Gavop's guide to buying homeowners insurance in Streator, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $108,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $113,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $206,500 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $229,500 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $679 |
| Superior Protection Discount | -$83 | $745 |
| Fire & Security Discount | -$83 | $745 |
| Hail Resistant Roof Discount | -$17 | $812 |
| Newly Constructed Home Discount | -$190 | $638 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,295 |
| Hail Damage | $4,524 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,887 |
| Home Insurance Company Streator, IL | Homeowners Insurance Agency Streator, IL | Address | Popularity Score | Distance from Streator (miles) |
|---|---|---|---|---|
| Farmers | Ken Boncela | 21 W Merchants Dr, Oswego, IL, 60543 | 48.7 | |
| Allstate | James Delaney | 807 W Jefferson St Unit R, Shorewood, IL, 60404 | 42.4 | |
| Farmers | Mark Baker Lutcf | 2300 Plainfield Rd, Crest Hill, IL, 60403 | 47.0 | |
| State Farm | Bill Schuler | 2018 Plainfield Rd, Crest Hill, IL, 60403-1831 | 47.1 | |
| State Farm | Lucy Brogla | 572 Brook Forest Ave, Shorewood, IL, 60404-9706 | 43.2 | |
| Farmers | Donald Ardaugh | 16143 S Lincoln Hwynit 101, Plainfield, IL, 60544 | 46.5 | |
| Allstate | Calder Agency | 2765 Route 34, Oswego, IL, 60543 | 47.9 | |
| Allstate | Seng Sophanavong | 130 Eastgate Dr, Washington, IL, 61571 | 45.3 | |
| Travelers | First State Insurance | 715 Washington St, Mendota, IL, 61342 | 32.8 | |
| State Farm | Jim Lacey | 1300 W Jefferson St, Joliet, IL, 60435-6818 | 46.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,210 | $640 |
| Livingston County, IL | $109,500 | $660 | $480 | $910 | $430 |
| Streator, IL | $78,900 | $828 | $570 | $1,130 | $560 |
| Farm Ridge, IL | $120,100 | $712 | $490 | $1,000 | $510 |
| Toluca, IL | $76,200 | $562 | $380 | $800 | $420 |
| Varna, IL | $84,100 | $593 | $430 | $810 | $380 |
| Cazenovia, IL | $92,900 | $625 | $460 | $870 | $410 |
| Plattville, IL | $207,700 | $898 | $610 | $1,270 | $660 |
| Piper City, IL | $73,900 | $553 | $390 | $760 | $370 |
| McLean County, IL | $163,800 | $794 | $530 | $1,100 | $570 |
| Osceola, IL | $79,300 | $575 | $390 | $790 | $400 |
| Concord, IL | $71,300 | $542 | $370 | $780 | $410 |