Gavop shows you how to buy homeowners insurance in Ecorse, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $32,500 | $30,000 | $25,000-$50,000 |
2 Bedroom | $107,500 | $90,000 | $75,000-$100,000 |
3 Bedroom | $118,500 | $110,000 | $100,000-$125,000 |
4 Bedroom | $157,000 | $130,000 | $125,000-$150,000 |
5 Bedroom | $272,500 | $250,000 | $200,000-$250,000 |
Bundling Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Home and One Car | -$67 | $681 |
Home and Two Car | -$120 | $629 |
Home and Three Car | -$172 | $576 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Wayne County | $2,500 | $679 | $3,179 | $493 | $2,993 | $185 |
Ecorse, MI | $1,500 | $740 | $2,240 | $538 | $2,038 | $202 |
Woodhaven, MI | $500 | $652 | $1,152 | $474 | $974 | $178 |
Grosse Pointe Farms, MI | $2,000 | $858 | $2,858 | $624 | $2,624 | $235 |
Beverly Hills, MI | $400 | $812 | $1,212 | $590 | $990 | $222 |
Milford, MI | $2,000 | $731 | $2,731 | $531 | $2,531 | $200 |
Independence charter, MI | $500 | $759 | $1,259 | $552 | $1,052 | $208 |
Hamburg, MI | $2,000 | $757 | $2,757 | $550 | $2,550 | $207 |
Ortonville, MI | $200 | $797 | $997 | $579 | $779 | $218 |
China, MI | $2,500 | $868 | $3,368 | $631 | $3,131 | $237 |
Dryden, MI | $300 | $902 | $1,202 | $656 | $956 | $247 |
Sylvania, OH | $1,500 | $774 | $2,274 | $563 | $2,063 | $212 |
Home Insurance Company Ecorse, MI | Homeowners Insurance Agency Ecorse, MI | Address | Popularity Score | Distance from Ecorse (miles) |
---|---|---|---|---|
Allstate | Jake Suardini | 29798 S Wixom Rd, Wixom, MI, 48393 | 27.1 | |
State Farm | Wally Doran | 3601 West Road, Trenton, MI, 48183-2282 | 8.4 | |
State Farm | Bob Zakar | 936 N Telegraph Rd, Dearborn, MI, 48128-1621 | 8.3 | |
Allstate | Adam Khalil | 3676 S State St, Ann Arbor, MI, 48108 | 30.7 | |
Allstate | John Drewniak | 7226 Park Ave, Allen Park, MI, 48101 | 3.6 | |
State Farm | Jim Saucedo | 5602 W Vernor Hwy, Detroit, MI, 48209-2158 | 5.1 | |
State Farm | Jeff Garlick | 415 W University Dr, Rochester, MI, 48307-1943 | 29.9 | |
Allstate | John G. Parr | 6537 Allen Rd, Allen Park, MI, 48101 | 3.5 | |
Allstate | Clarence Little | 12825 Dix Toledo Rd, Southgate, MI, 48195 | 3.6 | |
State Farm | Mark Zellner | 2025 West Rd, Trenton, MI, 48183-3611 | 8.0 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Michigan | $136,400 | $775 | $560 | $1,080 | $520 |
Wayne County, MI | $92,400 | $687 | $490 | $980 | $490 |
Ecorse, MI | $37,900 | $749 | $530 | $1,060 | $530 |
Woodhaven, MI | $144,000 | $660 | $480 | $940 | $460 |
Grosse Pointe Farms, MI | $298,400 | $869 | $580 | $1,240 | $660 |
Beverly Hills, MI | $341,500 | $822 | $550 | $1,140 | $590 |
Milford, MI | $215,300 | $740 | $530 | $1,020 | $490 |
Independence charter, MI | $237,700 | $769 | $520 | $1,060 | $540 |
Hamburg, MI | $235,900 | $766 | $520 | $1,060 | $540 |
Ortonville, MI | $160,200 | $807 | $570 | $1,110 | $540 |
China, MI | $214,400 | $879 | $610 | $1,210 | $600 |
Dryden, MI | $236,700 | $913 | $650 | $1,270 | $620 |
Sylvania, OH | $185,100 | $784 | $570 | $1,080 | $510 |