT | $700 | $960 | $1,660 | $698 | $1,398 | $262 |
| Home Insurance Company Spanish Fork-Payson, UT | Homeowners Insurance Agency Spanish Fork-Payson, UT | Address | Popularity Score | Distance from Spanish Fork-Payson (miles) |
|---|---|---|---|---|
| Allstate | Lynn Jorgensen | 88 E Bulldog Blvd, Provo, UT, 84604 | 15.9 | |
| Travelers | Advance Insurance | 248 South State, Orem, UT, 84058 | 18.6 | |
| Travelers | Ark Insurance Solutions | 655 E 4500 S Ste 210, Salt Lake City, UT, 84107 | 45.7 | |
| Travelers | Insurance Center Llc | 20 South Main, Payson, UT, 84651 | 1.8 | |
| Allstate | Antonio Perez Gandica | 1928 N 1120 W, Provo, UT, 84604 | 16.4 | |
| State Farm | Bill Coles | 1175 E 3200 N, Lehi, UT, 84043-5464 | 28.6 | |
| Allstate | Rich E. Davis Iii | 212 W 520 N, Orem, UT, 84057 | 19.5 | |
| Farmers | Chaz Vantassell | 988 E 3900 S, Salt Lake City, UT, 84124 | 46.5 | |
| State Farm | Steven Fisher | 8431 S 700 E, Sandy, UT, 84070-0501 | 40.5 | |
| Travelers | Express Insurance | 3301 University Ave N, Provo, UT, 84604 | 17.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $430 | $870 | $440 |
| Utah County, UT | $256,900 | $614 | $420 | $850 | $430 |
| Spanish Fork-Payson, UT | $228,600 | $659 | $470 | $940 | $470 |
| West Mountain, UT | $505,500 | $1,319 | $960 | $1,860 | $900 |
| Genola, UT | $285,900 | $665 | $480 | $950 | $470 |
| Fairfield, UT | $279,200 | $657 | $450 | $930 | $480 |
| Eagle Mountain, UT | $237,400 | $670 | $490 | $950 | $460 |
| Cedar Fort, UT | $247,700 | $625 | $420 | $890 | $470 |
| Mount Pleasant-Moroni, UT | $167,600 | $552 | $370 | $760 | $390 |
| Daniel, UT | $387,300 | $874 | $590 | $1,210 | $620 |
| Woodland, UT | $703,900 | $1,716 | $1,250 | $2,350 | $1,100 |
| South Salt Lake, UT | $184,200 | $653 | $450 | $930 | $480 |
| Park City, UT | $697,500 | $972 | $710 | $1,380 | $670 |